Last update: Oct 2026

Cost of Living Comparison Between Toronto and Roatan

For one person, living is cheaper in Roatan: $1,229 a month against $2,561 in Toronto, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
60

Cost of Living Index in Roatan
Learn more

Roatan Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Roatan

🇭🇳 Honduras

$1,229

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Roatan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Roatan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,229 in Roatan.

Toronto $2,561
Roatan $1,229

Estimated couple costs with rent: $3,694 in Toronto versus $2,019 in Roatan.

Toronto $3,694
Roatan $2,019

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,809 in Roatan.

Toronto $4,826
Roatan $2,809

Living in Toronto is roughly 108% more expensive than in Roatan, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 90% above, Roatan is 9% below.

Meal at Budget Restaurant

$17.18 CA$24.31

$8.20 HNL 220

109.51%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$39.42 HNL 1,059

92.72%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.91

$8.53 HNL 229

23.56%

Cappuccino

$4.02 CA$5.69

$4.41 HNL 119

-8.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.01 HNL 27.02

109.90%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.82 HNL 22.04

113.41%

Local Beer (0.5 liter draught)

$6.24 CA$8.84

$2.55 HNL 68.5

144.71%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.03

$5.02 HNL 135

41.24%

Milk (1 liter)

$2.44 CA$3.45

$1.43 HNL 38.32

70.63%

White Bread (500g)

$2.68 CA$3.79

$3.24 HNL 87.0

-17.28%

Rice (white) (1kg)

$2.24 CA$3.17

$2.52 HNL 67.6

-11.11%

Eggs

$3.56 CA$5.04

$2.02 HNL 54.3

76.24%

Local Cheese (1kg)

$9.09 CA$12.86

$10.89 HNL 293

-16.53%

Chicken Fillets (1kg)

$11.33 CA$16.03

$6.75 HNL 181

67.85%

Beef Round Steak (1kg)

$14.53 CA$20.57

$17.90 HNL 481

-18.83%

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.21 CA$1.72

$1.07 HNL 28.70

13.08%

Oranges (1kg)

$3.60 CA$5.10

$1.12 HNL 30.08

221.43%

Tomato (1kg)

$4.21 CA$5.96

$0.53 HNL 14.25

694.34%

Potato (1kg)

$1.79 CA$2.53

$1.62 HNL 43.57

10.49%

Onion (1kg)

$1.59 CA$2.25

$1.50 HNL 40.22

6.00%

Lettuce (1 head)

$2.27 CA$3.21

$1.18 HNL 31.78

92.37%

Water (1.5 liter bottle)

$1.25 CA$1.77

$3.05 HNL 81.8

-59.02%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.55

$2.93 HNL 78.6

371.67%

Wine (Bottle)

$14.27 CA$20.20

$7.54 HNL 203

89.26%

Local Beer (0.5 liter bottle)

$2.20 CA$3.11

$1.33 HNL 35.78

65.41%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.52 HNL 67.6

-3.57%

One-way Ticket (Public Transport)

$2.39 CA$3.39

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.96 HNL 52.6

48.47%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.26

$9.99 HNL 268

114.01%

Gasoline (1 liter)

$1.21 CA$1.71

$1.04 HNL 27.97

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.7K

$29.7K HNL 796.6K

-31.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.64

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$98.5 HNL 2,645

-51.32%

Gym Membership (Monthly)

$38.48 CA$54.5

$60.5 HNL 1,625

-36.41%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.49

Cinema Ticket

$12.38 CA$17.52

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,174

$491 HNL 13.2K

68.93%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.7K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.8

$40.22 HNL 1,081

26.08%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$19.63 HNL 527

103.87%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$40.14 HNL 1,078

144.07%

Men's Leather Business Shoes

$121 CA$171

$49.83 HNL 1,339

142.12%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,253

$840 HNL 22.6K

89.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,996

$552 HNL 14.8K

155.54%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,778

$1,971 HNL 52.9K

35.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,045

$1,269 HNL 34.1K

69.55%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,854 HNL 49.8K

328.65%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,258

$1,332 HNL 35.8K

391.14%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,274

$491 HNL 13.2K

659.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-75.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Roatan: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Roatan

$552 44.9% 60.9% $858

Groceries & Markets

Toronto

$340 13.3%

Roatan

$274 * 22.3% 19.2% $65

Eating Out

Toronto

$278 10.9%

Roatan

$174 14.2% 37.4% $104

Monthly Utilities & Internet

Toronto

$201 7.8%

Roatan

$98 * 8% 50.9% $102

Clothing & Footwear

Toronto

$139 5.4%

Roatan

$67 5.5% 51.6% $72

Getting Around

Toronto

$129 5.1%

Roatan

$2 * 0.2% 98.5% $127

Sport & Entertainment

Toronto

$63 2.5%

Roatan

$61 * 4.9% 4.3% $2.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $840 in Roatan. Housing cost is often the main lever when comparing two cities.

Toronto pays 659% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $39.00 in Roatan for a mid-range dinner for two. Groceries echo the gap at $340 vs $274 per month, with Roatan cheaper across the board.

Good to know

🇨🇦 Toronto

🇭🇳 Roatan

🕒 Local time

12:33 12:33 PM

10:33 10:33 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

17,425

💱 Currency

Canadian Dollar CAD $

Honduran Lempira HNL L

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.63 EUR

100 HNL = 3.72 USD

100 HNL = 3.32 EUR

Exchange rates and currency converter

HNL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.63 EUR).

Honduran Lempira exchange rates as of October 16, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.13 HNL (100 HNL = 3.32 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Roatan 3,110 km ≈ 4 h 30 min nonstop flight

From you

Toronto
Roatan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Roatan: Cost of Living - Frequently Asked Questions

Roatan is cheaper overall, especially in groceries, eating out, and clothing. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 659% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $840 in Roatan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $491 in Roatan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Roatan – a meal for two runs $39.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,229 in Roatan versus $2,561 in Toronto, a $1,500 budget is realistic in Roatan but tight or insufficient in Toronto. The gap between the two cities makes Roatan the clear choice for anyone on this budget.

For families, Roatan is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Roatan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roatan gentler on the wallet – expenses run 108% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.