Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Ramon

For one person, living is cheaper in San Ramon: $1,755 a month against $2,530 in Toronto, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
85

Cost of Living Index in San Ramon
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San Ramon Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

San Ramon

🇨🇷 Costa Rica

$1,755

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Ramon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Ramon actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $1,755 in San Ramon, rent included.

Toronto $2,530
San Ramon $1,755

A couple spends around $3,646 per month in Toronto vs $2,755 in San Ramon, rent included.

Toronto $3,646
San Ramon $2,755

A family of three spends $4,761 per month in Toronto vs $3,755 in San Ramon, rent included.

Toronto $4,761
San Ramon $3,755

Toronto costs about 44% more than San Ramon, and outside of rent the biggest gap is in transport.

Both Toronto and San Ramon sit above the global median – Toronto by 89%, San Ramon by 31%.

Meal at Budget Restaurant

$17.67 CA$25.13

$11.87 ₡5,352

48.86%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$56.6 ₡25.5K

36.83%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$11.15 ₡5,025

-6.10%

Cappuccino

$4.08 CA$5.80

$4.31 ₡1,942

-5.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$2.60 ₡1,172

-18.46%

Water (0.33 liter bottle)

$1.76 CA$2.50

$1.91 ₡862

-7.85%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

$3.35 ₡1,510

84.18%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

$4.36 ₡1,968

58.03%

Milk (1 liter)

$2.43 CA$3.46

$2.33 ₡1,050

4.29%

White Bread (500g)

$2.75 CA$3.91

$3.09 ₡1,392

-11.00%

Rice (white) (1kg)

$2.23 CA$3.17

$2.44 ₡1,099

-8.61%

Eggs

$3.45 CA$4.90

$5.22 ₡2,354

-33.91%

Local Cheese (1kg)

$8.93 CA$12.71

$10.80 ₡4,868

-17.31%

Chicken Fillets (1kg)

$11.44 CA$16.27

$10.47 ₡4,720

9.26%

Beef Round Steak (1kg)

$14.61 CA$20.78

$14.16 ₡6,384

3.18%

Apples (1kg)

$3.75 CA$5.33

$5.22 ₡2,352

-28.16%

Banana (1kg)

$1.15 CA$1.63

$1.55 ₡699

-25.81%

Oranges (1kg)

$3.55 CA$5.05

$3.45 ₡1,557

2.90%

Tomato (1kg)

$4.28 CA$6.09

$3.37 ₡1,521

27.00%

Potato (1kg)

$1.85 CA$2.62

$3.02 ₡1,361

-38.74%

Onion (1kg)

$1.67 CA$2.37

$3.18 ₡1,436

-47.48%

Lettuce (1 head)

$2.22 CA$3.15

$1.26 ₡569

76.19%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.67 ₡1,202

-54.68%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$5.74 ₡2,587

141.81%

Wine (Bottle)

$14.25 CA$20.27

$16.49 ₡7,435

-13.58%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$2.54 ₡1,143

-13.39%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

$2.62 ₡1,182

-7.63%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.36 ₡612

77.94%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$2.51 ₡1,131

15.54%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

$1.64 ₡738

-23.17%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

$8.98 ₡4,047

145.32%

Gasoline (1 liter)

$1.22 CA$1.74

$1.49 ₡672

-18.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$21.8K ₡9.8M

26.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$35.1K ₡15.8M

-43.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$145 ₡65.4K

-15.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$44.41 ₡20.0K

-27.88%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$54.9 ₡24.8K

-12.76%

Gym Membership (Monthly)

$38.90 CA$55.3

$73.2 ₡33.0K

-46.83%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

Cinema Ticket

$12.61 CA$17.94

$8.38 ₡3,778

50.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$858 ₡386.6K

-2.76%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$17.2K ₡7.7M

35.83%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$71.2 ₡32.1K

-26.14%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$57.2 ₡25.8K

-29.58%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$131 ₡59.2K

-26.70%

Men's Leather Business Shoes

$123 CA$175

$134 ₡60.4K

-8.27%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$793 ₡357.5K

101.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$630 ₡284.0K

127.75%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$1,848 ₡833.1K

43.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$1,266 ₡570.7K

65.59%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$1,168 ₡526.5K

587.86%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

$1,157 ₡521.7K

466.59%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.78

-49.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for San Ramon: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

San Ramon

$630 35.7% 56.1% $805

Groceries & Markets

Toronto

$340 13.1%

San Ramon

$382 21.6% 12.2% $41

Eating Out

Toronto

$282 10.9%

San Ramon

$224 12.7% 20.7% $58

Monthly Utilities & Internet

Toronto

$202 7.8%

San Ramon

$244 13.9% 21.1% $43

Clothing & Footwear

Toronto

$140 5.4%

San Ramon

$177 10.1% 26.2% $37

Getting Around

Toronto

$130 5%

San Ramon

$16 * 0.9% 87.6% $113

Sport & Entertainment

Toronto

$64 2.5%

San Ramon

$90 5.1% 40.2% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $793 in San Ramon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Toronto versus $57.0 in San Ramon. Groceries tell a different story – $340 in Toronto vs $382 in San Ramon – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇷 San Ramon

🕒 Local time

22:51 10:51 PM

20:51 8:51 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

10,000

💱 Currency

Canadian Dollar CAD $

Costa Rican Colón CRC ₡

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

Exchange rates and currency converter

CRC, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Costa Rican Colón exchange rates as of October 10, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 506 CRC (1,000 CRC = 1.98 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto San Ramon 3,760 km ≈ 5 h nonstop flight

From you

Toronto
San Ramon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Ramon: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,530 in Toronto, $1,755 in San Ramon – roughly 44% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,795 per month in Toronto and $2,633 in San Ramon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Ramon, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,530 in Toronto and $1,755 in San Ramon. That's a gap of about 44%.

Kindergarten costs $834 per month in Toronto and $858 in San Ramon. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in San Ramon, where all-in costs run around $1,755, than in Toronto at $2,530. In San Ramon it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward San Ramon – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with San Ramon. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.