Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Juan del Sur

For one person, living is cheaper in San Juan del Sur: $1,058 a month against $2,561 in Toronto, rent and utilities included – about $18,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
51

Cost of Living Index in San Juan del Sur
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San Juan del Sur Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

San Juan del Sur

🇳🇮 Nicaragua

$1,058

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Juan del Sur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Juan del Sur actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,058 in San Juan del Sur, rent included.

Toronto $2,561
San Juan del Sur $1,058

A couple spends around $3,694 per month in Toronto vs $1,682 in San Juan del Sur, rent included.

Toronto $3,694
San Juan del Sur $1,682

A family of three spends $4,826 per month in Toronto vs $2,307 in San Juan del Sur, rent included.

Toronto $4,826
San Juan del Sur $2,307

Toronto costs about 142% more than San Juan del Sur, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while San Juan del Sur is 22% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$4.17 NIO 153

311.99%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$34.08 NIO 1,248

122.92%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.57 NIO 204

89.23%

Cappuccino

$4.02 CA$5.68

$2.56 NIO 93.7

57.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.86 NIO 31.37

146.51%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.68 NIO 25.02

157.35%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.47 NIO 53.8

324.49%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.23 NIO 81.8

217.94%

Milk (1 liter)

$2.44 CA$3.45

$1.24 NIO 45.36

96.77%

White Bread (500g)

$2.68 CA$3.78

$1.53 NIO 55.9

75.16%

Rice (white) (1kg)

$2.24 CA$3.17

$1.19 NIO 43.56

88.24%

Eggs

$3.56 CA$5.03

$2.44 NIO 89.2

45.90%

Local Cheese (1kg)

$9.09 CA$12.85

$7.71 NIO 283

17.90%

Chicken Fillets (1kg)

$11.33 CA$16.01

$6.15 NIO 225

84.23%

Beef Round Steak (1kg)

$14.53 CA$20.55

$7.84 NIO 287

85.33%

Apples (1kg)

$3.62 CA$5.12

$4.10 NIO 150

-11.71%

Banana (1kg)

$1.21 CA$1.72

$0.62 NIO 22.71

95.16%

Oranges (1kg)

$3.60 CA$5.09

$1.84 NIO 67.3

95.65%

Tomato (1kg)

$4.21 CA$5.96

$2.45 NIO 89.9

71.84%

Potato (1kg)

$1.79 CA$2.53

$3.11 NIO 114

-42.44%

Onion (1kg)

$1.59 CA$2.25

$2.18 NIO 79.9

-27.06%

Lettuce (1 head)

$2.27 CA$3.21

$1.05 NIO 38.54

116.19%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.05 NIO 38.52

19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.76 NIO 101

400.72%

Wine (Bottle)

$14.27 CA$20.18

$9.76 NIO 357

46.21%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.42 NIO 51.9

54.93%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.18 NIO 79.7

11.47%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.58 NIO 58.0

84.18%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.64 NIO 60.3

-26.83%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$6.87 NIO 252

211.21%

Gasoline (1 liter)

$1.21 CA$1.71

$1.34 NIO 49.13

-9.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$22.8K NIO 836.8K

23.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.7K NIO 977.1K

-24.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$60.8 NIO 2,225

98.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$10.32 NIO 378

212.60%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$33.01 NIO 1,209

45.20%

Gym Membership (Monthly)

$38.48 CA$54.4

$30.51 NIO 1,118

26.12%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$9.23 NIO 338

34.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$233 NIO 8,530

256.34%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$6,128 NIO 224.4K

276.77%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$61.1 NIO 2,237

-16.96%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$66.1 NIO 2,421

-39.46%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$123 NIO 4,500

-20.27%

Men's Leather Business Shoes

$121 CA$171

$146 NIO 5,331

-17.12%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$423 NIO 15.5K

276.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$393 NIO 14.4K

258.69%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$930 NIO 34.1K

187.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$797 NIO 29.2K

169.82%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$346 NIO 12.7K

977.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.92

-62.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for San Juan del Sur: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

San Juan del Sur

$393 37.2% 72.1% $1K

Groceries & Markets

Toronto

$340 13.3%

San Juan del Sur

$225 21.3% 33.8% $115

Eating Out

Toronto

$278 10.9%

San Juan del Sur

$99 9.3% 64.5% $179

Monthly Utilities & Internet

Toronto

$201 7.8%

San Juan del Sur

$104 9.8% 48.1% $96

Clothing & Footwear

Toronto

$139 5.4%

San Juan del Sur

$178 16.8% 27.9% $39

Getting Around

Toronto

$129 5.1%

San Juan del Sur

$9.8 * 0.9% 92.4% $120

Sport & Entertainment

Toronto

$63 2.5%

San Juan del Sur

$49 4.6% 22.6% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $423 in San Juan del Sur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 977% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $34.00 in San Juan del Sur. Monthly groceries follow the same trend: $340 vs $225 – making San Juan del Sur the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇳🇮 San Juan del Sur

🕒 Local time

16:32 4:32 PM

14:32 2:32 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

14,741

💱 Currency

Canadian Dollar CAD $

Nicaraguan Córdoba NIO C$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

Exchange rates and currency converter

NIO, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Nicaraguan Córdoba exchange rates as of October 17, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.18 NIO (100 NIO = 2.43 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto San Juan del Sur 3,660 km ≈ 5 h nonstop flight

From you

Toronto
San Juan del Sur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Juan del Sur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $1,058 in San Juan del Sur – roughly 142% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $1,586 in San Juan del Sur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Juan del Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $34.00 in San Juan del Sur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in San Juan del Sur, where all-in costs run around $1,058, than in Toronto at $2,561. In San Juan del Sur it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. San Juan del Sur has an edge in some lifestyle areas, with costs from $1,058 in San Juan del Sur to $2,561 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with San Juan del Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.