Last update: Nov 2026

Cost of Living Comparison Between Toronto and San Lorenzo, Puerto Rico

For one person, living is cheaper in San Lorenzo: $1,263 a month against $2,599 in Toronto, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
60

Cost of Living Index in San Lorenzo
Learn more

San Lorenzo Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

San Lorenzo

🇵🇷 Puerto Rico

$1,263

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Lorenzo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Lorenzo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $1,263 in San Lorenzo.

Toronto $2,599
San Lorenzo $1,263

Estimated couple costs with rent: $3,700 in Toronto versus $1,995 in San Lorenzo.

Toronto $3,700
San Lorenzo $1,995

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,728 in San Lorenzo.

Toronto $4,801
San Lorenzo $2,728

Living in Toronto is roughly 106% more expensive than in San Lorenzo, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 92% above, San Lorenzo is 7% below.

Meal at Budget Restaurant

$17.98 CA$25.20

$11.94 $11.94

50.59%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$84.7 $84.7

-14.69%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$9.08 $9.08

19.27%

Cappuccino

$4.34 CA$6.09

$3.47 $3.47

25.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$1.88 $1.88

14.89%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.46 $1.46

13.70%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$3.07 $3.07

106.84%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$5.10 $5.10

43.92%

Milk (1 liter)

$2.57 CA$3.60

$2.20 $2.20

16.82%

White Bread (500g)

$2.71 CA$3.79

$3.72 $3.72

-27.15%

Rice (white) (1kg)

$2.28 CA$3.19

$2.44 $2.44

-6.56%

Eggs

$3.60 CA$5.05

$7.93 $7.93

-54.60%

Local Cheese (1kg)

$8.94 CA$12.54

$12.65 $12.65

-29.33%

Chicken Fillets (1kg)

$11.19 CA$15.69

$9.67 $9.67

15.72%

Beef Round Steak (1kg)

$15.23 CA$21.34

$13.43 $13.43

13.40%

Apples (1kg)

$3.74 CA$5.25

$4.95 $4.95

-24.44%

Banana (1kg)

$1.23 CA$1.72

$2.58 $2.58

-52.33%

Oranges (1kg)

$3.58 CA$5.02

$4.81 $4.81

-25.57%

Tomato (1kg)

$4.25 CA$5.96

$4.68 $4.68

-9.19%

Potato (1kg)

$1.94 CA$2.72

$3.89 $3.89

-50.13%

Onion (1kg)

$1.67 CA$2.34

$3.90 $3.90

-57.18%

Lettuce (1 head)

$2.30 CA$3.22

$3.47 $3.47

-33.72%

Water (1.5 liter bottle)

$1.26 CA$1.77

$1.58 $1.58

-20.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

$11.84 $11.84

19.85%

Wine (Bottle)

$14.25 CA$19.97

$15.44 $15.44

-7.71%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$2.97 $2.97

-23.23%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$4.10 $4.10

-37.07%

One-way Ticket (Public Transport)

$2.35 CA$3.30

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

$2.55 $2.55

18.04%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.53 $1.53

-20.26%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

$41.24 $41.24

-47.09%

Gasoline (1 liter)

$1.23 CA$1.73

$1.26 $1.26

-2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$34.5K $34.5K

-21.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$27.6K $27.6K

-20.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$320 $320

-62.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

$69.6 $69.6

-52.44%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$69.6 $69.6

-29.46%

Gym Membership (Monthly)

$36.65 CA$51.4

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

Cinema Ticket

$12.78 CA$17.91

$10.46 $10.46

22.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

$818 $818

-7.78%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

$12.0K $12.0K

181.46%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

$55.4 $55.4

-9.06%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

$61.5 $61.5

-32.68%

Sport Shoes (Adidas, Nike)

$101 CA$142

$110 $110

-7.60%

Men's Leather Business Shoes

$130 CA$183

$113 $113

14.96%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for San Lorenzo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

San Lorenzo

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

San Lorenzo

$416 33% 20.7% $71

Eating Out

Toronto

$290 11.2%

San Lorenzo

$203 16.1% 29.9% $87

Monthly Utilities & Internet

Toronto

$203 7.8%

San Lorenzo

$459 36.4% 126% $256

Clothing & Footwear

Toronto

$145 5.6%

San Lorenzo

$153 12.1% 5.1% $7.4

Getting Around

Toronto

$130 5%

San Lorenzo

$10 * 0.8% 92.1% $119

Sport & Entertainment

Toronto

$62 2.4%

San Lorenzo

$21 * 1.7% 66.4% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $72 in Toronto vs $85 in San Lorenzo for a mid-range dinner for two. Groceries echo the gap at $345 vs $416 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇷 San Lorenzo

🕒 Local time

05:13 5:13 AM

06:13 6:13 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

9,373

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto San Lorenzo 3,100 km ≈ 4 h 15 min nonstop flight

From you

Toronto
San Lorenzo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Lorenzo: Cost of Living - Frequently Asked Questions

San Lorenzo is about 51% cheaper overall, especially in transport, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,899 in Toronto and $1,894 in San Lorenzo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Toronto pay roughly 17% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,599 per month in Toronto versus $1,263 in San Lorenzo – San Lorenzo is about 51% cheaper, which adds up to real savings over time.

At $1,263 in San Lorenzo versus $2,599 in Toronto, a $1,500 budget is realistic in San Lorenzo but tight or insufficient in Toronto. The gap between the two cities makes San Lorenzo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.