Last update: Oct 2026

Cost of Living Comparison Between Toronto and Puerto Varas

For one person, living is cheaper in Puerto Varas: $1,130 a month against $2,561 in Toronto, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
52

Cost of Living Index in Puerto Varas
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Puerto Varas Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Puerto Varas

🇨🇱 Chile

$1,130

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Puerto Varas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Puerto Varas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,130 in Puerto Varas.

Toronto $2,561
Puerto Varas $1,130

Estimated couple costs with rent: $3,694 in Toronto versus $1,624 in Puerto Varas.

Toronto $3,694
Puerto Varas $1,624

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,118 in Puerto Varas.

Toronto $4,826
Puerto Varas $2,118

Living in Toronto is roughly 127% more expensive than in Puerto Varas, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Puerto Varas is 16% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$12.47 CLP 12.3K

37.77%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$41.05 CLP 40.4K

85.07%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.58 CLP 7,462

39.05%

Cappuccino

$4.02 CA$5.68

$3.28 CLP 3,231

22.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.99 CLP 977

114.14%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.80 CLP 785

118.75%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$1.09 CLP 1,077

123.85%

White Bread (500g)

$2.68 CA$3.78

$1.86 CLP 1,830

44.09%

Rice (white) (1kg)

$2.24 CA$3.17

$1.61 CLP 1,582

39.13%

Eggs

$3.56 CA$5.03

$3.11 CLP 3,062

14.47%

Local Cheese (1kg)

$9.09 CA$12.85

$8.61 CLP 8,476

5.57%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.68 CLP 4,609

142.09%

Beef Round Steak (1kg)

$14.53 CA$20.55

$8.50 CLP 8,372

70.94%

Apples (1kg)

$3.62 CA$5.12

$1.78 CLP 1,751

103.37%

Banana (1kg)

$1.21 CA$1.72

$1.95 CLP 1,922

-37.95%

Oranges (1kg)

$3.60 CA$5.09

$2.61 CLP 2,565

37.93%

Tomato (1kg)

$4.21 CA$5.96

$1.89 CLP 1,862

122.75%

Potato (1kg)

$1.79 CA$2.53

$1.50 CLP 1,480

19.33%

Onion (1kg)

$1.59 CA$2.25

$1.25 CLP 1,230

27.20%

Lettuce (1 head)

$2.27 CA$3.21

$1.32 CLP 1,296

71.97%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.13 CLP 1,117

10.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.96 CLP 4,884

178.63%

Wine (Bottle)

$14.27 CA$20.18

$4.63 CLP 4,557

208.21%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.40 CLP 1,379

57.14%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.25 CLP 1,226

94.40%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.10 CLP 1,078

117.27%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$255 CLP 251.2K

-52.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$16.06 CLP 15.8K

100.87%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

Gym Membership (Monthly)

$38.48 CA$54.4

$30.89 CLP 30.4K

24.57%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$488 CLP 480.6K

69.98%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$6,137 CLP 6.0M

276.21%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$20.37 CLP 20.1K

148.94%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$15.32 CLP 15.1K

161.23%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$61.1 CLP 60.1K

60.40%

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$623 CLP 612.8K

155.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$402 CLP 396.0K

250.56%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$819 CLP 805.9K

226.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$619 CLP 609.7K

247.36%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$532 CLP 523.5K

600.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Puerto Varas: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Puerto Varas

$402 35.6% 71.5% $1K

Groceries & Markets

Toronto

$340 13.3%

Puerto Varas

$208 18.4% 38.7% $131

Eating Out

Toronto

$278 10.9%

Puerto Varas

$169 * 15% 39.2% $109

Monthly Utilities & Internet

Toronto

$201 7.8%

Puerto Varas

$271 * 24% 35.2% $71

Clothing & Footwear

Toronto

$139 5.4%

Puerto Varas

$44 * 3.9% 68.7% $96

Getting Around

Toronto

$129 5.1%

Puerto Varas

$4.4 * 0.4% 96.6% $125

Sport & Entertainment

Toronto

$63 2.5%

Puerto Varas

$31 * 2.7% 51.1% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $623 in Puerto Varas. Housing cost is often the main lever when comparing two cities.

Toronto pays 601% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $41.00 in Puerto Varas for a mid-range dinner for two. Groceries echo the gap at $340 vs $208 per month, with Puerto Varas cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇱 Puerto Varas

🕒 Local time

22:29 10:29 PM

23:29 11:29 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

41,255

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 18, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Puerto Varas 9,470 km ≈ 12 h nonstop flight

From you

Toronto
Puerto Varas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Puerto Varas: Cost of Living - Frequently Asked Questions

Puerto Varas wins on cost – living expenses run 127% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Puerto Varas the obvious pick if budget is a priority.

Average pay runs 601% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $623 in Puerto Varas. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $1,130 in Puerto Varas – a 127% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,130 in Puerto Varas versus $2,561 in Toronto, a $1,000 budget is realistic in Puerto Varas but tight or insufficient in Toronto. The gap between the two cities makes Puerto Varas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Puerto Varas gentler on the wallet – expenses run 127% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.