Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Leandro, CA

For one person, living is cheaper in Toronto: $2,561 a month against $3,437 in San Leandro, CA, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
168

Cost of Living Index in San Leandro, CA
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San Leandro, CA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

San Leandro, CA

🇺🇸 United States

$3,437

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Leandro, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Leandro, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $3,437 in San Leandro, CA.

Toronto $2,561
San Leandro, CA $3,437

Estimated couple costs with rent: $3,694 in Toronto versus $5,019 in San Leandro, CA.

Toronto $3,694
San Leandro, CA $5,019

Monthly costs for a family of three with rent: $4,826 in Toronto versus $6,601 in San Leandro, CA.

Toronto $4,826
San Leandro, CA $6,601

Living in Toronto costs roughly 25% less than in San Leandro, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, San Leandro, CA 155% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$25.07 $25.07

-31.47%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$111 $111

-31.39%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$15.06 $15.06

-30.01%

Cappuccino

$4.02 CA$5.68

$5.82 $5.82

-30.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$3.23 $3.23

-34.37%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.73 $2.73

-35.90%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.98 $7.98

-21.80%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.03 $9.03

-21.48%

Milk (1 liter)

$2.44 CA$3.45

$1.70 $1.70

43.53%

White Bread (500g)

$2.68 CA$3.78

$5.43 $5.43

-50.64%

Rice (white) (1kg)

$2.24 CA$3.17

$4.74 $4.74

-52.74%

Eggs

$3.56 CA$5.03

$5.85 $5.85

-39.15%

Local Cheese (1kg)

$9.09 CA$12.85

$15.24 $15.24

-40.35%

Chicken Fillets (1kg)

$11.33 CA$16.01

$13.33 $13.33

-15.00%

Beef Round Steak (1kg)

$14.53 CA$20.55

$22.58 $22.58

-35.65%

Apples (1kg)

$3.62 CA$5.12

$5.99 $5.99

-39.57%

Banana (1kg)

$1.21 CA$1.72

$1.53 $1.53

-20.92%

Oranges (1kg)

$3.60 CA$5.09

$4.30 $4.30

-16.28%

Tomato (1kg)

$4.21 CA$5.96

$6.48 $6.48

-35.03%

Potato (1kg)

$1.79 CA$2.53

$3.11 $3.11

-42.44%

Onion (1kg)

$1.59 CA$2.25

$2.70 $2.70

-41.11%

Lettuce (1 head)

$2.27 CA$3.21

$1.96 $1.96

15.82%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.95 $1.95

-35.90%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$11.78 $11.78

17.32%

Wine (Bottle)

$14.27 CA$20.18

$14.59 $14.59

-2.19%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.70 $1.70

29.41%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.59 $3.59

-32.31%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$5.42 $5.42

-55.90%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$101 $101

10.02%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.18 $4.18

-30.38%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.01 $2.01

-40.30%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$38.71 $38.71

-44.77%

Gasoline (1 liter)

$1.21 CA$1.71

$1.55 $1.55

-21.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.8K $36.8K

-23.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.6K $25.6K

-20.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$243 $243

-50.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$49.72 $49.72

-35.12%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$76.8 $76.8

-37.57%

Gym Membership (Monthly)

$38.48 CA$54.4

$50.7 $50.7

-24.16%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$15.94 $15.94

-22.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$2,906 $2,906

-71.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$42.3K $42.3K

-45.40%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$66.8 $66.8

-24.03%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$39.91 $39.91

0.28%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$91.2 $91.2

7.46%

Men's Leather Business Shoes

$121 CA$171

$118 $118

2.54%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,396 $2,396

-33.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,835 $1,835

-23.12%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$3,666 $3,666

-27.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,959 $2,959

-27.29%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$5,059 $5,059

57.05%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$4,037 $4,037

62.07%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,686 $5,686

-34.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.76

-33.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for San Leandro, CA: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

San Leandro, CA

$1.8K 53.4% 30.1% $424

Groceries & Markets

Toronto

$340 13.3%

San Leandro, CA

$473 13.8% 39.3% $134

Eating Out

Toronto

$278 10.9%

San Leandro, CA

$397 11.6% 42.9% $119

Monthly Utilities & Internet

Toronto

$201 7.8%

San Leandro, CA

$370 10.8% 84.4% $169

Clothing & Footwear

Toronto

$139 5.4%

San Leandro, CA

$142 4.1% 2% $2.8

Getting Around

Toronto

$129 5.1%

San Leandro, CA

$137 4% 5.7% $7.3

Sport & Entertainment

Toronto

$63 2.5%

San Leandro, CA

$83 2.4% 30.7% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $2,396 in San Leandro, CA. Housing cost is often the main lever when comparing two cities.

San Leandro, CA pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $111 in San Leandro, CA for a mid-range dinner for two. Groceries echo the gap at $340 vs $473 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 San Leandro, CA

🕒 Local time

09:27 9:27 AM

06:27 6:27 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

88,815

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto San Leandro, CA 3,620 km ≈ 5 h nonstop flight

From you

Toronto
San Leandro, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Leandro, CA: Cost of Living - Frequently Asked Questions

Toronto and San Leandro, CA differ by about 34% in total monthly costs ($2,561 vs $3,437 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 53% lower in San Leandro, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $2,396 in San Leandro, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in San Leandro, CA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $111 in San Leandro, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 34% less than in San Leandro, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.