Last update: Oct 2026

Cost of Living Comparison Between Toronto and Sao Bernardo do Campo

For one person, living is cheaper in Sao Bernardo do Campo: $864 a month against $2,561 in Toronto, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Sao Bernardo do Campo
🇧🇷 Brazil
$864
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Sao Bernardo do Campo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Sao Bernardo do Campo actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $864 in Sao Bernardo do Campo, rent included.

  • Toronto $2,561
  • Sao Bernardo do Campo $864

A couple spends around $3,694 per month in Toronto vs $1,353 in Sao Bernardo do Campo, rent included.

  • Toronto $3,694
  • Sao Bernardo do Campo $1,353

A family of three spends $4,826 per month in Toronto vs $1,841 in Sao Bernardo do Campo, rent included.

  • Toronto $4,826
  • Sao Bernardo do Campo $1,841

Toronto costs about 196% more than Sao Bernardo do Campo, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while Sao Bernardo do Campo is 36% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Sao Bernardo do Campo
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$7.15 R$36.26
140.28%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$29.48 R$149
157.70%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$9.18 R$46.52
14.81%
Cappuccino
$4.02 CA$5.68
$1.83 R$9.27
119.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$1.29 R$6.54
64.34%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.73 R$3.68
139.73%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$2.43 R$12.31
156.79%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$3.91 R$19.81
81.33%
🛒 Groceries & Markets
Toronto
Sao Bernardo do Campo
Difference
Milk (1 liter)
$2.44 CA$3.45
$1.02 R$5.18
139.22%
White Bread (500g)
$2.68 CA$3.78
$1.92 R$9.74
39.58%
Rice (white) (1kg)
$2.24 CA$3.17
$1.38 R$6.98
62.32%
Eggs
$3.56 CA$5.03
$2.01 R$10.21
77.11%
Local Cheese (1kg)
$9.09 CA$12.85
$10.85 R$55.0
-16.22%
Chicken Fillets (1kg)
$11.33 CA$16.01
$4.60 R$23.30
146.30%
Beef Round Steak (1kg)
$14.53 CA$20.55
$10.53 R$53.4
37.99%
Apples (1kg)
$3.62 CA$5.12
$2.37 R$12.04
52.74%
Banana (1kg)
$1.21 CA$1.72
$1.64 R$8.30
-26.22%
Oranges (1kg)
$3.60 CA$5.09
$1.38 R$6.99
160.87%
Tomato (1kg)
$4.21 CA$5.96
$1.35 R$6.86
211.85%
Potato (1kg)
$1.79 CA$2.53
$1.28 R$6.47
39.84%
Onion (1kg)
$1.59 CA$2.25
$0.98 R$4.99
62.24%
Lettuce (1 head)
$2.27 CA$3.21
$0.92 R$4.67
146.74%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.88 R$4.44
42.05%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$2.23 R$11.29
519.73%
Wine (Bottle)
$14.27 CA$20.18
$6.69 R$33.90
113.30%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.31 R$6.62
67.94%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.57 R$13.05
-5.45%
🚌 Getting Around
Toronto
Sao Bernardo do Campo
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$1.12 R$5.70
113.39%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
-
-
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$1.18 R$5.96
146.61%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$0.61 R$3.12
96.72%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$3.09 R$15.67
591.91%
Gasoline (1 liter)
$1.21 CA$1.71
$1.19 R$6.02
1.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$24.2K R$122.6K
16.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$32.3K R$163.6K
-37.22%
🧾 Monthly Utilities & Internet
Toronto
Sao Bernardo do Campo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$67.5 R$342
78.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$14.78 R$74.9
118.27%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$20.70 R$105
131.55%
🎉 Sport & Entertainment
Toronto
Sao Bernardo do Campo
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$24.62 R$125
56.30%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$33.67 R$171
-31.81%
Cinema Ticket
$12.38 CA$17.50
$7.01 R$35.56
76.60%
🧸 Childcare & Education
Toronto
Sao Bernardo do Campo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$339 R$1,717
145.03%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$6,468 R$32.8K
257.00%
👕👟 Clothing & Footwear
Toronto
Sao Bernardo do Campo
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$38.86 R$197
30.49%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$48.51 R$246
-17.50%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$91.3 R$463
7.35%
Men's Leather Business Shoes
$121 CA$171
$77.3 R$392
56.18%
🏠 Accommodation & Living
Toronto
Sao Bernardo do Campo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$338 R$1,715
370.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$255 R$1,292
453.38%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$1,001 R$5,074
166.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$440 R$2,229
389.27%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,610 R$8,163
393.42%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$1,098 R$5,565
495.99%
💵 Salaries & Financials
Toronto
Sao Bernardo do Campo
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$397 R$2,014
838.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
10.81
-58.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Sao Bernardo do Campo: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Sao Bernardo do Campo
$255 81.9% $1.2K
Groceries & Markets
Toronto
$340
Sao Bernardo do Campo
$209 38.4% $131
Eating Out
Toronto
$278
Sao Bernardo do Campo
$135 51.6% $143
Monthly Utilities & Internet
Toronto
$201
Sao Bernardo do Campo
$103 48.7% $98
Clothing & Footwear
Toronto
$139
Sao Bernardo do Campo
$115 17.3% $24
Getting Around
Toronto
$129
Sao Bernardo do Campo
$8.8 * 93.2% $121
Sport & Entertainment
Toronto
$63
Sao Bernardo do Campo
$39 38.9% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $338 in Sao Bernardo do Campo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 838% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $29.00 in Sao Bernardo do Campo. Monthly groceries follow the same trend: $340 vs $209 – making Sao Bernardo do Campo the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇧🇷 Sao Bernardo do Campo
🕒 Local time
21:28 9:28 PM
22:28 10:28 PM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
810,729
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • Toronto Sao Bernardo do Campo 8,210 km ≈ 11 h nonstop flight
From you
  • Toronto
  • Sao Bernardo do Campo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Sao Bernardo do Campo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Sao Bernardo do Campo?
Toronto costs about 196% more than Sao Bernardo do Campo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Sao Bernardo do Campo?
For a comfortable life, plan on about $3,841 per month in Toronto and $1,296 in Sao Bernardo do Campo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Sao Bernardo do Campo?
Rent is clearly cheaper in Sao Bernardo do Campo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Toronto and in Sao Bernardo do Campo?
A mid-range dinner for two costs $76.0 in Toronto and $29.00 in Sao Bernardo do Campo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Toronto or in Sao Bernardo do Campo?
Groceries cost about 62% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Toronto or in Sao Bernardo do Campo?
A $1,000 monthly budget goes further in Sao Bernardo do Campo, where all-in costs run around $864, than in Toronto at $2,561. In Sao Bernardo do Campo it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Sao Bernardo do Campo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to Toronto or to Sao Bernardo do Campo?
If budget matters most, go with Sao Bernardo do Campo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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