Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Antonio, TX

For one person, living costs are similar in Toronto and in San Antonio, TX: $2,530 and $2,418 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
117

Cost of Living Index in San Antonio, TX
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San Antonio, TX Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

San Antonio, TX

🇺🇸 United States

$2,418

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Antonio, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Antonio, TX actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,418 in San Antonio, TX, rent included.

Toronto $2,530
San Antonio, TX $2,418

A couple spends around $3,646 per month in Toronto vs $3,672 in San Antonio, TX, rent included.

Toronto $3,646
San Antonio, TX $3,672

A family of three spends $4,761 per month in Toronto vs $4,926 in San Antonio, TX, rent included.

Toronto $4,761
San Antonio, TX $4,926

Toronto costs about 5% more than San Antonio, TX, and outside of rent the biggest gap is in transport.

Both Toronto and San Antonio, TX sit above the global median – Toronto by 89%, San Antonio, TX by 80%.

Meal at Budget Restaurant

$17.67 CA$25.19

$18.28 $18.28

-3.34%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$75.3 $75.3

2.73%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.10 $10.10

3.66%

Cappuccino

$4.08 CA$5.81

$5.18 $5.18

-21.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.63 $2.63

-19.39%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.70 $1.70

3.53%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.47 $5.47

12.80%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$6.11 $6.11

12.77%

Milk (1 liter)

$2.43 CA$3.46

$1.20 $1.20

102.50%

White Bread (500g)

$2.75 CA$3.92

$3.39 $3.39

-18.88%

Rice (white) (1kg)

$2.23 CA$3.18

$4.41 $4.41

-49.43%

Eggs

$3.45 CA$4.91

$3.82 $3.82

-9.69%

Local Cheese (1kg)

$8.93 CA$12.73

$11.94 $11.94

-25.21%

Chicken Fillets (1kg)

$11.44 CA$16.31

$11.49 $11.49

-0.44%

Beef Round Steak (1kg)

$14.61 CA$20.83

$17.96 $17.96

-18.65%

Apples (1kg)

$3.75 CA$5.34

$4.68 $4.68

-19.87%

Banana (1kg)

$1.15 CA$1.64

$1.62 $1.62

-29.01%

Oranges (1kg)

$3.55 CA$5.06

$4.28 $4.28

-17.06%

Tomato (1kg)

$4.28 CA$6.10

$3.44 $3.44

24.42%

Potato (1kg)

$1.85 CA$2.63

$2.53 $2.53

-26.88%

Onion (1kg)

$1.67 CA$2.38

$3.06 $3.06

-45.42%

Lettuce (1 head)

$2.22 CA$3.16

$1.89 $1.89

17.46%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.29 $2.29

-47.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$9.56 $9.56

45.19%

Wine (Bottle)

$14.25 CA$20.31

$14.73 $14.73

-3.26%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.78 $2.78

-20.86%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.48 $3.48

-30.46%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.26 $1.26

92.06%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$37.51 $37.51

195.23%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.47 $3.47

-16.43%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.76 $1.76

-28.41%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$24.13 $24.13

-8.70%

Gasoline (1 liter)

$1.22 CA$1.74

$0.92 $0.92

32.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.5K $36.5K

-24.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.9K $25.9K

-23.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$216 $216

-43.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$71.3 $71.3

-55.05%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$78.5 $78.5

-38.93%

Gym Membership (Monthly)

$38.90 CA$55.5

$36.92 $36.92

5.36%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$21.24 $21.24

9.42%

Cinema Ticket

$12.61 CA$17.97

$14.43 $14.43

-12.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,306 $1,306

-36.17%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$19.2K $19.2K

21.34%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$52.1 $52.1

0.94%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$50.6 $50.6

-20.48%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$135 $135

-28.59%

Men's Leather Business Shoes

$123 CA$175

$148 $148

-16.70%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,460 $1,460

9.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,054 $1,054

36.14%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,925 $2,925

-9.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$2,021 $2,021

3.71%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$4,389 $4,389

83.02%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,854 $1,854

253.68%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$4,095 $4,095

-8.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.44

-30.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for San Antonio, TX: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

San Antonio, TX

$1.1K 43.9% 26.5% $381

Groceries & Markets

Toronto

$340 13.1%

San Antonio, TX

$393 16.3% 15.4% $52

Eating Out

Toronto

$282 10.9%

San Antonio, TX

$296 12.3% 4.9% $14

Monthly Utilities & Internet

Toronto

$202 7.8%

San Antonio, TX

$366 15.2% 81.4% $164

Clothing & Footwear

Toronto

$140 5.4%

San Antonio, TX

$173 7.2% 23.4% $33

Getting Around

Toronto

$130 5%

San Antonio, TX

$55 2.3% 57.7% $75

Sport & Entertainment

Toronto

$64 2.5%

San Antonio, TX

$66 2.7% 2.6% $1.6

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,460 in San Antonio, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in San Antonio, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Toronto versus $75.0 in San Antonio, TX. Groceries tell a different story – $340 in Toronto vs $393 in San Antonio, TX – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 San Antonio, TX

🕒 Local time

08:19 8:19 AM

07:19 7:19 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

1,434,625

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto San Antonio, TX 2,320 km ≈ 3 h 30 min nonstop flight

From you

Toronto
San Antonio, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Antonio, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,530 in Toronto, $2,418 in San Antonio, TX – roughly 5% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,795 per month in Toronto and $3,627 in San Antonio, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Antonio, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,530 in Toronto and $2,418 in San Antonio, TX. That's a gap of about 5%.

Public transport costs about 195% less in San Antonio, TX. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $2,530 in Toronto and $2,418 in San Antonio, TX. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward San Antonio, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Antonio, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.