Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saratov

For one person, living is cheaper in Saratov: $1,160 a month against $2,530 in Toronto, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
56

Cost of Living Index in Saratov
Learn more

Saratov Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Saratov

🇷🇺 Russia

$1,160

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saratov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saratov actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $1,160 in Saratov, rent included.

Toronto $2,530
Saratov $1,160

A couple spends around $3,646 per month in Toronto vs $1,766 in Saratov, rent included.

Toronto $3,646
Saratov $1,766

A family of three spends $4,761 per month in Toronto vs $2,371 in Saratov, rent included.

Toronto $4,761
Saratov $2,371

Toronto costs about 118% more than Saratov, and outside of rent the biggest gap is in transport.

Toronto sits 89% above the global median, while Saratov is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$15.02 ₽1,278

17.64%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$9.63 ₽819

8.72%

Cappuccino

$4.08 CA$5.81

$4.10 ₽349

-0.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.89 ₽75.8

138.20%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.48 ₽41.03

266.67%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$0.92 ₽78.0

570.65%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

Milk (1 liter)

$2.43 CA$3.46

$1.13 ₽96.5

115.04%

White Bread (500g)

$2.75 CA$3.92

Rice (white) (1kg)

$2.23 CA$3.18

$1.55 ₽132

43.87%

Eggs

$3.45 CA$4.91

$1.65 ₽140

109.09%

Local Cheese (1kg)

$8.93 CA$12.73

$12.64 ₽1,076

-29.35%

Chicken Fillets (1kg)

$11.44 CA$16.31

$5.71 ₽486

100.35%

Beef Round Steak (1kg)

$14.61 CA$20.83

$12.97 ₽1,103

12.64%

Apples (1kg)

$3.75 CA$5.34

$4.48 ₽381

-16.29%

Banana (1kg)

$1.15 CA$1.64

$2.38 ₽203

-51.68%

Oranges (1kg)

$3.55 CA$5.06

$0.68 ₽57.9

422.06%

Tomato (1kg)

$4.28 CA$6.10

$5.40 ₽460

-20.74%

Potato (1kg)

$1.85 CA$2.63

$1.11 ₽94.1

66.67%

Onion (1kg)

$1.67 CA$2.38

$0.49 ₽41.52

240.82%

Lettuce (1 head)

$2.22 CA$3.16

$0.84 ₽71.6

164.29%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.63 ₽53.3

92.06%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$2.89 ₽246

380.28%

Wine (Bottle)

$14.25 CA$20.31

$9.59 ₽816

48.59%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.07 ₽90.8

105.61%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.24 ₽191

8.04%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.55 ₽46.50

340.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$14.57 ₽1,239

660.05%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.25 ₽106

132.00%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.30 ₽25.90

320.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$8.95 ₽761

146.15%

Gasoline (1 liter)

$1.22 CA$1.74

$0.81 ₽69.1

50.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$45.6K ₽3.9M

-39.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$33.8K ₽2.9M

-41.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$115 ₽9,775

6.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$9.93 ₽845

222.56%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$10.62 ₽904

351.22%

Gym Membership (Monthly)

$38.90 CA$55.5

$46.54 ₽3,960

-16.42%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$26.99 ₽2,296

-13.89%

Cinema Ticket

$12.61 CA$17.97

$7.84 ₽667

60.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$304 ₽25.9K

174.17%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$2,152 ₽183.1K

984.74%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$85.0 ₽7,236

-38.14%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$52.3 ₽4,454

-23.08%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$103 ₽8,801

-6.99%

Men's Leather Business Shoes

$123 CA$175

$118 ₽10.0K

4.58%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$506 ₽43.1K

215.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$318 ₽27.1K

351.20%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$975 ₽83.0K

172.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$666 ₽56.7K

214.62%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,722 ₽146.5K

366.46%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,236 ₽105.2K

430.40%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$737 ₽62.7K

407.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

25.33

-82.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Saratov: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Saratov

$318 27.8% 77.8% $1.1K

Groceries & Markets

Toronto

$340 13.1%

Saratov

$240 * 21% 29.4% $100

Eating Out

Toronto

$282 10.9%

Saratov

$208 * 18.2% 26.1% $73

Monthly Utilities & Internet

Toronto

$202 7.8%

Saratov

$135 11.8% 32.9% $66

Clothing & Footwear

Toronto

$140 5.4%

Saratov

$161 14.1% 14.9% $21

Getting Around

Toronto

$130 5%

Saratov

$20 1.7% 84.9% $110

Sport & Entertainment

Toronto

$64 2.5%

Saratov

$62 5.4% 3% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $506 in Saratov. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 408% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇨🇦 Toronto

🇷🇺 Saratov

🕒 Local time

07:20 7:20 AM

15:20 3:20 PM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

818,383

💱 Currency

Canadian Dollar CAD $

Russian Ruble RUB ₽

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Saratov 8,200 km ≈ 11 h nonstop flight

From you

Toronto
Saratov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saratov: Cost of Living - Frequently Asked Questions

Toronto costs about 118% more than Saratov, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,795 per month in Toronto and $1,740 in Saratov. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saratov, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 660% less in Saratov. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 42% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Saratov, where all-in costs run around $1,160, than in Toronto at $2,530. In Saratov it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Saratov – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saratov. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.