Last update: Oct 2026

Cost of Living Comparison Between Toronto and Santa Rita

For one person, living is cheaper in Santa Rita: $932 a month against $2,530 in Toronto, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Santa Rita

🇵🇾 Paraguay

$932

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Santa Rita

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Santa Rita actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $932 in Santa Rita, rent included.

Toronto $2,530
Santa Rita $932

A couple spends around $3,646 per month in Toronto vs $1,412 in Santa Rita, rent included.

Toronto $3,646
Santa Rita $1,412

A family of three spends $4,761 per month in Toronto vs $1,893 in Santa Rita, rent included.

Toronto $4,761
Santa Rita $1,893

Toronto costs about 172% more than Santa Rita, and outside of rent the biggest gap is in eating out.

Toronto sits 89% above the global median, while Santa Rita is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$3.43 ₲19.5K

415.16%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$33.54 ₲190.4K

130.71%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

Cappuccino

$4.08 CA$5.81

$3.33 ₲18.9K

22.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.87 ₲4,948

143.68%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.49 ₲2,783

259.18%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$1.34 ₲7,583

414.18%

Milk (1 liter)

$2.43 CA$3.46

$1.12 ₲6,371

116.96%

White Bread (500g)

$2.75 CA$3.92

$1.82 ₲10.3K

51.10%

Rice (white) (1kg)

$2.23 CA$3.18

$1.15 ₲6,553

93.91%

Eggs

$3.45 CA$4.91

$2.74 ₲15.6K

25.91%

Local Cheese (1kg)

$8.93 CA$12.73

$7.86 ₲44.6K

13.61%

Chicken Fillets (1kg)

$11.44 CA$16.31

$4.33 ₲24.6K

164.20%

Beef Round Steak (1kg)

$14.61 CA$20.83

$11.25 ₲63.9K

29.87%

Apples (1kg)

$3.75 CA$5.34

$5.25 ₲29.8K

-28.57%

Banana (1kg)

$1.15 CA$1.64

Oranges (1kg)

$3.55 CA$5.06

$3.43 ₲19.5K

3.50%

Tomato (1kg)

$4.28 CA$6.10

$3.09 ₲17.5K

38.51%

Potato (1kg)

$1.85 CA$2.63

$3.30 ₲18.7K

-43.94%

Onion (1kg)

$1.67 CA$2.38

$2.61 ₲14.8K

-36.02%

Lettuce (1 head)

$2.22 CA$3.16

$0.81 ₲4,606

174.07%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.40 ₲7,950

-13.57%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

Wine (Bottle)

$14.25 CA$20.31

$5.07 ₲28.8K

181.07%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.75 ₲15.6K

-12.00%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.33 ₲7,530

81.95%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$40.55 ₲230.2K

173.09%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$4.37 ₲24.8K

-71.17%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$3.83 ₲21.7K

475.20%

Gasoline (1 liter)

$1.22 CA$1.74

$1.42 ₲8,087

-14.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$9,647 ₲54.8M

186.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$105 ₲594.6K

16.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$23.85 ₲135.4K

34.30%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$37.63 ₲213.6K

27.35%

Gym Membership (Monthly)

$38.90 CA$55.5

$43.27 ₲245.6K

-10.10%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$25.68 ₲145.8K

-9.50%

Cinema Ticket

$12.61 CA$17.97

$8.31 ₲47.2K

51.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$77.2 ₲437.9K

980.96%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$50.9 ₲288.9K

3.36%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$83.6 ₲474.7K

-51.86%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

Men's Leather Business Shoes

$123 CA$175

$68.9 ₲391.2K

78.38%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$346 ₲2.0M

362.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$254 ₲1.4M

466.02%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$421 ₲2.4M

530.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$340 ₲1.9M

517.06%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$514 ₲2.9M

628.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Santa Rita: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Santa Rita

–

Groceries & Markets

Toronto

$340 13.1%

Santa Rita

–

Eating Out

Toronto

$282 10.9%

Santa Rita

–

Monthly Utilities & Internet

Toronto

$202 7.8%

Santa Rita

–

Clothing & Footwear

Toronto

$140 5.4%

Santa Rita

–

Getting Around

Toronto

$130 5%

Santa Rita

–

Sport & Entertainment

Toronto

$64 2.5%

Santa Rita

–

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $346 in Santa Rita. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 628% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $34.00 in Santa Rita. Monthly groceries follow the same trend: $340 vs $230 – making Santa Rita the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇾 Santa Rita

🕒 Local time

06:18 6:18 AM

07:18 7:18 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

35,000

💱 Currency

Canadian Dollar CAD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.57 EUR

Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Paraguayan Guarani exchange rates as of October 10, 2026: 1 USD = 5,676 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,361 PYG (10,000 PYG = 1.57 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Santa Rita 8,110 km ≈ 11 h nonstop flight

From you

Toronto
Santa Rita

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Santa Rita: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,530 in Toronto, $932 in Santa Rita – roughly 172% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,795 per month in Toronto and $1,397 in Santa Rita. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rita, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 173% less in Santa Rita. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $834 per month in Toronto and $77.2 in Santa Rita. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Santa Rita, where all-in costs run around $932, than in Toronto at $2,530. In Santa Rita it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Rita – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santa Rita. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.