Last update: Oct 2026

Cost of Living Comparison Between Toronto and Puerto Montt

For one person, living is cheaper in Puerto Montt: $453 a month against $2,561 in Toronto, rent and utilities included – about $25,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
50

Cost of Living Index in Puerto Montt
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Puerto Montt Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Puerto Montt

🇨🇱 Chile

$453

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Puerto Montt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Puerto Montt actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $453 in Puerto Montt, rent included.

Toronto $2,561
Puerto Montt $453

A couple spends around $3,694 per month in Toronto vs $758 in Puerto Montt, rent included.

Toronto $3,694
Puerto Montt $758

A family of three spends $4,826 per month in Toronto vs $1,064 in Puerto Montt, rent included.

Toronto $4,826
Puerto Montt $1,064

Toronto costs about 466% more than Puerto Montt, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while Puerto Montt is 66% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$8.01 CLP 7,886

114.48%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$36.02 CLP 35.5K

110.91%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.23 CLP 7,112

45.78%

Cappuccino

$4.02 CA$5.68

$2.74 CLP 2,697

46.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.96 CLP 944

120.83%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.93 CLP 918

88.17%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$1.14 CLP 1,121

114.04%

White Bread (500g)

$2.68 CA$3.78

$2.49 CLP 2,456

7.63%

Rice (white) (1kg)

$2.24 CA$3.17

$1.47 CLP 1,448

52.38%

Eggs

$3.56 CA$5.03

$3.21 CLP 3,162

10.90%

Local Cheese (1kg)

$9.09 CA$12.85

$11.41 CLP 11.2K

-20.33%

Chicken Fillets (1kg)

$11.33 CA$16.01

$5.69 CLP 5,598

99.12%

Beef Round Steak (1kg)

$14.53 CA$20.55

$6.85 CLP 6,744

112.12%

Apples (1kg)

$3.62 CA$5.12

$1.04 CLP 1,021

248.08%

Banana (1kg)

$1.21 CA$1.72

$1.35 CLP 1,326

-10.37%

Oranges (1kg)

$3.60 CA$5.09

$2.70 CLP 2,659

33.33%

Tomato (1kg)

$4.21 CA$5.96

$1.82 CLP 1,788

131.32%

Potato (1kg)

$1.79 CA$2.53

Onion (1kg)

$1.59 CA$2.25

$1.56 CLP 1,536

1.92%

Lettuce (1 head)

$2.27 CA$3.21

$1.32 CLP 1,296

71.97%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.46 CLP 1,438

-14.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.55 CLP 4,482

203.74%

Wine (Bottle)

$14.27 CA$20.18

$5.68 CLP 5,588

151.23%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.39 CLP 1,368

58.27%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.54 CLP 1,519

57.79%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.89 CLP 875

168.54%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$1.30 CLP 1,282

-6.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$62.0 CLP 61.0K

94.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$11.06 CLP 10.9K

191.68%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$31.03 CLP 30.5K

54.46%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$145 CLP 142.5K

473.49%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$502 CLP 494.6K

216.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Puerto Montt: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Puerto Montt

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

Puerto Montt

$219 * 48.3% 35.6% $121

Eating Out

Toronto

$278 10.9%

Puerto Montt

$126 * 27.9% 54.6% $152

Monthly Utilities & Internet

Toronto

$201 7.8%

Puerto Montt

$104 23% 48.1% $96

Clothing & Footwear

Toronto

$139 5.4%

Puerto Montt

- * 0% 100%

Getting Around

Toronto

$129 5.1%

Puerto Montt

$3.6 * 0.8% 97.3% $126

Sport & Entertainment

Toronto

$63 2.5%

Puerto Montt

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $502 in Puerto Montt. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $36.00 in Puerto Montt. Monthly groceries follow the same trend: $340 vs $219 – making Puerto Montt the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇱 Puerto Montt

🕒 Local time

21:28 9:28 PM

22:28 10:28 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

169,736

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Puerto Montt 9,490 km ≈ 12 h nonstop flight

From you

Toronto
Puerto Montt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Puerto Montt: Cost of Living - Frequently Asked Questions

Toronto costs about 466% more than Puerto Montt, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $679 in Puerto Montt. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Puerto Montt, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $453 in Puerto Montt. That's a gap of about 466%.

Kindergarten costs $830 per month in Toronto and $145 in Puerto Montt. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Puerto Montt, where all-in costs run around $453, than in Toronto at $2,561. In Puerto Montt it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Puerto Montt – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Puerto Montt. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.