Last update: Nov 2026

Cost of Living Comparison Between Toronto and Puerto de Tierra

For one person, living is cheaper in Puerto de Tierra: $1,319 a month against $2,599 in Toronto, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
63

Cost of Living Index in Puerto de Tierra
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Puerto de Tierra Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Puerto de Tierra

🇵🇷 Puerto Rico

$1,319

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Puerto de Tierra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Puerto de Tierra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $1,319 in Puerto de Tierra.

Toronto $2,599
Puerto de Tierra $1,319

Estimated couple costs with rent: $3,700 in Toronto versus $2,082 in Puerto de Tierra.

Toronto $3,700
Puerto de Tierra $2,082

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,846 in Puerto de Tierra.

Toronto $4,801
Puerto de Tierra $2,846

Living in Toronto is roughly 97% more expensive than in Puerto de Tierra, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 92% above, Puerto de Tierra is 2% below.

Meal at Budget Restaurant

$17.98 CA$25.28

$19.49 $19.49

-7.75%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$84.5 $84.5

-14.52%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

$9.05 $9.05

19.67%

Cappuccino

$4.34 CA$6.11

$3.46 $3.46

25.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

$1.84 $1.84

17.39%

Water (0.33 liter bottle)

$1.66 CA$2.33

$1.47 $1.47

12.93%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$2.95 $2.95

115.25%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$5.09 $5.09

44.20%

Milk (1 liter)

$2.57 CA$3.61

$1.81 $1.81

41.99%

White Bread (500g)

$2.71 CA$3.81

$3.53 $3.53

-23.23%

Rice (white) (1kg)

$2.28 CA$3.20

$2.31 $2.31

-1.30%

Eggs

$3.60 CA$5.07

$7.59 $7.59

-52.57%

Local Cheese (1kg)

$8.94 CA$12.58

$12.69 $12.69

-29.55%

Chicken Fillets (1kg)

$11.19 CA$15.74

$9.38 $9.38

19.30%

Beef Round Steak (1kg)

$15.23 CA$21.41

$13.13 $13.13

15.99%

Apples (1kg)

$3.74 CA$5.27

$4.92 $4.92

-23.98%

Banana (1kg)

$1.23 CA$1.72

$2.58 $2.58

-52.33%

Oranges (1kg)

$3.58 CA$5.03

$4.78 $4.78

-25.10%

Tomato (1kg)

$4.25 CA$5.98

$4.71 $4.71

-9.77%

Potato (1kg)

$1.94 CA$2.73

$3.75 $3.75

-48.27%

Onion (1kg)

$1.67 CA$2.35

$3.99 $3.99

-58.15%

Lettuce (1 head)

$2.30 CA$3.23

$3.48 $3.48

-33.91%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.59 $1.59

-20.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

$11.80 $11.80

20.25%

Wine (Bottle)

$14.25 CA$20.04

$15.78 $15.78

-9.70%

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

$3.10 $3.10

-26.45%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

$4.06 $4.06

-36.45%

One-way Ticket (Public Transport)

$2.35 CA$3.31

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.24

$2.53 $2.53

18.97%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.47 $1.47

-17.01%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

$41.94 $41.94

-47.97%

Gasoline (1 liter)

$1.23 CA$1.73

$1.27 $1.27

-3.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

$35.1K $35.1K

-23.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

$27.8K $27.8K

-21.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

$322 $322

-62.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

$70.5 $70.5

-53.06%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

$70.6 $70.6

-30.43%

Gym Membership (Monthly)

$36.65 CA$51.5

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

Cinema Ticket

$12.78 CA$17.97

$10.68 $10.68

19.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

$808 $808

-6.63%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

$12.1K $12.1K

178.79%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

$55.6 $55.6

-9.44%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

$61.5 $61.5

-32.62%

Sport Shoes (Adidas, Nike)

$101 CA$142

$110 $110

-8.23%

Men's Leather Business Shoes

$130 CA$183

$114 $114

13.82%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.55

-32.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Puerto de Tierra: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Puerto de Tierra

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Puerto de Tierra

$407 30.9% 18.1% $62

Eating Out

Toronto

$290 11.2%

Puerto de Tierra

$263 19.9% 9.4% $27

Monthly Utilities & Internet

Toronto

$203 7.8%

Puerto de Tierra

$464 35.1% 128% $261

Clothing & Footwear

Toronto

$145 5.6%

Puerto de Tierra

$154 11.7% 5.7% $8.4

Getting Around

Toronto

$130 5%

Puerto de Tierra

$9.9 * 0.8% 92.4% $120

Sport & Entertainment

Toronto

$62 2.4%

Puerto de Tierra

$21 * 1.6% 65.7% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $72 in Toronto vs $85 in Puerto de Tierra for a mid-range dinner for two. Groceries echo the gap at $345 vs $407 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇷 Puerto de Tierra

🕒 Local time

13:21 1:21 PM

14:21 2:21 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Puerto de Tierra 3,060 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Puerto de Tierra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Puerto de Tierra: Cost of Living - Frequently Asked Questions

Puerto de Tierra is about 49% cheaper overall, especially in transport, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,899 in Toronto and $1,978 in Puerto de Tierra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Toronto pay roughly 15% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,599 per month in Toronto versus $1,319 in Puerto de Tierra – Puerto de Tierra is about 49% cheaper, which adds up to real savings over time.

At $1,319 in Puerto de Tierra versus $2,599 in Toronto, a $1,500 budget is realistic in Puerto de Tierra but tight or insufficient in Toronto. The gap between the two cities makes Puerto de Tierra the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.