Last update: Oct 2026

Cost of Living Comparison Between Toronto and Puerto Vallarta

For one person, living is cheaper in Puerto Vallarta: $1,635 a month against $2,530 in Toronto, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
79

Cost of Living Index in Puerto Vallarta
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Puerto Vallarta Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Puerto Vallarta

🇲🇽 Mexico

$1,635

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Puerto Vallarta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Puerto Vallarta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $1,635 in Puerto Vallarta.

Toronto $2,530
Puerto Vallarta $1,635

Estimated couple costs with rent: $3,646 in Toronto versus $2,465 in Puerto Vallarta.

Toronto $3,646
Puerto Vallarta $2,465

Monthly costs for a family of three with rent: $4,761 in Toronto versus $3,295 in Puerto Vallarta.

Toronto $4,761
Puerto Vallarta $3,295

Living in Toronto is roughly 55% more expensive than in Puerto Vallarta, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Puerto Vallarta 22% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$13.94 MX$256

26.76%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$57.4 MX$1,054

34.78%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.90 MX$200

-3.94%

Cappuccino

$4.08 CA$5.81

$4.06 MX$74.5

0.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.95 MX$35.86

8.72%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.39 MX$25.45

26.62%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$3.09 MX$56.7

99.68%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.34 MX$79.7

58.76%

Milk (1 liter)

$2.43 CA$3.46

$1.91 MX$34.99

27.23%

White Bread (500g)

$2.75 CA$3.92

$3.49 MX$64.1

-21.20%

Rice (white) (1kg)

$2.23 CA$3.18

$2.02 MX$37.07

10.40%

Eggs

$3.45 CA$4.91

$2.25 MX$41.33

53.33%

Local Cheese (1kg)

$8.93 CA$12.73

$9.93 MX$182

-10.07%

Chicken Fillets (1kg)

$11.44 CA$16.31

$11.00 MX$202

4.00%

Beef Round Steak (1kg)

$14.61 CA$20.83

$16.15 MX$296

-9.54%

Apples (1kg)

$3.75 CA$5.34

$2.86 MX$52.5

31.12%

Banana (1kg)

$1.15 CA$1.64

$1.54 MX$28.23

-25.32%

Oranges (1kg)

$3.55 CA$5.06

$1.93 MX$35.50

83.94%

Tomato (1kg)

$4.28 CA$6.10

$2.12 MX$38.99

101.89%

Potato (1kg)

$1.85 CA$2.63

$2.34 MX$43.02

-20.94%

Onion (1kg)

$1.67 CA$2.38

$3.19 MX$58.5

-47.65%

Lettuce (1 head)

$2.22 CA$3.16

$1.39 MX$25.55

59.71%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.15 MX$21.16

5.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$4.48 MX$82.3

209.82%

Wine (Bottle)

$14.25 CA$20.31

$10.88 MX$200

30.97%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.87 MX$34.42

17.65%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.71 MX$49.77

-10.70%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.62 MX$11.42

290.32%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$21.37 MX$392

418.20%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$4.60 MX$84.4

-36.96%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$3.01 MX$55.3

-58.14%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$4.48 MX$82.3

391.74%

Gasoline (1 liter)

$1.22 CA$1.74

$1.56 MX$28.71

-21.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$21.4K MX$393.8K

28.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$24.7K MX$453.5K

-19.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$85.6 MX$1,572

42.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$26.25 MX$482

22.02%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$32.63 MX$599

46.86%

Gym Membership (Monthly)

$38.90 CA$55.5

$36.80 MX$676

5.71%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$15.19 MX$279

53.00%

Cinema Ticket

$12.61 CA$17.97

$8.75 MX$161

44.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$328 MX$6,021

154.30%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$6,190 MX$113.6K

277.07%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$55.0 MX$1,010

-4.35%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$34.89 MX$641

15.39%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$103 MX$1,897

-6.90%

Men's Leather Business Shoes

$123 CA$175

$97.8 MX$1,796

25.65%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,303 MX$23.9K

22.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$699 MX$12.8K

105.32%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,040 MX$37.5K

30.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,145 MX$21.0K

83.08%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$5,090 MX$93.4K

57.83%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,598 MX$47.7K

152.45%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$948 MX$17.4K

294.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.7

-61.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Puerto Vallarta: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Puerto Vallarta

$699 43.2% 51.3% $736

Groceries & Markets

Toronto

$340 13.1%

Puerto Vallarta

$316 19.5% 7.2% $25

Eating Out

Toronto

$282 10.9%

Puerto Vallarta

$230 14.2% 18.3% $52

Monthly Utilities & Internet

Toronto

$202 7.8%

Puerto Vallarta

$145 8.9% 28.4% $57

Clothing & Footwear

Toronto

$140 5.4%

Puerto Vallarta

$131 8.1% 6.7% $9.4

Getting Around

Toronto

$130 5%

Puerto Vallarta

$44 2.7% 66.4% $86

Sport & Entertainment

Toronto

$64 2.5%

Puerto Vallarta

$54 3.4% 15.3% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,303 in Puerto Vallarta. Housing cost is often the main lever when comparing two cities.

Toronto pays 295% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $57.0 in Puerto Vallarta for a mid-range dinner for two. Groceries echo the gap at $340 vs $316 per month, with Puerto Vallarta cheaper across the board.

Good to know

🇨🇦 Toronto

🇲🇽 Puerto Vallarta

🕒 Local time

02:35 2:35 AM

00:35 12:35 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

224,166

💱 Currency

Canadian Dollar CAD $

Mexican Peso MXN $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

100 MXN = 5.45 USD

100 MXN = 4.86 EUR

Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.59 MXN (100 MXN = 4.86 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Puerto Vallarta 3,500 km ≈ 5 h nonstop flight

From you

Toronto
Puerto Vallarta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Puerto Vallarta: Cost of Living - Frequently Asked Questions

Puerto Vallarta is cheaper overall, especially in groceries, eating out, and clothing. The 55% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 295% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $1,303 in Puerto Vallarta. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Puerto Vallarta runs roughly 418% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $834 in Toronto versus $328 in Puerto Vallarta. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,635 in Puerto Vallarta versus $2,530 in Toronto, a $2,500 budget is realistic in Puerto Vallarta but tight or insufficient in Toronto. The gap between the two cities makes Puerto Vallarta the clear choice for anyone on this budget.

For families, Puerto Vallarta is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Puerto Vallarta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Puerto Vallarta gentler on the wallet – expenses run 55% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.