Last update: Oct 2026

Cost of Living Comparison Between Toronto and Simi Valley, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,291 in Simi Valley, CA, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
162

Cost of Living Index in Simi Valley, CA
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Simi Valley, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Simi Valley, CA

🇺🇸 United States

$3,291

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Simi Valley, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Simi Valley, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $3,291 in Simi Valley, CA.

Toronto $2,561
Simi Valley, CA $3,291

Estimated couple costs with rent: $3,694 in Toronto versus $4,712 in Simi Valley, CA.

Toronto $3,694
Simi Valley, CA $4,712

Monthly costs for a family of three with rent: $4,826 in Toronto versus $6,133 in Simi Valley, CA.

Toronto $4,826
Simi Valley, CA $6,133

Living in Toronto costs roughly 22% less than in Simi Valley, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Simi Valley, CA 144% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$23.12 $23.12

-25.69%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$70.0 $70.0

8.56%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.59 $11.59

-9.06%

Cappuccino

$4.02 CA$5.68

$5.29 $5.29

-24.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.05 $2.05

3.41%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.97 $1.97

-11.17%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.35 $7.35

-15.10%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.04 $6.04

17.38%

Milk (1 liter)

$2.44 CA$3.45

$1.16 $1.16

110.34%

White Bread (500g)

$2.68 CA$3.78

$2.44 $2.44

9.84%

Rice (white) (1kg)

$2.24 CA$3.17

$4.47 $4.47

-49.89%

Eggs

$3.56 CA$5.03

$4.57 $4.57

-22.10%

Local Cheese (1kg)

$9.09 CA$12.85

$12.32 $12.32

-26.22%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.20 $11.20

1.16%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.95 $13.95

4.16%

Apples (1kg)

$3.62 CA$5.12

$3.89 $3.89

-6.94%

Banana (1kg)

$1.21 CA$1.72

$1.78 $1.78

-32.02%

Oranges (1kg)

$3.60 CA$5.09

$3.73 $3.73

-3.49%

Tomato (1kg)

$4.21 CA$5.96

$6.65 $6.65

-36.69%

Potato (1kg)

$1.79 CA$2.53

$2.61 $2.61

-31.42%

Onion (1kg)

$1.59 CA$2.25

$3.45 $3.45

-53.91%

Lettuce (1 head)

$2.27 CA$3.21

$2.03 $2.03

11.82%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.29 $2.29

-45.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$11.68 $11.68

18.32%

Wine (Bottle)

$14.27 CA$20.18

$12.06 $12.06

18.33%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.78 $1.78

23.60%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.13 $3.13

-22.36%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.79 $1.79

33.52%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.44 $4.44

-34.46%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.81 $1.81

-33.70%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$35.72 $35.72

-40.15%

Gasoline (1 liter)

$1.21 CA$1.71

$1.32 $1.32

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.4K $36.4K

-22.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.5K $25.5K

-20.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$211 $211

-42.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$62.5 $62.5

-48.40%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$69.0 $69.0

-30.58%

Gym Membership (Monthly)

$38.48 CA$54.4

$30.23 $30.23

27.29%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$11.96 $11.96

3.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,196 $1,196

-30.62%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$43.0K $43.0K

-46.28%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$75.1 $75.1

-32.49%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$40.02 $40.02

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$81.0 $81.0

20.95%

Men's Leather Business Shoes

$121 CA$171

$171 $171

-29.36%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,071 $2,071

-23.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,986 $1,986

-28.99%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,450 $2,450

8.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$3,287 $3,287

-34.54%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,023 $5,023

-25.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.64

-32.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Simi Valley, CA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Simi Valley, CA

$2K 60.3% 40.8% $576

Groceries & Markets

Toronto

$340 13.3%

Simi Valley, CA

$375 11.4% 10.3% $35

Eating Out

Toronto

$278 10.9%

Simi Valley, CA

$348 10.6% 25.1% $70

Monthly Utilities & Internet

Toronto

$201 7.8%

Simi Valley, CA

$343 10.4% 70.8% $142

Clothing & Footwear

Toronto

$139 5.4%

Simi Valley, CA

$165 5% 18.6% $26

Getting Around

Toronto

$129 5.1%

Simi Valley, CA

$21 * 0.6% 84% $109

Sport & Entertainment

Toronto

$63 2.5%

Simi Valley, CA

$54 1.7% 14.4% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $2,071 in Simi Valley, CA. Housing cost is often the main lever when comparing two cities.

Simi Valley, CA pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $70.0 in Simi Valley, CA. Groceries flip the comparison at $340 vs $375, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Simi Valley, CA

🕒 Local time

15:37 3:37 PM

12:37 12:37 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

121,288

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Simi Valley, CA 3,520 km ≈ 5 h nonstop flight

From you

Toronto
Simi Valley, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Simi Valley, CA: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 29% lower than in Simi Valley, CA. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

On paper, salaries run 35% lower in Simi Valley, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $2,071 in Simi Valley, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Simi Valley, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $3,291 in Simi Valley, CA – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Simi Valley, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 29% less than in Simi Valley, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.