Last update: Oct 2026

Cost of Living Comparison Between Toronto and Shirvan

For one person, living is cheaper in Shirvan: $221 a month against $2,561 in Toronto, rent and utilities included – about $28,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Shirvan

🇦🇿 Azerbaijan

$221

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Shirvan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Shirvan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $221 in Shirvan.

Toronto $2,561
Shirvan $221

Estimated couple costs with rent: $3,694 in Toronto versus $354 in Shirvan.

Toronto $3,694
Shirvan $354

Monthly costs for a family of three with rent: $4,826 in Toronto versus $486 in Shirvan.

Toronto $4,826
Shirvan $486

Living in Toronto is roughly 1058% more expensive than in Shirvan, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Shirvan is 84% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$8.88 ₼15.08

93.47%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

Cappuccino

$4.02 CA$5.68

$1.67 ₼2.83

140.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.28 ₼0.47

657.14%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.25 ₼0.43

600.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.75 ₼2.97

256.57%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.01 ₼5.12

135.55%

Milk (1 liter)

$2.44 CA$3.45

$1.39 ₼2.36

75.54%

White Bread (500g)

$2.68 CA$3.78

$0.37 ₼0.62

624.32%

Rice (white) (1kg)

$2.24 CA$3.17

$1.16 ₼1.97

93.10%

Eggs

$3.56 CA$5.03

$0.72 ₼1.23

394.44%

Local Cheese (1kg)

$9.09 CA$12.85

$2.30 ₼3.91

295.22%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.44 ₼5.84

229.36%

Beef Round Steak (1kg)

$14.53 CA$20.55

$7.50 ₼12.75

93.73%

Apples (1kg)

$3.62 CA$5.12

$0.61 ₼1.04

493.44%

Banana (1kg)

$1.21 CA$1.72

$0.90 ₼1.53

34.44%

Oranges (1kg)

$3.60 CA$5.09

$0.45 ₼0.77

700.00%

Tomato (1kg)

$4.21 CA$5.96

Potato (1kg)

$1.79 CA$2.53

$0.23 ₼0.39

678.26%

Onion (1kg)

$1.59 CA$2.25

$0.30 ₼0.51

430.00%

Lettuce (1 head)

$2.27 CA$3.21

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.45 ₼0.77

177.78%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.49 ₼2.53

827.52%

Wine (Bottle)

$14.27 CA$20.18

$2.68 ₼4.55

432.46%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.63 ₼2.77

34.97%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.00 ₼6.80

-39.25%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.61 ₼1.04

96.72%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.69 ₼1.18

75.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Shirvan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Shirvan

–

Groceries & Markets

Toronto

$340 13.3%

Shirvan

–

Eating Out

Toronto

$278 10.9%

Shirvan

–

Monthly Utilities & Internet

Toronto

$201 7.8%

Shirvan

–

Clothing & Footwear

Toronto

$139 5.4%

Shirvan

–

Getting Around

Toronto

$129 5.1%

Shirvan

–

Sport & Entertainment

Toronto

$63 2.5%

Shirvan

–

Good to know

🇨🇦 Toronto

🇦🇿 Shirvan

🕒 Local time

17:03 5:03 PM

01:03 1:03 AM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

82,800

💱 Currency

Canadian Dollar CAD $

Azerbaijani Manat AZN ₼

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Shirvan 9,370 km ≈ 12 h nonstop flight

From you

Toronto
Shirvan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Shirvan: Cost of Living - Frequently Asked Questions

Shirvan is cheaper overall, especially in groceries, eating out, and clothing. The 1058% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $332 in Shirvan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 208% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $221 in Shirvan – a 1058% gap that adds up to real savings over time for anyone picking the cheaper option.

At $221 in Shirvan versus $2,561 in Toronto, a $1,500 budget is realistic in Shirvan but tight or insufficient in Toronto. The gap between the two cities makes Shirvan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Shirvan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shirvan gentler on the wallet – expenses run 1058% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.