Last update: Oct 2026

Cost of Living Comparison Between Toronto and Port Hardy

For one person, living is cheaper in Port Hardy: $1,751 a month against $2,589 in Toronto, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
84

Cost of Living Index in Port Hardy
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Port Hardy Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Port Hardy

🇨🇦 Canada

$1,751

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Port Hardy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Port Hardy actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $1,751 in Port Hardy, rent included.

Toronto $2,589
Port Hardy $1,751

A couple spends around $3,710 per month in Toronto vs $2,851 in Port Hardy, rent included.

Toronto $3,710
Port Hardy $2,851

A family of three spends $4,831 per month in Toronto vs $3,951 in Port Hardy, rent included.

Toronto $4,831
Port Hardy $3,951

Toronto costs about 48% more than Port Hardy, and outside of rent the biggest gap is in transport.

Both Toronto and Port Hardy sit above the global median – Toronto by 90%, Port Hardy by 29%.

Meal at Budget Restaurant

$17.60 CA$24.70

$17.75 CA$24.91

-0.85%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$64.7 CA$90.9

20.19%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.95 CA$15.36

-3.29%

Cappuccino

$4.16 CA$5.83

$3.45 CA$4.84

20.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.98 CA$2.78

3.03%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.76 CA$2.47

-0.57%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.81 CA$8.15

13.25%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$6.36 CA$8.93

11.79%

Milk (1 liter)

$2.53 CA$3.56

$2.31 CA$3.24

9.52%

White Bread (500g)

$2.70 CA$3.79

$2.61 CA$3.67

3.45%

Rice (white) (1kg)

$2.24 CA$3.14

$3.49 CA$4.90

-35.82%

Eggs

$3.48 CA$4.89

$3.42 CA$4.80

1.75%

Local Cheese (1kg)

$9.38 CA$13.16

$10.22 CA$14.34

-8.22%

Chicken Fillets (1kg)

$11.60 CA$16.28

$11.59 CA$16.27

0.09%

Beef Round Steak (1kg)

$14.68 CA$20.61

$14.94 CA$20.97

-1.74%

Apples (1kg)

$3.74 CA$5.26

$3.91 CA$5.48

-4.35%

Banana (1kg)

$1.22 CA$1.72

$1.29 CA$1.81

-5.43%

Oranges (1kg)

$3.48 CA$4.88

$3.67 CA$5.15

-5.18%

Tomato (1kg)

$4.32 CA$6.07

$3.86 CA$5.41

11.92%

Potato (1kg)

$1.85 CA$2.60

$2.42 CA$3.40

-23.55%

Onion (1kg)

$1.69 CA$2.37

$2.20 CA$3.09

-23.18%

Lettuce (1 head)

$2.23 CA$3.13

$2.41 CA$3.38

-7.47%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.59 CA$2.23

-19.50%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$15.71 CA$22.05

-10.63%

Wine (Bottle)

$14.43 CA$20.25

$11.27 CA$15.81

28.04%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.83 CA$3.97

-23.67%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.07 CA$4.31

-17.92%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.30 CA$3.22

3.04%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$62.6 CA$87.8

79.68%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$3.20 CA$4.50

-5.00%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.25 CA$1.75

-0.80%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$22.78 CA$31.97

-1.01%

Gasoline (1 liter)

$1.24 CA$1.75

$1.18 CA$1.65

5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$24.4K CA$34.2K

10.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$19.7K CA$27.7K

8.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$85.0 CA$119

46.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$55.3 CA$77.6

-40.19%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$72.3 CA$101

-33.66%

Gym Membership (Monthly)

$36.69 CA$51.5

$38.31 CA$53.8

-4.23%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$19.14 CA$26.85

23.67%

Cinema Ticket

$13.08 CA$18.35

$9.43 CA$13.23

38.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$696 CA$976

9.11%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$13.7K CA$19.3K

73.01%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$61.8 CA$86.7

-13.32%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$43.79 CA$61.5

-7.65%

Sport Shoes (Adidas, Nike)

$100 CA$141

$81.6 CA$115

23.09%

Men's Leather Business Shoes

$125 CA$176

$97.8 CA$137

28.02%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$654 CA$917

149.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$645 CA$904

119.67%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,407 CA$1,974

91.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,410 CA$1,979

48.98%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,179 CA$5,864

80.70%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$3,781 CA$5,306

76.53%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,280 CA$4,602

8.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.68

-4.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Port Hardy: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Port Hardy

$645 36.8% 54.5% $771

Groceries & Markets

Toronto

$345 13.3%

Port Hardy

$355 20.3% 2.9% $9.9

Eating Out

Toronto

$285 11%

Port Hardy

$273 15.6% 4.1% $12

Monthly Utilities & Internet

Toronto

$206 7.9%

Port Hardy

$213 12.1% 3.3% $6.9

Clothing & Footwear

Toronto

$144 5.6%

Port Hardy

$128 7.3% 10.9% $16

Getting Around

Toronto

$131 5.1%

Port Hardy

$81 4.6% 38.1% $50

Sport & Entertainment

Toronto

$63 2.4%

Port Hardy

$57 3.3% 9.1% $5.7

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $654 in Port Hardy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $65 in Port Hardy. Groceries tell a different story – $345 in Toronto vs $355 in Port Hardy – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Port Hardy

🕒 Local time

21:03 9:03 PM

18:03 6:03 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

4,100

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Port Hardy 3,650 km ≈ 5 h nonstop flight

From you

Toronto
Port Hardy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Port Hardy: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,589 in Toronto, $1,751 in Port Hardy – Port Hardy comes out roughly 32% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,883 per month in Toronto and $2,627 in Port Hardy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Port Hardy, especially for central apartments: a one-bedroom in the center costs $654 there versus $1,630 in Toronto.

Monthly expenses with rent come to $2,589 in Toronto and $1,751 in Port Hardy. That makes Port Hardy about 32% cheaper.

Public transport costs about 44% less in Port Hardy. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $2,589 in Toronto and $1,751 in Port Hardy, leaving budget for savings and extras in both cases.

Families tend to lean toward Port Hardy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Port Hardy. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.