Last update: Oct 2026

Cost of Living Comparison Between Toronto and Skardu

For one person, living is cheaper in Skardu: $426 a month against $2,610 in Toronto, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
22

Cost of Living Index in Skardu
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Skardu Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Skardu

🇵🇰 Pakistan

$426

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Skardu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Skardu actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $426 in Skardu, rent included.

Toronto $2,610
Skardu $426

A couple spends around $3,727 per month in Toronto vs $636 in Skardu, rent included.

Toronto $3,727
Skardu $636

A family of three spends $4,844 per month in Toronto vs $847 in Skardu, rent included.

Toronto $4,844
Skardu $847

Toronto costs about 513% more than Skardu, and outside of rent the biggest gap is in groceries.

Toronto sits 93% above the global median, while Skardu is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$1.84 PKR 509

855.98%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$11.31 PKR 3,132

596.91%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$4.65 PKR 1,286

130.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.72 PKR 753

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.11 PKR 1,415

Cappuccino

$4.09 CA$5.78

$1.68 PKR 464

143.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.31 PKR 84.5

577.42%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.18 PKR 50.3

855.56%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

Milk (1 liter)

$2.54 CA$3.59

$0.86 PKR 238

195.35%

White Bread (500g)

$2.72 CA$3.85

$0.59 PKR 164

361.02%

Rice (white) (1kg)

$2.18 CA$3.09

$1.16 PKR 320

87.93%

Eggs

$3.63 CA$5.13

$1.20 PKR 333

202.50%

Local Cheese (1kg)

$9.46 CA$13.37

$5.40 PKR 1,494

75.19%

Chicken Fillets (1kg)

$11.54 CA$16.32

$2.50 PKR 691

361.60%

Beef Round Steak (1kg)

$14.37 CA$20.32

$5.02 PKR 1,389

186.25%

Apples (1kg)

$3.70 CA$5.23

$1.10 PKR 305

236.36%

Banana (1kg)

$1.19 CA$1.68

$0.54 PKR 149

120.37%

Oranges (1kg)

$3.46 CA$4.90

$0.79 PKR 220

337.97%

Tomato (1kg)

$4.22 CA$5.97

$0.55 PKR 153

667.27%

Potato (1kg)

$1.79 CA$2.52

$0.28 PKR 76.3

539.29%

Onion (1kg)

$1.65 CA$2.33

$0.35 PKR 97.5

371.43%

Lettuce (1 head)

$2.20 CA$3.11

$0.46 PKR 127

378.26%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.38 PKR 104

231.58%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.59 PKR 441

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.07 PKR 295

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 563

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.10 PKR 580

565.24%

Wine (Bottle)

$14.20 CA$20.07

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.16 PKR 45.37

1350.00%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$9.06 PKR 2,509

1132.34%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.24 PKR 343

146.77%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.71 PKR 196

71.83%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$1.83 PKR 506

1085.25%

Gasoline (1 liter)

$1.21 CA$1.72

$1.18 PKR 327

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$19.1K PKR 5.3M

37.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.2K PKR 7.3M

-19.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$87.8 PKR 24.3K

36.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$3.60 PKR 996

794.72%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$13.36 PKR 3,697

265.87%

Gym Membership (Monthly)

$39.34 CA$55.6

$15.33 PKR 4,243

156.62%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$7.98 PKR 2,208

195.49%

Cinema Ticket

$12.58 CA$17.79

$4.88 PKR 1,351

157.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$47.71 PKR 13.2K

1643.60%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$1,082 PKR 299.5K

2081.91%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$19.16 PKR 5,304

172.86%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$24.54 PKR 6,793

60.72%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$59.7 PKR 16.5K

65.97%

Men's Leather Business Shoes

$122 CA$172

$34.15 PKR 9,451

256.98%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$128 PKR 35.4K

1177.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$78.3 PKR 21.7K

1750.47%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$250 PKR 69.3K

993.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$139 PKR 38.4K

1434.13%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,070 PKR 296.0K

667.24%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$494 PKR 136.8K

1283.37%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-65.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Skardu: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Skardu

$78 18.4% 94.6% $1.4K

Groceries & Markets

Toronto

$343 13.1%

Skardu

$90 21.2% 73.7% $253

Eating Out

Toronto

$283 10.9%

Skardu

$51 11.9% 82.1% $232

Monthly Utilities & Internet

Toronto

$201 7.7%

Skardu

$105 24.6% 47.8% $96

Clothing & Footwear

Toronto

$141 5.4%

Skardu

$62 14.5% 56% $79

Getting Around

Toronto

$130 5%

Skardu

$15 3.4% 88.9% $116

Sport & Entertainment

Toronto

$65 2.5%

Skardu

$25 5.9% 61.1% $39

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $128 in Skardu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $11.00 in Skardu. Monthly groceries follow the same trend: $343 vs $90.0 – making Skardu the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇰 Skardu

🕒 Local time

16:43 4:43 PM

01:43 1:43 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

260,000

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Skardu 10,880 km ≈ 14 h nonstop flight

From you

Toronto
Skardu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Skardu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $426 in Skardu – roughly 513% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,916 per month in Toronto and $638 in Skardu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 280% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $79.0 in Toronto and $11.00 in Skardu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $426, than in Toronto at $2,610. In Skardu it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Skardu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.