Last update: Nov 2026

Cost of Living Comparison Between Toronto and Santa Isabel

For one person, living is cheaper in Santa Isabel: $1,298 a month against $2,599 in Toronto, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
62

Cost of Living Index in Santa Isabel
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Santa Isabel Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Santa Isabel

🇵🇷 Puerto Rico

$1,298

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Santa Isabel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Santa Isabel actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $1,298 in Santa Isabel, rent included.

Toronto $2,599
Santa Isabel $1,298

A couple spends around $3,700 per month in Toronto vs $2,045 in Santa Isabel, rent included.

Toronto $3,700
Santa Isabel $2,045

A family of three spends $4,801 per month in Toronto vs $2,791 in Santa Isabel, rent included.

Toronto $4,801
Santa Isabel $2,791

Toronto costs about 100% more than Santa Isabel, and outside of rent the biggest gap is in transport.

Toronto sits 92% above the global median, while Santa Isabel is 4% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.98 CA$25.20

$19.18 $19.18

-6.26%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$82.6 $82.6

-12.47%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$9.06 $9.06

19.54%

Cappuccino

$4.34 CA$6.09

$3.61 $3.61

20.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$1.89 $1.89

14.29%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.51 $1.51

9.93%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$3.02 $3.02

110.26%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$5.07 $5.07

44.77%

Milk (1 liter)

$2.57 CA$3.60

$1.31 $1.31

96.18%

White Bread (500g)

$2.71 CA$3.79

$3.40 $3.40

-20.29%

Rice (white) (1kg)

$2.28 CA$3.19

$2.42 $2.42

-5.79%

Eggs

$3.60 CA$5.05

$6.21 $6.21

-42.03%

Local Cheese (1kg)

$8.94 CA$12.54

$12.41 $12.41

-27.96%

Chicken Fillets (1kg)

$11.19 CA$15.69

$9.82 $9.82

13.95%

Beef Round Steak (1kg)

$15.23 CA$21.34

$13.10 $13.10

16.26%

Apples (1kg)

$3.74 CA$5.25

$5.01 $5.01

-25.35%

Banana (1kg)

$1.23 CA$1.72

$2.54 $2.54

-51.57%

Oranges (1kg)

$3.58 CA$5.02

$4.94 $4.94

-27.53%

Tomato (1kg)

$4.25 CA$5.96

$4.67 $4.67

-8.99%

Potato (1kg)

$1.94 CA$2.72

$3.85 $3.85

-49.61%

Onion (1kg)

$1.67 CA$2.34

$3.88 $3.88

-56.96%

Lettuce (1 head)

$2.30 CA$3.22

$3.37 $3.37

-31.75%

Water (1.5 liter bottle)

$1.26 CA$1.77

$1.65 $1.65

-23.64%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

$12.04 $12.04

17.86%

Wine (Bottle)

$14.25 CA$19.97

$15.50 $15.50

-8.06%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$3.14 $3.14

-27.39%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$3.94 $3.94

-34.52%

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

$2.44 $2.44

23.36%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$0.66 $0.66

84.85%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

$39.69 $39.69

-45.02%

Gasoline (1 liter)

$1.23 CA$1.73

$1.09 $1.09

12.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$35.1K $35.1K

-23.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$27.9K $27.9K

-21.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$318 $318

-61.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

$68.5 $68.5

-51.69%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$71.1 $71.1

-30.99%

Gym Membership (Monthly)

$36.65 CA$51.4

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

$10.62 $10.62

20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

$826 $826

-8.69%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

$12.0K $12.0K

181.75%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

$56.7 $56.7

-11.18%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

$62.2 $62.2

-33.35%

Sport Shoes (Adidas, Nike)

$101 CA$142

$107 $107

-5.43%

Men's Leather Business Shoes

$130 CA$183

$115 $115

13.11%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Santa Isabel: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Santa Isabel

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Santa Isabel

$398 30.6% 15.3% $53

Eating Out

Toronto

$290 11.2%

Santa Isabel

$263 20.2% 9.4% $27

Monthly Utilities & Internet

Toronto

$203 7.8%

Santa Isabel

$457 35.2% 125% $254

Clothing & Footwear

Toronto

$145 5.6%

Santa Isabel

$153 11.8% 5.5% $8

Getting Around

Toronto

$130 5%

Santa Isabel

$5.8 * 0.4% 95.6% $124

Sport & Entertainment

Toronto

$62 2.4%

Santa Isabel

$21 * 1.6% 65.9% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $72 in Toronto versus $83 in Santa Isabel. Monthly groceries follow the same trend: $345 vs $398 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇷 Santa Isabel

🕒 Local time

00:00 12:00 AM

01:00 1:00 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

23,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Santa Isabel 3,100 km ≈ 4 h 30 min nonstop flight

From you

Toronto
Santa Isabel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Santa Isabel: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,599 in Toronto, $1,298 in Santa Isabel – Santa Isabel comes out roughly 50% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,899 per month in Toronto and $1,948 in Santa Isabel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $72 in Toronto and $83 in Santa Isabel. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 13% cheaper in Toronto – one category where the pricier city actually offers better value.

A $2,000 monthly budget goes further in Santa Isabel, where all-in costs run around $1,298, than in Toronto at $2,599. In Santa Isabel it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Santa Isabel has an edge in some lifestyle areas, with costs from $1,298 in Santa Isabel to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.