Last update: Oct 2026

Cost of Living Comparison Between Toronto and Pisco

For one person, living is cheaper in Pisco: $658 a month against $2,561 in Toronto, rent and utilities included – about $22,800 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Pisco
🇵🇪 Peru
$658
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Pisco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Pisco actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $658 in Pisco, rent included.

  • Toronto $2,561
  • Pisco $658

A couple spends around $3,694 per month in Toronto vs $1,019 in Pisco, rent included.

  • Toronto $3,694
  • Pisco $1,019

A family of three spends $4,826 per month in Toronto vs $1,380 in Pisco, rent included.

  • Toronto $4,826
  • Pisco $1,380

Toronto costs about 289% more than Pisco, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Pisco is 51% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Pisco
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$4.37 PEN 15.02
293.14%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$34.60 PEN 119
119.57%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$6.86 PEN 23.56
53.64%
Cappuccino
$4.02 CA$5.68
$3.18 PEN 10.93
26.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$1.06 PEN 3.64
100.00%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.65 PEN 2.22
169.23%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$2.69 PEN 9.23
131.97%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$4.48 PEN 15.38
58.26%
🛒 Groceries & Markets
Toronto
Pisco
Difference
Milk (1 liter)
$2.44 CA$3.45
$1.64 PEN 5.64
48.78%
White Bread (500g)
$2.68 CA$3.78
$2.27 PEN 7.80
18.06%
Rice (white) (1kg)
$2.24 CA$3.17
$1.25 PEN 4.28
79.20%
Eggs
$3.56 CA$5.03
$1.29 PEN 4.44
175.97%
Local Cheese (1kg)
$9.09 CA$12.85
$6.22 PEN 21.36
46.14%
Chicken Fillets (1kg)
$11.33 CA$16.01
$4.82 PEN 16.56
135.06%
Beef Round Steak (1kg)
$14.53 CA$20.55
$6.40 PEN 21.98
127.03%
Apples (1kg)
$3.62 CA$5.12
$1.32 PEN 4.54
174.24%
Banana (1kg)
$1.21 CA$1.72
$0.99 PEN 3.41
22.22%
Oranges (1kg)
$3.60 CA$5.09
$1.36 PEN 4.66
164.71%
Tomato (1kg)
$4.21 CA$5.96
$0.61 PEN 2.08
590.16%
Potato (1kg)
$1.79 CA$2.53
$0.45 PEN 1.55
297.78%
Onion (1kg)
$1.59 CA$2.25
$0.92 PEN 3.14
72.83%
Lettuce (1 head)
$2.27 CA$3.21
$0.82 PEN 2.81
176.83%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.93 PEN 3.18
34.41%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$5.74 PEN 19.72
140.77%
Wine (Bottle)
$14.27 CA$20.18
$8.54 PEN 29.34
67.10%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.85 PEN 6.34
18.92%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.43 PEN 8.34
-
🚌 Getting Around
Toronto
Pisco
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$0.85 PEN 2.93
181.18%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$35.08 PEN 120
216.22%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$3.87 PEN 13.29
-24.81%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$2.07 PEN 7.10
-42.03%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$7.43 PEN 25.52
187.75%
Gasoline (1 liter)
$1.21 CA$1.71
$1.64 PEN 5.64
-26.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$22.4K PEN 77.0K
25.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$25.3K PEN 86.9K
-19.92%
🧾 Monthly Utilities & Internet
Toronto
Pisco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$43.24 PEN 149
178.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$16.04 PEN 55.1
101.12%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$11.49 PEN 39.46
317.15%
🎉 Sport & Entertainment
Toronto
Pisco
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$20.15 PEN 69.2
90.97%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$8.94 PEN 30.72
156.82%
Cinema Ticket
$12.38 CA$17.50
$7.38 PEN 25.36
67.75%
🧸 Childcare & Education
Toronto
Pisco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$176 PEN 604
371.56%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$13.3K PEN 45.6K
73.98%
👕👟 Clothing & Footwear
Toronto
Pisco
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$53.7 PEN 185
-5.62%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$13.00 PEN 44.65
207.85%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$45.65 PEN 157
114.61%
Men's Leather Business Shoes
$121 CA$171
$35.25 PEN 121
242.27%
🏠 Accommodation & Living
Toronto
Pisco
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$161 PEN 554
887.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$129 PEN 443
993.89%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$144 PEN 494
1395.71%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,834 PEN 6,300
333.13%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$1,331 PEN 4,572
391.39%
💵 Salaries & Financials
Toronto
Pisco
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$565 PEN 1,941
559.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
8.94
-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Pisco: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Pisco
$129 90.9% $1.3K
Groceries & Markets
Toronto
$340
Pisco
$181 46.7% $159
Eating Out
Toronto
$278
Pisco
$123 55.8% $155
Monthly Utilities & Internet
Toronto
$201
Pisco
$71 64.7% $130
Clothing & Footwear
Toronto
$139
Pisco
$66 52.3% $73
Getting Around
Toronto
$129
Pisco
$53 59.3% $77
Sport & Entertainment
Toronto
$63
Pisco
$35 44.8% $28

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $161 in Pisco. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 559% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $35.00 in Pisco. Monthly groceries follow the same trend: $340 vs $181 – making Pisco the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇵🇪 Pisco
🕒 Local time
07:00 7:00 AM
06:00 6:00 AM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
14,917
💱 Currency
Exchange rates and currency converter

PEN, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

On the map
Between locations
  • Toronto Pisco 6,390 km ≈ 8 h nonstop flight
From you
  • Toronto
  • Pisco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Pisco: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Pisco compare overall?
Monthly costs with rent: $2,561 in Toronto, $658 in Pisco – roughly 289% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Toronto compared to Pisco?
For a comfortable life, plan on about $3,841 per month in Toronto and $987 in Pisco. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Pisco?
Rent is clearly cheaper in Pisco, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Toronto and in Pisco?
Public transport costs about 216% less in Pisco. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Toronto and Pisco?
Kindergarten costs $830 per month in Toronto and $176 in Pisco. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Pisco, where all-in costs run around $658, than in Toronto at $2,561. In Pisco it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Toronto or Pisco?
Families tend to lean toward Pisco – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Toronto and Pisco?
If budget matters most, go with Pisco. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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