Last update: Nov 2026

Cost of Living Comparison Between Toronto and Portsmouth, Dominica

For one person, living is cheaper in Portsmouth: $922 a month against $2,599 in Toronto, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Portsmouth

🇩🇲 Dominica

$922

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Portsmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Portsmouth actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $922 in Portsmouth.

Toronto $2,599
Portsmouth $922

Estimated couple costs with rent: $3,700 in Toronto versus $1,637 in Portsmouth.

Toronto $3,700
Portsmouth $1,637

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,352 in Portsmouth.

Toronto $4,801
Portsmouth $2,352

Living in Toronto is roughly 182% more expensive than in Portsmouth, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 92% above, Portsmouth is 32% below.

Meal at Budget Restaurant

$17.98 CA$25.28

$5.58 EC$15.06

222.22%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$54.9 EC$148

31.62%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

$6.50 EC$17.55

66.62%

Cappuccino

$4.34 CA$6.11

$2.65 EC$7.16

63.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

$2.20 EC$5.94

-1.82%

Water (0.33 liter bottle)

$1.66 CA$2.33

$1.90 EC$5.12

-12.63%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$2.67 EC$7.20

137.83%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$3.66 EC$9.90

100.55%

Milk (1 liter)

$2.57 CA$3.61

$2.75 EC$7.43

-6.55%

White Bread (500g)

$2.71 CA$3.81

$2.17 EC$5.85

24.88%

Rice (white) (1kg)

$2.28 CA$3.20

$2.01 EC$5.43

13.43%

Eggs

$3.60 CA$5.07

$6.54 EC$17.66

-44.95%

Local Cheese (1kg)

$8.94 CA$12.58

$2.61 EC$7.04

242.53%

Chicken Fillets (1kg)

$11.19 CA$15.74

$5.51 EC$14.89

103.09%

Beef Round Steak (1kg)

$15.23 CA$21.41

Apples (1kg)

$3.74 CA$5.27

$7.30 EC$19.71

-48.77%

Banana (1kg)

$1.23 CA$1.72

$2.58 EC$6.96

-52.33%

Oranges (1kg)

$3.58 CA$5.03

$4.05 EC$10.94

-11.60%

Tomato (1kg)

$4.25 CA$5.98

$4.10 EC$11.08

3.66%

Potato (1kg)

$1.94 CA$2.73

$2.88 EC$7.79

-32.64%

Onion (1kg)

$1.67 CA$2.35

$2.89 EC$7.81

-42.21%

Lettuce (1 head)

$2.30 CA$3.23

$1.90 EC$5.12

21.05%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.89 EC$5.10

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

Wine (Bottle)

$14.25 CA$20.04

$11.26 EC$30.41

26.55%

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

$1.87 EC$5.05

21.93%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

$2.67 EC$7.20

-3.37%

One-way Ticket (Public Transport)

$2.35 CA$3.31

$0.72 EC$1.94

226.39%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.24

$3.62 EC$9.78

-16.85%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$3.65 EC$9.85

-66.58%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

$40.11 EC$108

-17.48%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

$65.1 EC$176

-24.59%

Gym Membership (Monthly)

$36.65 CA$51.5

$37.54 EC$101

-2.37%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

Cinema Ticket

$12.78 CA$17.97

$11.19 EC$30.21

14.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

$54.8 EC$148

-8.10%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

$24.48 EC$66.1

69.24%

Sport Shoes (Adidas, Nike)

$101 CA$142

$56.0 EC$151

80.74%

Men's Leather Business Shoes

$130 CA$183

$67.7 EC$183

92.31%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

$257 EC$694

518.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

$219 EC$591

551.23%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

$658 EC$1,777

301.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

$631 EC$1,703

231.29%

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

$638 EC$1,723

467.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Portsmouth: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Portsmouth

–

Groceries & Markets

Toronto

$345 13.3%

Portsmouth

–

Eating Out

Toronto

$290 11.2%

Portsmouth

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Portsmouth

–

Clothing & Footwear

Toronto

$145 5.6%

Portsmouth

–

Getting Around

Toronto

$130 5%

Portsmouth

–

Sport & Entertainment

Toronto

$62 2.4%

Portsmouth

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,590 in Toronto and $257 in Portsmouth. Housing cost is often the main lever when comparing two cities.

Toronto pays about 5.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Toronto vs $55 in Portsmouth for a mid-range dinner for two. Groceries echo the gap at $345 vs $289 per month, with Portsmouth cheaper across the board.

Good to know

🇨🇦 Toronto

🇩🇲 Portsmouth

🕒 Local time

15:09 3:09 PM

16:09 4:09 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

3,633

💱 Currency

Canadian Dollar CAD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

1 XCD = 0.37 USD

1 XCD = 0.331 EUR

Exchange rates and currency converter

XCD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.02 XCD (1 XCD = 0.331 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Portsmouth 3,550 km ≈ 5 h nonstop flight

From you

Toronto
Portsmouth

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Portsmouth: Cost of Living - Frequently Asked Questions

Portsmouth is about 65% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Toronto is about 5.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,590 in Toronto versus $257 in Portsmouth. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Portsmouth – a meal for two runs $55 versus $72 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Portsmouth wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.