Last update: Oct 2026

Cost of Living Comparison Between Toronto and Rancho Palos Verdes, CA

For one person, living costs are similar in Toronto and in Rancho Palos Verdes, CA: $2,610 and $2,626 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
128

Cost of Living Index in Rancho Palos Verdes, CA
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Rancho Palos Verdes, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Rancho Palos Verdes, CA

🇺🇸 United States

$2,626

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Rancho Palos Verdes, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Rancho Palos Verdes, CA actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,626 in Rancho Palos Verdes, CA, rent included.

Toronto $2,610
Rancho Palos Verdes, CA $2,626

A couple spends around $3,727 per month in Toronto vs $3,888 in Rancho Palos Verdes, CA, rent included.

Toronto $3,727
Rancho Palos Verdes, CA $3,888

A family of three spends $4,844 per month in Toronto vs $5,149 in Rancho Palos Verdes, CA, rent included.

Toronto $4,844
Rancho Palos Verdes, CA $5,149

Toronto is about 1% cheaper than Rancho Palos Verdes, CA, and outside of rent the biggest gap is in transport.

Both Toronto and Rancho Palos Verdes, CA sit above the global median – Toronto by 93%, Rancho Palos Verdes, CA by 94%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.78 $19.78

-11.07%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$77.3 $77.3

1.91%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$14.88 $14.88

-27.89%

Cappuccino

$4.09 CA$5.78

$5.90 $5.90

-30.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.16 $3.16

-33.54%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.40 $2.40

-28.33%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.06 $7.06

-9.92%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$9.37 $9.37

-24.44%

Milk (1 liter)

$2.54 CA$3.59

$1.33 $1.33

90.98%

White Bread (500g)

$2.72 CA$3.85

$4.37 $4.37

-37.76%

Rice (white) (1kg)

$2.18 CA$3.09

$4.80 $4.80

-54.58%

Eggs

$3.63 CA$5.13

$4.71 $4.71

-22.93%

Local Cheese (1kg)

$9.46 CA$13.37

$12.92 $12.92

-26.78%

Chicken Fillets (1kg)

$11.54 CA$16.32

$14.48 $14.48

-20.30%

Beef Round Steak (1kg)

$14.37 CA$20.32

$15.31 $15.31

-6.14%

Apples (1kg)

$3.70 CA$5.23

$5.07 $5.07

-27.02%

Banana (1kg)

$1.19 CA$1.68

$1.71 $1.71

-30.41%

Oranges (1kg)

$3.46 CA$4.90

$4.10 $4.10

-15.61%

Tomato (1kg)

$4.22 CA$5.97

$5.65 $5.65

-25.31%

Potato (1kg)

$1.79 CA$2.52

$3.63 $3.63

-50.69%

Onion (1kg)

$1.65 CA$2.33

$2.32 $2.32

-28.88%

Lettuce (1 head)

$2.20 CA$3.11

$2.04 $2.04

7.84%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.84 $1.84

-31.52%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.68 $11.68

19.61%

Wine (Bottle)

$14.20 CA$20.07

$14.96 $14.96

-5.08%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.92 $1.92

17.19%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.21 $4.21

-39.90%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.91 $1.91

21.47%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$6.34 $6.34

-51.74%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.98 $1.98

-38.38%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$29.26 $29.26

-25.87%

Gasoline (1 liter)

$1.21 CA$1.72

$1.57 $1.57

-22.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$29.2K $29.2K

-10.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-18.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$214 $214

-44.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$67.5 $67.5

-52.27%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$59.2 $59.2

-17.38%

Gym Membership (Monthly)

$39.34 CA$55.6

$43.81 $43.81

-10.20%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.92 $14.92

-15.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,880 $1,880

-55.75%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$26.8K $26.8K

-11.84%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.0 $58.0

-9.78%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.17 $40.17

-1.82%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$91.6 $91.6

8.07%

Men's Leather Business Shoes

$122 CA$172

$105 $105

16.47%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,592 $1,592

2.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,279 $1,279

13.23%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,558 $2,558

6.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,183 $2,183

-2.46%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,715 $2,715

202.23%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,045 $2,045

234.37%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$10.0K $10.0K

-64.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.31

-29.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Rancho Palos Verdes, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Rancho Palos Verdes, CA

$1.3K 48.7% 11.7% $169

Groceries & Markets

Toronto

$343 13.1%

Rancho Palos Verdes, CA

$426 16.2% 24.3% $83

Eating Out

Toronto

$283 10.9%

Rancho Palos Verdes, CA

$350 13.3% 23.6% $67

Monthly Utilities & Internet

Toronto

$201 7.7%

Rancho Palos Verdes, CA

$341 13% 70% $140

Clothing & Footwear

Toronto

$141 5.4%

Rancho Palos Verdes, CA

$132 5% 5.8% $8.2

Getting Around

Toronto

$130 5%

Rancho Palos Verdes, CA

$24 * 0.9% 81.6% $106

Sport & Entertainment

Toronto

$65 2.5%

Rancho Palos Verdes, CA

$74 2.8% 14.2% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,592 in Rancho Palos Verdes, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 185% higher in Rancho Palos Verdes, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $77.0 in Rancho Palos Verdes, CA. Groceries tell a different story – $343 in Toronto vs $426 in Rancho Palos Verdes, CA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Rancho Palos Verdes, CA

🕒 Local time

20:24 8:24 PM

17:24 5:24 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

41,754

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Rancho Palos Verdes, CA 3,520 km ≈ 5 h nonstop flight

From you

Toronto
Rancho Palos Verdes, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Rancho Palos Verdes, CA: Cost of Living - Frequently Asked Questions

Yes – Rancho Palos Verdes, CA is pricier by about 1%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,940 in Rancho Palos Verdes, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $2,626 in Rancho Palos Verdes, CA. That's a gap of about 1%.

Kindergarten costs $832 per month in Toronto and $1,880 in Rancho Palos Verdes, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,626 in Rancho Palos Verdes, CA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rancho Palos Verdes, CA makes more sense. Both are solid long-term options with distinct trade-offs.