Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saint-Denis

For one person, living is cheaper in Saint-Denis: $1,800 a month against $2,530 in Toronto, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
84

Cost of Living Index in Saint-Denis
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Saint-Denis Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Saint-Denis

🇷🇪 Reunion

$1,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saint-Denis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saint-Denis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $1,800 in Saint-Denis.

Toronto $2,530
Saint-Denis $1,800

Estimated couple costs with rent: $3,646 in Toronto versus $3,171 in Saint-Denis.

Toronto $3,646
Saint-Denis $3,171

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,543 in Saint-Denis.

Toronto $4,761
Saint-Denis $4,543

Living in Toronto is roughly 41% more expensive than in Saint-Denis, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Saint-Denis 34% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$13.56 €12.10

30.31%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$79.0 €70.5

-2.01%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$15.63 €13.95

-33.01%

Cappuccino

$4.08 CA$5.81

$3.54 €3.16

15.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.58 €2.31

-17.83%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.50 €2.23

-29.60%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$3.44 €3.07

79.36%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.65 €4.15

48.17%

Milk (1 liter)

$2.43 CA$3.46

$1.70 €1.52

42.94%

White Bread (500g)

$2.75 CA$3.92

Rice (white) (1kg)

$2.23 CA$3.18

$2.96 €2.64

-24.66%

Eggs

$3.45 CA$4.91

$4.51 €4.03

-23.50%

Local Cheese (1kg)

$8.93 CA$12.73

$20.10 €17.94

-55.57%

Chicken Fillets (1kg)

$11.44 CA$16.31

$13.24 €11.81

-13.60%

Beef Round Steak (1kg)

$14.61 CA$20.83

$33.24 €29.66

-56.05%

Apples (1kg)

$3.75 CA$5.34

Banana (1kg)

$1.15 CA$1.64

Oranges (1kg)

$3.55 CA$5.06

Tomato (1kg)

$4.28 CA$6.10

$5.45 €4.87

-21.47%

Potato (1kg)

$1.85 CA$2.63

Onion (1kg)

$1.67 CA$2.38

$4.51 €4.02

-62.97%

Lettuce (1 head)

$2.22 CA$3.16

$2.30 €2.05

-3.48%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.90 €1.70

-36.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$11.39 €10.17

21.86%

Wine (Bottle)

$14.25 CA$20.31

$12.55 €11.20

13.55%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$3.30 €2.94

-33.33%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.41 €3.04

-29.03%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$2.54 €2.26

-4.72%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$43.40 €38.73

155.16%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.22 CA$1.74

$1.87 €1.67

-34.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$146 €130

-16.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$17.61 €15.72

81.89%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$43.07 €38.44

11.26%

Gym Membership (Monthly)

$38.90 CA$55.5

$36.35 €32.44

7.02%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$13.43 €11.98

73.05%

Cinema Ticket

$12.61 CA$17.97

$11.11 €9.91

13.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$148 €132

-64.38%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$125 €112

-23.01%

Men's Leather Business Shoes

$123 CA$175

$114 €102

8.00%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$918 €820

74.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$657 €586

118.44%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,534 €1,369

73.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,951 €1,741

7.45%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$2,054 €1,833

82.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Saint-Denis: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Saint-Denis

$657 36.8% 54.2% $778

Groceries & Markets

Toronto

$340 13.1%

Saint-Denis

$390 * 21.9% 14.6% $50

Eating Out

Toronto

$282 10.9%

Saint-Denis

$245 13.7% 13.2% $37

Monthly Utilities & Internet

Toronto

$202 7.8%

Saint-Denis

$207 11.6% 2.4% $4.8

Clothing & Footwear

Toronto

$140 5.4%

Saint-Denis

$174 * 9.8% 23.9% $34

Getting Around

Toronto

$130 5%

Saint-Denis

$54 * 3% 58.7% $76

Sport & Entertainment

Toronto

$64 2.5%

Saint-Denis

$59 3.3% 8.7% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $918 in Saint-Denis. Housing cost is often the main lever when comparing two cities.

Toronto pays 82% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $79.0 in Saint-Denis for a mid-range dinner for two. Groceries echo the gap at $340 vs $390 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇷🇪 Saint-Denis

🕒 Local time

03:04 3:04 AM

11:04 11:04 AM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

154,765 Capital

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

On the map

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Between locations

Toronto Saint-Denis 15,150 km ≈ 19 h nonstop flight

From you

Toronto
Saint-Denis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint-Denis: Cost of Living - Frequently Asked Questions

Toronto and Saint-Denis differ by about 41% in total monthly costs ($2,530 vs $1,800 including rent). Saint-Denis is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 82% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $918 in Saint-Denis. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Saint-Denis – a meal for two runs $79.0 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Saint-Denis runs roughly 155% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,800 in Saint-Denis versus $2,530 in Toronto, a $3,000 budget is realistic in Saint-Denis but tight or insufficient in Toronto. The gap between the two cities makes Saint-Denis the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint-Denis gentler on the wallet – expenses run 41% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.