Last update: Oct 2026

Cost of Living Comparison Between Toronto and Rockford, IL

For one person, living is cheaper in Rockford, IL: $2,166 a month against $2,610 in Toronto, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
105

Cost of Living Index in Rockford, IL
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Rockford, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Rockford, IL

🇺🇸 United States

$2,166

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Rockford, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Rockford, IL actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,166 in Rockford, IL, rent included.

Toronto $2,610
Rockford, IL $2,166

A couple spends around $3,727 per month in Toronto vs $3,480 in Rockford, IL, rent included.

Toronto $3,727
Rockford, IL $3,480

A family of three spends $4,844 per month in Toronto vs $4,794 in Rockford, IL, rent included.

Toronto $4,844
Rockford, IL $4,794

Toronto costs about 21% more than Rockford, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Rockford, IL sit above the global median – Toronto by 93%, Rockford, IL by 60%.

Meal at Budget Restaurant

$17.59 CA$24.87

$15.72 $15.72

11.90%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$73.6 $73.6

7.06%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.97 $9.97

7.62%

Cappuccino

$4.09 CA$5.78

$5.03 $5.03

-18.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.82 $2.82

-25.53%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.99 $1.99

-13.57%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.59 $4.59

38.56%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.83 $6.83

3.66%

Milk (1 liter)

$2.54 CA$3.59

$0.82 $0.82

209.76%

White Bread (500g)

$2.72 CA$3.85

$3.40 $3.40

-20.00%

Rice (white) (1kg)

$2.18 CA$3.09

$5.30 $5.30

-58.87%

Eggs

$3.63 CA$5.13

$2.91 $2.91

24.74%

Local Cheese (1kg)

$9.46 CA$13.37

$10.07 $10.07

-6.06%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.99 $13.99

-17.51%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.79 $16.79

-14.41%

Apples (1kg)

$3.70 CA$5.23

$4.78 $4.78

-22.59%

Banana (1kg)

$1.19 CA$1.68

$1.53 $1.53

-22.22%

Oranges (1kg)

$3.46 CA$4.90

$3.79 $3.79

-8.71%

Tomato (1kg)

$4.22 CA$5.97

$5.15 $5.15

-18.06%

Potato (1kg)

$1.79 CA$2.52

$2.45 $2.45

-26.94%

Onion (1kg)

$1.65 CA$2.33

$2.59 $2.59

-36.29%

Lettuce (1 head)

$2.20 CA$3.11

$2.23 $2.23

-1.35%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.85 $1.85

-31.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.97 $10.97

27.35%

Wine (Bottle)

$14.20 CA$20.07

$15.82 $15.82

-10.24%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.99 $1.99

13.07%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.86 $1.86

36.02%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.52 $1.52

52.63%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$55.5 $55.5

101.21%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.75 $2.75

11.27%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.58 $1.58

-22.78%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$20.70 $20.70

4.78%

Gasoline (1 liter)

$1.21 CA$1.72

$1.04 $1.04

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$33.5K $33.5K

-21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.2K $26.2K

-19.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$192 $192

-37.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$45.71 $45.71

-29.53%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$71.1 $71.1

-31.21%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.82 $41.82

-5.93%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$25.44 $25.44

-7.31%

Cinema Ticket

$12.58 CA$17.79

$14.03 $14.03

-10.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$520 $520

60.06%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$4,074 $4,074

479.51%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$45.23 $45.23

15.59%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$35.80 $35.80

10.17%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$93.1 $93.1

6.36%

Men's Leather Business Shoes

$122 CA$172

$113 $113

8.13%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,293 $1,293

26.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$925 $925

56.54%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,298 $2,298

19.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,040 $2,040

4.35%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,476 $1,476

455.81%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,421 $1,421

381.32%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,398 $3,398

3.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.49

-31.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Rockford, IL: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Rockford, IL

$925 42.7% 36.1% $523

Groceries & Markets

Toronto

$343 13.1%

Rockford, IL

$389 17.9% 13.3% $46

Eating Out

Toronto

$283 10.9%

Rockford, IL

$272 12.6% 4% $11

Monthly Utilities & Internet

Toronto

$201 7.7%

Rockford, IL

$309 14.3% 54% $108

Clothing & Footwear

Toronto

$141 5.4%

Rockford, IL

$129 6% 8.3% $12

Getting Around

Toronto

$130 5%

Rockford, IL

$72 3.3% 44.5% $58

Sport & Entertainment

Toronto

$65 2.5%

Rockford, IL

$70 3.2% 8.3% $5.4

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,293 in Rockford, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $74.0 in Rockford, IL. Groceries tell a different story – $343 in Toronto vs $389 in Rockford, IL – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Rockford, IL

🕒 Local time

23:51 11:51 PM

22:51 10:51 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

148,655

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Rockford, IL 800 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Rockford, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Rockford, IL: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 21%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,249 in Rockford, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rockford, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $832 per month in Toronto and $520 in Rockford, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Rockford, IL, where all-in costs run around $2,166, than in Toronto at $2,610. In Rockford, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Rockford, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Rockford, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.