Last update: Oct 2026

Cost of Living Comparison Between Toronto and Scottsbluff, NE

For one person, living is cheaper in Scottsbluff, NE: $1,809 a month against $2,610 in Toronto, rent and utilities included – about $9,600 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
87

Cost of Living Index in Scottsbluff, NE
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Scottsbluff, NE Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Scottsbluff, NE

🇺🇸 United States

$1,809

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Scottsbluff, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Scottsbluff, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $1,809 in Scottsbluff, NE.

Toronto $2,610
Scottsbluff, NE $1,809

Estimated couple costs with rent: $3,727 in Toronto versus $2,701 in Scottsbluff, NE.

Toronto $3,727
Scottsbluff, NE $2,701

Monthly costs for a family of three with rent: $4,844 in Toronto versus $3,592 in Scottsbluff, NE.

Toronto $4,844
Scottsbluff, NE $3,592

Living in Toronto is roughly 44% more expensive than in Scottsbluff, NE, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Scottsbluff, NE 34% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.91 $19.91

-11.65%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$64.8 $64.8

21.67%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.83 $11.83

-9.30%

Cappuccino

$4.09 CA$5.78

$5.91 $5.91

-30.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.03 $3.03

-30.69%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.34 $2.34

-26.50%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.89 $6.89

-7.69%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.83 $7.83

-9.58%

Milk (1 liter)

$2.54 CA$3.59

$0.94 $0.94

170.21%

White Bread (500g)

$2.72 CA$3.85

$1.07 $1.07

154.21%

Rice (white) (1kg)

$2.18 CA$3.09

$1.85 $1.85

17.84%

Eggs

$3.63 CA$5.13

$5.30 $5.30

-31.51%

Local Cheese (1kg)

$9.46 CA$13.37

$8.60 $8.60

10.00%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.97 $12.97

-11.03%

Beef Round Steak (1kg)

$14.37 CA$20.32

$11.32 $11.32

26.94%

Apples (1kg)

$3.70 CA$5.23

$5.11 $5.11

-27.59%

Banana (1kg)

$1.19 CA$1.68

$1.27 $1.27

-6.30%

Oranges (1kg)

$3.46 CA$4.90

$4.27 $4.27

-18.97%

Tomato (1kg)

$4.22 CA$5.97

$5.08 $5.08

-16.93%

Potato (1kg)

$1.79 CA$2.52

$1.52 $1.52

17.76%

Onion (1kg)

$1.65 CA$2.33

$1.91 $1.91

-13.61%

Lettuce (1 head)

$2.20 CA$3.11

$1.78 $1.78

23.60%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.31 $2.31

-45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.65 $10.65

31.17%

Wine (Bottle)

$14.20 CA$20.07

$18.62 $18.62

-23.74%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.64 $2.64

-14.77%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.56 $3.56

-28.93%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.92 $1.92

20.83%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.60 $3.60

-15.00%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.77 $1.77

-31.07%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$30.09 $30.09

-27.92%

Gasoline (1 liter)

$1.21 CA$1.72

$1.07 $1.07

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$30.9K $30.9K

-15.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-18.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$164 $164

-27.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$77.9 $77.9

-58.67%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.2 $69.2

-29.37%

Gym Membership (Monthly)

$39.34 CA$55.6

$45.52 $45.52

-13.58%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$15.22 $15.22

-17.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$813 $813

2.35%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$34.4K $34.4K

-31.45%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.9 $58.9

-11.21%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$39.78 $39.78

-0.85%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$70.5 $70.5

40.51%

Men's Leather Business Shoes

$122 CA$172

$130 $130

-6.42%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$745 $745

118.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$580 $580

149.74%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,207 $1,207

126.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$912 $912

133.50%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,656 $2,656

208.95%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,490 $2,490

174.58%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$2,006 $2,006

75.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.9

-35.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Scottsbluff, NE: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Scottsbluff, NE

$580 32.1% 60% $868

Groceries & Markets

Toronto

$343 13.1%

Scottsbluff, NE

$350 19.3% 2% $6.9

Eating Out

Toronto

$283 10.9%

Scottsbluff, NE

$337 18.7% 19.1% $54

Monthly Utilities & Internet

Toronto

$201 7.7%

Scottsbluff, NE

$311 17.2% 55% $110

Clothing & Footwear

Toronto

$141 5.4%

Scottsbluff, NE

$135 7.5% 4.2% $6

Getting Around

Toronto

$130 5%

Scottsbluff, NE

$20 * 1.1% 84.5% $110

Sport & Entertainment

Toronto

$65 2.5%

Scottsbluff, NE

$76 4.2% 17.8% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $745 in Scottsbluff, NE. Housing cost is often the main lever when comparing two cities.

Toronto pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $65.0 in Scottsbluff, NE. Groceries flip the comparison at $343 vs $350, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Scottsbluff, NE

🕒 Local time

02:49 2:49 AM

00:49 12:49 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

15,039

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Scottsbluff, NE 1,990 km ≈ 3 h nonstop flight

From you

Toronto
Scottsbluff, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Scottsbluff, NE: Cost of Living - Frequently Asked Questions

Scottsbluff, NE wins on cost – living expenses run 44% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Scottsbluff, NE the obvious pick if budget is a priority.

Average pay runs 75% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $745 in Scottsbluff, NE. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $813 in Scottsbluff, NE. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Scottsbluff, NE – a meal for two runs $65.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,809 in Scottsbluff, NE versus $2,610 in Toronto, a $2,000 budget is realistic in Scottsbluff, NE but tight or insufficient in Toronto. The gap between the two cities makes Scottsbluff, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Scottsbluff, NE gentler on the wallet – expenses run 44% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.