Cost of Living Comparison Between Toronto and Saint John, New Brunswick Cost of Living Comparison Between Toronto and Saint John, New Brunswick

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,080 in Saint John, New Brunswick.

Estimated couple costs with rent: $4,130 in Toronto versus $3,071 in Saint John, New Brunswick.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,062 in Saint John, New Brunswick.

Living in Toronto is roughly 35% more expensive than Saint John, New Brunswick, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Saint John, New Brunswick 55% above.

Meal at Budget Restaurant

$18.71 CA$26.02

$22.24 CA$30.93

-15.87%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$61.4 CA$85.3

33.39%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.06

$10.29 CA$14.31

5.25%

Cappuccino

$3.89 CA$5.41

$3.13 CA$4.35

24.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$1.67 CA$2.32

32.93%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.17 CA$1.63

41.03%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$4.39 CA$6.11

37.81%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.11 CA$7.10

28.77%

Milk (1 liter)

$2.73 CA$3.79

$2.00 CA$2.78

36.50%

White Bread (500g)

$2.72 CA$3.78

$2.89 CA$4.02

-5.88%

Rice (white) (1kg)

$3.54 CA$4.92

$1.81 CA$2.52

95.58%

Eggs

$3.50 CA$4.87

$3.57 CA$4.97

-1.96%

Local Cheese (1kg)

$13.53 CA$18.81

$11.72 CA$16.30

15.44%

Chicken Fillets (1kg)

$13.09 CA$18.20

$9.08 CA$12.63

44.16%

Beef Round Steak (1kg)

$16.96 CA$23.59

$16.22 CA$22.56

4.56%

Apples (1kg)

$4.16 CA$5.79

$4.06 CA$5.65

2.46%

Banana (1kg)

$1.18 CA$1.64

$1.45 CA$2.01

-18.62%

Oranges (1kg)

$3.25 CA$4.52

$3.58 CA$4.98

-9.22%

Tomato (1kg)

$4.12 CA$5.73

$4.42 CA$6.15

-6.79%

Potato (1kg)

$2.50 CA$3.48

$2.07 CA$2.88

20.77%

Onion (1kg)

$2.88 CA$4.00

$2.10 CA$2.92

37.14%

Lettuce (1 head)

$2.35 CA$3.27

$2.65 CA$3.68

-11.32%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.45 CA$2.01

37.93%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.28

$18.72 CA$26.03

-22.12%

Wine (Bottle)

$14.18 CA$19.71

$10.00 CA$13.91

41.80%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.34 CA$4.65

-16.17%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.53

$3.33 CA$4.63

-2.40%

One-way Ticket (Public Transport)

$2.40 CA$3.34

$2.15 CA$3.00

11.63%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$59.0 CA$82.0

93.47%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.77 CA$5.24

-0.27%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.17 CA$1.63

20.51%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.50

$29.32 CA$40.77

-12.93%

Gasoline (1 liter)

$1.10 CA$1.53

$1.22 CA$1.70

-9.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.2K CA$35.0K

0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.1K CA$27.9K

4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$127 CA$177

-6.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$37.17 CA$51.7

1.00%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.8

$63.0 CA$87.6

-13.42%

Gym Membership (Monthly)

$55.5 CA$77.2

$42.12 CA$58.6

31.79%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.41

$36.97 CA$51.4

-42.79%

Cinema Ticket

$11.56 CA$16.07

$10.97 CA$15.25

5.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,571

$164 CA$228

588.68%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.7K CA$16.3K

53.02%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.2

$41.72 CA$58.0

36.46%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.6

$41.98 CA$58.4

-4.81%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$87.5 CA$122

2.45%

Men's Leather Business Shoes

$114 CA$159

$122 CA$169

-6.26%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,572

$1,053 CA$1,464

75.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,169

$944 CA$1,313

65.17%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,068

$1,611 CA$2,241

81.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,435

$1,400 CA$1,948

76.38%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$2,090 CA$2,907

334.68%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,785

$2,159 CA$3,002

225.91%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,967

$2,682 CA$3,729

33.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.18

-16.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Saint John, New Brunswick: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,053 in Saint John, New Brunswick. Housing cost is often the main lever when comparing two cities.

Toronto pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $61.0 in Saint John, New Brunswick for a mid-range dinner for two. Groceries echo the gap at $396 vs $347 per month, with Saint John, New Brunswick cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint John, New Brunswick: Cost of Living - Frequently Asked Questions

Saint John, New Brunswick wins on cost – living expenses run 35% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Saint John, New Brunswick the obvious pick if budget is a priority.

Toronto pays 33% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,849 in Toronto versus $1,053 in Saint John, New Brunswick. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint John, New Brunswick – a meal for two runs $61.0 versus $82.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,811 per month in Toronto versus $2,080 in Saint John, New Brunswick – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,080 in Saint John, New Brunswick versus $2,811 in Toronto, a $2,000 budget is realistic in Saint John, New Brunswick but tight or insufficient in Toronto. The gap between the two cities makes Saint John, New Brunswick the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint John, New Brunswick gentler on the wallet – expenses run 35% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.