Last update: Oct 2026

Cost of Living Comparison Between Toronto and Plainfield, IL

For one person, living costs are similar in Toronto and in Plainfield, IL: $2,610 and $2,583 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Plainfield, IL
🇺🇸 United States
$2,583
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Plainfield, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Plainfield, IL actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,583 in Plainfield, IL, rent included.

  • Toronto $2,610
  • Plainfield, IL $2,583

A couple spends around $3,727 per month in Toronto vs $3,616 in Plainfield, IL, rent included.

  • Toronto $3,727
  • Plainfield, IL $3,616

A family of three spends $4,844 per month in Toronto vs $4,650 in Plainfield, IL, rent included.

  • Toronto $4,844
  • Plainfield, IL $4,650

Toronto costs about 1% more than Plainfield, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Plainfield, IL sit above the global median – Toronto by 93%, Plainfield, IL by 91%.

Currency
🍽 Eating Out
Toronto
Plainfield, IL
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$15.02 $15.02
17.11%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$75.6 $75.6
4.23%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$12.15 $12.15
-11.69%
Cappuccino
$4.09 CA$5.78
$5.30 $5.30
-22.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.72 $2.72
-22.79%
Water (0.33 liter bottle)
$1.72 CA$2.43
$2.29 $2.29
-24.89%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$5.88 $5.88
8.16%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$7.96 $7.96
-11.06%
🛒 Groceries & Markets
Toronto
Plainfield, IL
Difference
Milk (1 liter)
$2.54 CA$3.59
$0.77 $0.77
229.87%
White Bread (500g)
$2.72 CA$3.85
$2.77 $2.77
-1.81%
Rice (white) (1kg)
$2.18 CA$3.09
$3.13 $3.13
-30.35%
Eggs
$3.63 CA$5.13
$3.79 $3.79
-4.22%
Local Cheese (1kg)
$9.46 CA$13.37
$8.85 $8.85
6.89%
Chicken Fillets (1kg)
$11.54 CA$16.32
$8.87 $8.87
30.10%
Beef Round Steak (1kg)
$14.37 CA$20.32
$12.69 $12.69
13.24%
Apples (1kg)
$3.70 CA$5.23
$4.31 $4.31
-14.15%
Banana (1kg)
$1.19 CA$1.68
$1.71 $1.71
-30.41%
Oranges (1kg)
$3.46 CA$4.90
$3.21 $3.21
7.79%
Tomato (1kg)
$4.22 CA$5.97
$2.23 $2.23
89.24%
Potato (1kg)
$1.79 CA$2.52
$2.08 $2.08
-13.94%
Onion (1kg)
$1.65 CA$2.33
$2.26 $2.26
-26.99%
Lettuce (1 head)
$2.20 CA$3.11
$2.04 $2.04
7.84%
Water (1.5 liter bottle)
$1.26 CA$1.78
$1.20 $1.20
5.00%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$7.13 $7.13
95.93%
Wine (Bottle)
$14.20 CA$20.07
$10.19 $10.19
39.35%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.13 $2.13
5.63%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.02 $3.02
-16.23%
🚌 Getting Around
Toronto
Plainfield, IL
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
-
-
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$2.44 $2.44
25.41%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.54 $1.54
-20.78%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
-
-
Gasoline (1 liter)
$1.21 CA$1.72
$1.13 $1.13
7.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$24.2K $24.2K
8.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$25.3K $25.3K
-16.43%
🧾 Monthly Utilities & Internet
Toronto
Plainfield, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$171 $171
-30.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$45.23 $45.23
-28.79%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$50.3 $50.3
-2.82%
🎉 Sport & Entertainment
Toronto
Plainfield, IL
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
-
-
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$11.45 $11.45
9.87%
🧸 Childcare & Education
Toronto
Plainfield, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$989 $989
-15.90%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$19.8K $19.8K
19.32%
👕👟 Clothing & Footwear
Toronto
Plainfield, IL
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$48.02 $48.02
8.87%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
-
-
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$89.3 $89.3
10.84%
Men's Leather Business Shoes
$122 CA$172
$118 $118
3.61%
🏠 Accommodation & Living
Toronto
Plainfield, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,606 $1,606
1.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,585 $1,585
-8.61%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,364 $2,364
15.76%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,385 $2,385
-10.73%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
-
-
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
-
-
💵 Salaries & Financials
Toronto
Plainfield, IL
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$7,122 $7,122
-50.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.43
-30.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Plainfield, IL: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Plainfield, IL
$1.6K 9.4% $136
Groceries & Markets
Toronto
$343
Plainfield, IL
$298 13% $45
Eating Out
Toronto
$283
Plainfield, IL
$286 0.9% $2.5
Monthly Utilities & Internet
Toronto
$201
Plainfield, IL
$267 32.8% $66
Clothing & Footwear
Toronto
$141
Plainfield, IL
$115 * 18.4% $26
Getting Around
Toronto
$130
Plainfield, IL
$10 * 92.2% $120
Sport & Entertainment
Toronto
$65
Plainfield, IL
$23 * 64.5% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,606 in Plainfield, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Plainfield, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $76.0 in Plainfield, IL. Monthly groceries follow the same trend: $343 vs $298 – making Plainfield, IL the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Plainfield, IL
🕒 Local time
15:09 3:09 PM
14:09 2:09 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
40,466
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Plainfield, IL 760 km ≈ 1 h 30 min nonstop flight
From you
  • Toronto
  • Plainfield, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Plainfield, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Plainfield, IL?
Toronto costs about 1% more than Plainfield, IL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Plainfield, IL?
For a comfortable life, plan on about $3,916 per month in Toronto and $3,875 in Plainfield, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Plainfield, IL?
Rent is clearly cheaper in Plainfield, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Toronto compared to Plainfield, IL?
Monthly expenses with rent come to $2,610 in Toronto and $2,583 in Plainfield, IL. That's a gap of about 1%.
How do childcare costs compare in Toronto and in Plainfield, IL?
Kindergarten costs $832 per month in Toronto and $989 in Plainfield, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Toronto or in Plainfield, IL?
A $2,000 monthly budget goes further in Plainfield, IL, where all-in costs run around $2,583, than in Toronto at $2,610. In Plainfield, IL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Plainfield, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Toronto compared to Plainfield, IL?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Toronto or to Plainfield, IL?
If budget matters most, go with Plainfield, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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