Last update: Nov 2026

Cost of Living Comparison Between Toronto and Sint Nicolaas

For one person, living is cheaper in Sint Nicolaas: $138 a month against $2,599 in Toronto, rent and utilities included – about $29,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Sint Nicolaas

🇦🇼 Aruba

$138

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Sint Nicolaas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sint Nicolaas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $138 in Sint Nicolaas.

Toronto $2,599
Sint Nicolaas $138

Estimated couple costs with rent: $3,700 in Toronto versus $332 in Sint Nicolaas.

Toronto $3,700
Sint Nicolaas $332

Monthly costs for a family of three with rent: $4,801 in Toronto versus $526 in Sint Nicolaas.

Toronto $4,801
Sint Nicolaas $526

Living in Toronto is roughly 1786% more expensive than in Sint Nicolaas, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 92% above, Sint Nicolaas is 90% below.

Meal at Budget Restaurant

$17.98 CA$25.28

$16.69 AWG 29.87

7.73%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$43.78 AWG 78.4

65.05%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

Cappuccino

$4.34 CA$6.11

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

Water (0.33 liter bottle)

$1.66 CA$2.33

$1.08 AWG 1.93

53.70%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

Milk (1 liter)

$2.57 CA$3.61

White Bread (500g)

$2.71 CA$3.81

Rice (white) (1kg)

$2.28 CA$3.20

Eggs

$3.60 CA$5.07

Local Cheese (1kg)

$8.94 CA$12.58

Chicken Fillets (1kg)

$11.19 CA$15.74

Beef Round Steak (1kg)

$15.23 CA$21.41

Apples (1kg)

$3.74 CA$5.27

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.03

Tomato (1kg)

$4.25 CA$5.98

Potato (1kg)

$1.94 CA$2.73

Onion (1kg)

$1.67 CA$2.35

Lettuce (1 head)

$2.30 CA$3.23

Water (1.5 liter bottle)

$1.26 CA$1.78

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

Wine (Bottle)

$14.25 CA$20.04

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

One-way Ticket (Public Transport)

$2.35 CA$3.31

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.24

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

Gym Membership (Monthly)

$36.65 CA$51.5

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

Cinema Ticket

$12.78 CA$17.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Sint Nicolaas: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Sint Nicolaas

–

Groceries & Markets

Toronto

$345 13.3%

Sint Nicolaas

–

Eating Out

Toronto

$290 11.2%

Sint Nicolaas

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Sint Nicolaas

–

Clothing & Footwear

Toronto

$145 5.6%

Sint Nicolaas

–

Getting Around

Toronto

$130 5%

Sint Nicolaas

–

Sport & Entertainment

Toronto

$62 2.4%

Sint Nicolaas

–

Cost Breakdown

Dining out at a mid-range restaurant: $72 in Toronto vs $44 in Sint Nicolaas for two.

Good to know

🇨🇦 Toronto

🇦🇼 Sint Nicolaas

🕒 Local time

11:56 11:56 AM

12:56 12:56 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

18,000

💱 Currency

Canadian Dollar CAD $

Aruban Florin AWG ƒ

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1 AWG = 0.559 USD

1 AWG = 0.497 EUR

Exchange rates and currency converter

AWG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

Aruban Florin exchange rates as of November 6, 2026: 1 USD = 1.79 AWG (1 AWG = 0.559 USD). 1 EUR = 2.01 AWG (1 AWG = 0.497 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Sint Nicolaas 3,590 km ≈ 5 h nonstop flight

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Toronto
Sint Nicolaas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Sint Nicolaas: Cost of Living - Frequently Asked Questions

Sint Nicolaas wins on cost – living expenses run 95% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Sint Nicolaas the obvious pick if budget is a priority.

You’d need roughly $3,899 in Toronto and $207 in Sint Nicolaas to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Sint Nicolaas – a meal for two runs $44 versus $72 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,599 per month in Toronto versus $138 in Sint Nicolaas – Sint Nicolaas is about 95% cheaper, which adds up to real savings over time.

At $138 in Sint Nicolaas versus $2,599 in Toronto, a $800 budget is realistic in Sint Nicolaas but tight or insufficient in Toronto. The gap between the two cities makes Sint Nicolaas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.