Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saint-pierre

For one person, living is cheaper in Saint-pierre: $2,228 a month against $2,530 in Toronto, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Saint-pierre

🇵🇲 Saint-Pierre and Miquelon

$2,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saint-pierre

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saint-pierre actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,228 in Saint-pierre.

Toronto $2,530
Saint-pierre $2,228

Estimated couple costs with rent: $3,646 in Toronto versus $3,515 in Saint-pierre.

Toronto $3,646
Saint-pierre $3,515

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,803 in Saint-pierre.

Toronto $4,761
Saint-pierre $4,803

Living in Toronto is roughly 14% more expensive than in Saint-pierre, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Saint-pierre 66% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$38.61 €34.46

-54.23%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$113 €101

-31.49%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

Cappuccino

$4.08 CA$5.81

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.66 €1.48

27.71%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.65 €1.47

6.67%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$7.18 €6.41

-14.07%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.16 €3.71

65.62%

Milk (1 liter)

$2.43 CA$3.46

$2.32 €2.07

4.74%

White Bread (500g)

$2.75 CA$3.92

$1.63 €1.46

68.71%

Rice (white) (1kg)

$2.23 CA$3.18

$5.74 €5.12

-61.15%

Eggs

$3.45 CA$4.91

$4.09 €3.65

-15.65%

Local Cheese (1kg)

$8.93 CA$12.73

$22.52 €20.10

-60.35%

Chicken Fillets (1kg)

$11.44 CA$16.31

$18.76 €16.74

-39.02%

Beef Round Steak (1kg)

$14.61 CA$20.83

$28.34 €25.29

-48.45%

Apples (1kg)

$3.75 CA$5.34

$11.25 €10.04

-66.67%

Banana (1kg)

$1.15 CA$1.64

$11.13 €9.93

-89.67%

Oranges (1kg)

$3.55 CA$5.06

$11.30 €10.08

-68.58%

Tomato (1kg)

$4.28 CA$6.10

$11.29 €10.08

-62.09%

Potato (1kg)

$1.85 CA$2.63

$3.99 €3.56

-53.63%

Onion (1kg)

$1.67 CA$2.38

$3.81 €3.40

-56.17%

Lettuce (1 head)

$2.22 CA$3.16

$1.67 €1.49

32.93%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.32 €1.18

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$7.99 €7.13

73.72%

Wine (Bottle)

$14.25 CA$20.31

$5.68 €5.07

150.88%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.83 €2.53

-14.49%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.22 CA$1.74

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$227 €203

-46.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$62.5 €55.8

-23.30%

Gym Membership (Monthly)

$38.90 CA$55.5

$94.3 €84.1

-58.73%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$9.18 €8.20

37.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$110 €98.2

-12.54%

Men's Leather Business Shoes

$123 CA$175

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$846 €755

88.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$794 €708

80.78%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,337 €1,193

98.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,347 €1,202

55.61%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Saint-pierre: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Saint-pierre

–

Groceries & Markets

Toronto

$340 13.1%

Saint-pierre

–

Eating Out

Toronto

$282 10.9%

Saint-pierre

–

Monthly Utilities & Internet

Toronto

$202 7.8%

Saint-pierre

–

Clothing & Footwear

Toronto

$140 5.4%

Saint-pierre

–

Getting Around

Toronto

$130 5%

Saint-pierre

–

Sport & Entertainment

Toronto

$64 2.5%

Saint-pierre

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $846 in Saint-pierre. Housing cost is often the main lever when comparing two cities.

Dining out: $77.0 in Toronto vs $113 in Saint-pierre for a mid-range dinner for two. Groceries echo the gap at $340 vs $609 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇲 Saint-pierre

🕒 Local time

04:31 4:31 AM

06:31 6:31 AM

2 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

5,500 Capital

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

On the map

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Between locations

Toronto Saint-pierre 1,840 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Saint-pierre

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint-pierre: Cost of Living - Frequently Asked Questions

Saint-pierre wins on cost – living expenses run 14% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Saint-pierre the obvious pick if budget is a priority.

You'd need roughly $3,795 in Toronto and $3,342 in Saint-pierre to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,598 in Toronto versus $846 in Saint-pierre. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,530 per month in Toronto versus $2,228 in Saint-pierre – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Toronto pay roughly 79% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,228 in Saint-pierre versus $2,530 in Toronto, a $2,000 budget is realistic in Saint-pierre but tight or insufficient in Toronto. The gap between the two cities makes Saint-pierre the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Saint-pierre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saint-pierre gentler on the wallet – expenses run 14% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.