Last update: Oct 2026

Cost of Living Comparison Between Toronto and Spokane, WA

For one person, living is cheaper in Toronto: $2,530 a month against $2,744 in Spokane, WA, rent and utilities included – about $2,600 less a year. The total is higher in Spokane, WA despite lower rent and utilities.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Spokane, WA
🇺🇸 United States
$2,744
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Spokane, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Spokane, WA actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,744 in Spokane, WA, rent included.

  • Toronto $2,530
  • Spokane, WA $2,744

A couple spends around $3,646 per month in Toronto vs $4,051 in Spokane, WA, rent included.

  • Toronto $3,646
  • Spokane, WA $4,051

A family of three spends $4,761 per month in Toronto vs $5,357 in Spokane, WA, rent included.

  • Toronto $4,761
  • Spokane, WA $5,357

Toronto is about 8% cheaper than Spokane, WA, and outside of rent the biggest gap is in groceries.

Both Toronto and Spokane, WA sit above the global median – Toronto by 89%, Spokane, WA by 105%.

Currency
🍽 Eating Out
Toronto
Spokane, WA
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$19.97 $19.97
-11.52%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$76.4 $76.4
1.30%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$13.02 $13.02
-19.59%
Cappuccino
$4.08 CA$5.81
$5.27 $5.27
-22.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$2.41 $2.41
-12.03%
Water (0.33 liter bottle)
$1.76 CA$2.51
$2.26 $2.26
-22.12%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$7.18 $7.18
-14.07%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$6.16 $6.16
11.85%
🛒 Groceries & Markets
Toronto
Spokane, WA
Difference
Milk (1 liter)
$2.43 CA$3.46
$0.98 $0.98
147.96%
White Bread (500g)
$2.75 CA$3.92
$3.42 $3.42
-19.59%
Rice (white) (1kg)
$2.23 CA$3.18
$4.85 $4.85
-54.02%
Eggs
$3.45 CA$4.91
$5.66 $5.66
-39.05%
Local Cheese (1kg)
$8.93 CA$12.73
$16.05 $16.05
-44.36%
Chicken Fillets (1kg)
$11.44 CA$16.31
$13.51 $13.51
-15.32%
Beef Round Steak (1kg)
$14.61 CA$20.83
$16.79 $16.79
-12.98%
Apples (1kg)
$3.75 CA$5.34
$6.12 $6.12
-38.73%
Banana (1kg)
$1.15 CA$1.64
$1.74 $1.74
-33.91%
Oranges (1kg)
$3.55 CA$5.06
$5.59 $5.59
-36.49%
Tomato (1kg)
$4.28 CA$6.10
$5.63 $5.63
-23.98%
Potato (1kg)
$1.85 CA$2.63
$3.03 $3.03
-38.94%
Onion (1kg)
$1.67 CA$2.38
$2.95 $2.95
-43.39%
Lettuce (1 head)
$2.22 CA$3.16
$2.06 $2.06
7.77%
Water (1.5 liter bottle)
$1.21 CA$1.72
$1.85 $1.85
-34.59%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$12.31 $12.31
12.75%
Wine (Bottle)
$14.25 CA$20.31
$14.08 $14.08
1.21%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$1.80 $1.80
22.22%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$4.71 $4.71
-48.62%
🚌 Getting Around
Toronto
Spokane, WA
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$2.06 $2.06
17.48%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$54.9 $54.9
101.82%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$4.95 $4.95
-41.41%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$1.79 $1.79
-29.61%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$40.13 $40.13
-45.10%
Gasoline (1 liter)
$1.22 CA$1.74
$1.36 $1.36
-10.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$36.3K $36.3K
-23.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$26.3K $26.3K
-24.51%
🧾 Monthly Utilities & Internet
Toronto
Spokane, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$177 $177
-30.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$75.2 $75.2
-57.41%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$74.0 $74.0
-35.27%
🎉 Sport & Entertainment
Toronto
Spokane, WA
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$57.5 $57.5
-32.29%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$15.21 $15.21
52.79%
Cinema Ticket
$12.61 CA$17.97
$16.20 $16.20
-22.16%
🧸 Childcare & Education
Toronto
Spokane, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$1,383 $1,383
-39.71%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$21.8K $21.8K
6.82%
👕👟 Clothing & Footwear
Toronto
Spokane, WA
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$53.5 $53.5
-1.63%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$51.0 $51.0
-21.04%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$116 $116
-17.32%
Men's Leather Business Shoes
$123 CA$175
$147 $147
-16.19%
🏠 Accommodation & Living
Toronto
Spokane, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$1,659 $1,659
-3.67%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$1,289 $1,289
11.32%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$2,653 $2,653
0.14%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$2,085 $2,085
0.53%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$3,431 $3,431
134.14%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$2,318 $2,318
182.92%
💵 Salaries & Financials
Toronto
Spokane, WA
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$4,366 $4,366
-14.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.76
-33.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Spokane, WA: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Spokane, WA
$1.3K 10.2% $146
Groceries & Markets
Toronto
$340
Spokane, WA
$436 28.1% $95
Eating Out
Toronto
$282
Spokane, WA
$329 16.7% $47
Monthly Utilities & Internet
Toronto
$202
Spokane, WA
$326 61.4% $124
Clothing & Footwear
Toronto
$140
Spokane, WA
$165 17.8% $25
Getting Around
Toronto
$130
Spokane, WA
$77 40.6% $53
Sport & Entertainment
Toronto
$64
Spokane, WA
$90 40.1% $26

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,659 in Spokane, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Spokane, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $76.0 in Spokane, WA. Groceries tell a different story – $340 in Toronto vs $436 in Spokane, WA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know
🇨🇦 Toronto
🇺🇸 Spokane, WA
🕒 Local time
02:28 2:28 AM
23:28 11:28 PM
3 h behind Toronto
🌤 Weather
👥 Population
2,731,571
228,989
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Toronto Spokane, WA 2,960 km ≈ 4 h 15 min nonstop flight
From you
  • Toronto
  • Spokane, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Spokane, WA: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Spokane, WA compare overall?
Monthly costs with rent: $2,530 in Toronto, $2,744 in Spokane, WA – roughly 8% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Toronto compared to Spokane, WA?
For a comfortable life, plan on about $3,795 per month in Toronto and $4,116 in Spokane, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Spokane, WA?
Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Toronto or Spokane, WA?
Monthly expenses with rent come to $2,530 in Toronto and $2,744 in Spokane, WA. That's a gap of about 8%.
How do commuting costs compare in Toronto and in Spokane, WA?
Public transport costs about 102% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,530 in Toronto and $2,744 in Spokane, WA. You'll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Toronto or Spokane, WA?
Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Toronto and Spokane, WA?
If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Spokane, WA makes more sense. Both are solid long-term options with distinct trade-offs.

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