Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sioux City, IA

For one person, living is cheaper in Sioux City, IA: $2,192 a month against $2,530 in Toronto, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
106

Cost of Living Index in Sioux City, IA
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Sioux City, IA Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Sioux City, IA

🇺🇸 United States

$2,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sioux City, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sioux City, IA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,192 in Sioux City, IA.

Toronto $2,530
Sioux City, IA $2,192

Estimated couple costs with rent: $3,646 in Toronto versus $3,334 in Sioux City, IA.

Toronto $3,646
Sioux City, IA $3,334

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,477 in Sioux City, IA.

Toronto $4,761
Sioux City, IA $4,477

Living in Toronto is roughly 15% more expensive than in Sioux City, IA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Sioux City, IA 64% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$20.27 $20.27

-12.83%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$54.2 $54.2

42.85%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.45 $10.45

0.19%

Cappuccino

$4.08 CA$5.82

$6.02 $6.02

-32.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.15 $2.15

-1.40%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.77 $1.77

-0.56%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$4.98 $4.98

23.90%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.83

$5.90 $5.90

16.78%

Milk (1 liter)

$2.43 CA$3.47

$0.88 $0.88

176.14%

White Bread (500g)

$2.75 CA$3.92

$2.97 $2.97

-7.41%

Rice (white) (1kg)

$2.23 CA$3.18

$3.23 $3.23

-30.96%

Eggs

$3.45 CA$4.91

$3.52 $3.52

-1.99%

Local Cheese (1kg)

$8.93 CA$12.74

$8.35 $8.35

6.95%

Chicken Fillets (1kg)

$11.44 CA$16.31

$7.58 $7.58

50.92%

Beef Round Steak (1kg)

$14.61 CA$20.83

$16.89 $16.89

-13.50%

Apples (1kg)

$3.75 CA$5.34

$4.80 $4.80

-21.87%

Banana (1kg)

$1.15 CA$1.64

$1.58 $1.58

-27.22%

Oranges (1kg)

$3.55 CA$5.06

$4.21 $4.21

-15.68%

Tomato (1kg)

$4.28 CA$6.11

$3.95 $3.95

8.35%

Potato (1kg)

$1.85 CA$2.63

$1.88 $1.88

-1.60%

Onion (1kg)

$1.67 CA$2.38

$4.78 $4.78

-65.06%

Lettuce (1 head)

$2.22 CA$3.16

$2.32 $2.32

-4.31%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.17 $2.17

-44.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.79

$9.13 $9.13

52.03%

Wine (Bottle)

$14.25 CA$20.32

$15.11 $15.11

-5.69%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.68 $1.68

30.95%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.96 $2.96

-18.24%

One-way Ticket (Public Transport)

$2.42 CA$3.45

$1.85 $1.85

30.81%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$47.11 $47.11

135.07%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.99 $1.99

45.73%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.26 $1.26

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.41

$20.21 $20.21

9.01%

Gasoline (1 liter)

$1.22 CA$1.74

$0.87 $0.87

40.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.3K $36.3K

-23.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$24.9K $24.9K

-20.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$165 $165

-26.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.67

$52.4 $52.4

-38.82%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$68.9 $68.9

-30.46%

Gym Membership (Monthly)

$38.90 CA$55.5

$98.8 $98.8

-60.64%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.13

$20.20 $20.20

15.05%

Cinema Ticket

$12.61 CA$17.98

$15.17 $15.17

-16.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,089 $1,089

-23.44%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$11.8K $11.8K

97.20%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$43.23 $43.23

21.67%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$21.84 $21.84

84.34%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$76.7 $76.7

25.42%

Men's Leather Business Shoes

$123 CA$175

$88.8 $88.8

38.52%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,279

$947 $947

68.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,046

$945 $945

51.86%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,788

$1,480 $1,480

79.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,989

$1,690 $1,690

24.00%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,540 $1,540

421.79%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,350

$1,535 $1,535

327.08%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,337

$3,593 $3,593

4.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Sioux City, IA: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Sioux City, IA

$945 43.2% 34.1% $490

Groceries & Markets

Toronto

$340 13.1%

Sioux City, IA

$344 15.7% 1.2% $4.2

Eating Out

Toronto

$282 10.9%

Sioux City, IA

$318 14.5% 12.9% $36

Monthly Utilities & Internet

Toronto

$202 7.8%

Sioux City, IA

$286 13.1% 41.8% $84

Clothing & Footwear

Toronto

$140 5.4%

Sioux City, IA

$104 4.7% 26.1% $37

Getting Around

Toronto

$130 5%

Sioux City, IA

$63 2.9% 51.6% $67

Sport & Entertainment

Toronto

$64 2.5%

Sioux City, IA

$129 5.9% 101% $65

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $947 in Sioux City, IA. Housing cost is often the main lever when comparing two cities.

Toronto pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $54.0 in Sioux City, IA. Groceries flip the comparison at $340 vs $344, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Sioux City, IA

🕒 Local time

03:54 3:54 AM

02:54 2:54 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

85,797

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Sioux City, IA 1,390 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Sioux City, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sioux City, IA: Cost of Living - Frequently Asked Questions

Toronto and Sioux City, IA differ by about 15% in total monthly costs ($2,530 vs $2,192 including rent). Sioux City, IA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $947 in Sioux City, IA. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sioux City, IA runs roughly 135% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $834 in Toronto versus $1,089 in Sioux City, IA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,192 in Sioux City, IA versus $2,530 in Toronto, a $3,000 budget is realistic in Sioux City, IA but tight or insufficient in Toronto. The gap between the two cities makes Sioux City, IA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sioux City, IA gentler on the wallet – expenses run 15% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.