Last update: Nov 2026

Cost of Living Comparison Between Toronto and Santa Cruz, Bolivia

Name: Santa Cruz
Address: Santa Cruz, BO

For one person, living is cheaper in Santa Cruz: $676 a month against $2,599 in Toronto, rent and utilities included – about $23,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
32

Cost of Living Index in Santa Cruz
Learn more

Santa Cruz Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Santa Cruz

🇧🇴 Bolivia

$676

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Santa Cruz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Santa Cruz actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $676 in Santa Cruz, rent included.

Toronto $2,599
Santa Cruz $676

A couple spends around $3,700 per month in Toronto vs $1,235 in Santa Cruz, rent included.

Toronto $3,700
Santa Cruz $1,235

A family of three spends $4,801 per month in Toronto vs $1,793 in Santa Cruz, rent included.

Toronto $4,801
Santa Cruz $1,793

Toronto costs about 284% more than Santa Cruz, and outside of rent the biggest gap is in eating out.

Toronto sits 92% above the global median, while Santa Cruz is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.98 CA$25.28

$2.12 BOB 25.23

748.11%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$18.41 BOB 219

292.50%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

$5.40 BOB 64.3

100.56%

Cappuccino

$4.34 CA$6.11

$1.81 BOB 21.53

139.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

$0.50 BOB 5.91

332.00%

Water (0.33 liter bottle)

$1.66 CA$2.33

$0.43 BOB 5.13

286.05%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$0.96 BOB 11.43

561.46%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$1.33 BOB 15.87

451.88%

Milk (1 liter)

$2.57 CA$3.61

$0.83 BOB 9.88

209.64%

White Bread (500g)

$2.71 CA$3.81

$1.00 BOB 11.96

171.00%

Rice (white) (1kg)

$2.28 CA$3.20

$1.09 BOB 13.00

109.17%

Eggs

$3.60 CA$5.07

$1.18 BOB 14.08

205.08%

Local Cheese (1kg)

$8.94 CA$12.58

$3.36 BOB 40.06

166.07%

Chicken Fillets (1kg)

$11.19 CA$15.74

$2.88 BOB 34.30

288.54%

Beef Round Steak (1kg)

$15.23 CA$21.41

$5.40 BOB 64.4

182.04%

Apples (1kg)

$3.74 CA$5.27

$1.95 BOB 23.26

91.79%

Banana (1kg)

$1.23 CA$1.72

$0.68 BOB 8.16

80.88%

Oranges (1kg)

$3.58 CA$5.03

$0.85 BOB 10.18

321.18%

Tomato (1kg)

$4.25 CA$5.98

$0.83 BOB 9.93

412.05%

Potato (1kg)

$1.94 CA$2.73

$0.80 BOB 9.59

142.50%

Onion (1kg)

$1.67 CA$2.35

$0.76 BOB 9.06

119.74%

Lettuce (1 head)

$2.30 CA$3.23

$0.64 BOB 7.68

259.37%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.73 BOB 8.75

72.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

$2.05 BOB 24.46

592.20%

Wine (Bottle)

$14.25 CA$20.04

$4.49 BOB 53.6

217.37%

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

$1.14 BOB 13.63

100.00%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

$1.69 BOB 20.16

52.66%

One-way Ticket (Public Transport)

$2.35 CA$3.31

$0.28 BOB 3.34

739.29%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

$24.38 BOB 291

355.21%

Taxi Start (Normal Tariff)

$3.01 CA$4.24

$1.84 BOB 21.99

63.59%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.05 BOB 12.50

16.19%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

$6.43 BOB 76.7

239.35%

Gasoline (1 liter)

$1.23 CA$1.73

$0.64 BOB 7.69

92.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

$14.9K BOB 177.4K

81.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

$20.9K BOB 249.3K

4.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

$38.29 BOB 456

215.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

$20.47 BOB 244

61.70%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

$19.02 BOB 227

158.10%

Gym Membership (Monthly)

$36.65 CA$51.5

$19.70 BOB 235

86.04%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

$13.37 BOB 159

87.06%

Cinema Ticket

$12.78 CA$17.97

$6.44 BOB 76.7

98.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

$123 BOB 1,468

512.67%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

$9,266 BOB 110.4K

263.59%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

$26.14 BOB 312

92.77%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

$37.67 BOB 449

9.98%

Sport Shoes (Adidas, Nike)

$101 CA$142

$70.7 BOB 843

43.22%

Men's Leather Business Shoes

$130 CA$183

$62.1 BOB 740

109.88%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

$276 BOB 3,285

476.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

$256 BOB 3,054

455.96%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

$923 BOB 11.0K

186.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

$856 BOB 10.2K

144.18%

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

$1,350 BOB 16.1K

472.67%

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

$753 BOB 8,973

815.52%

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

$304 BOB 3,621

1092.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.17

-27.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Santa Cruz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Santa Cruz

$256 37.9% 82% $1.2K

Groceries & Markets

Toronto

$345 13.3%

Santa Cruz

$123 18.2% 64.4% $222

Eating Out

Toronto

$290 11.2%

Santa Cruz

$66 9.8% 77.3% $224

Monthly Utilities & Internet

Toronto

$203 7.8%

Santa Cruz

$78 11.5% 61.7% $125

Clothing & Footwear

Toronto

$145 5.6%

Santa Cruz

$88 13.1% 39.2% $57

Getting Around

Toronto

$130 5%

Santa Cruz

$33 4.8% 74.8% $97

Sport & Entertainment

Toronto

$62 2.4%

Santa Cruz

$33 4.8% 47.6% $30

Cost Breakdown

A central one-bedroom costs $1,590 in Toronto versus $276 in Santa Cruz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toronto are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Toronto versus $18 in Santa Cruz. Monthly groceries follow the same trend: $345 vs $123 – making Santa Cruz the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇧🇴 Santa Cruz

🕒 Local time

18:43 6:43 PM

19:43 7:43 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,800,000

💱 Currency

Canadian Dollar CAD $

Bolivian Boliviano BOB Bs.

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

100 BOB = 8.39 USD

100 BOB = 7.51 EUR

Exchange rates and currency converter

BOB, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

Bolivian Boliviano exchange rates as of November 6, 2026: 1 USD = 11.92 BOB (100 BOB = 8.39 USD). 1 EUR = 13.32 BOB (100 BOB = 7.51 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Santa Cruz 7,030 km ≈ 9 h nonstop flight

From you

Toronto
Santa Cruz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Santa Cruz: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 284%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,899 per month in Toronto and $1,015 in Santa Cruz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Cruz, especially for central apartments: a one-bedroom in the center costs $276 there versus $1,590 in Toronto.

Groceries cost about 181% more in Toronto, though the gap depends on what you buy.

A mid-range dinner for two costs $72 in Toronto and $18 in Santa Cruz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Santa Cruz, where all-in costs run around $676, than in Toronto at $2,599. In Santa Cruz it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Cruz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santa Cruz. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.