Last update: Oct 2026

Cost of Living Comparison Between Toronto and Pierre, SD

For one person, living is cheaper in Pierre, SD: $2,433 a month against $2,610 in Toronto, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Pierre, SD
🇺🇸 United States
$2,433
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Pierre, SD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Pierre, SD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,433 in Pierre, SD.

  • Toronto $2,610
  • Pierre, SD $2,433

Estimated couple costs with rent: $3,727 in Toronto versus $3,803 in Pierre, SD.

  • Toronto $3,727
  • Pierre, SD $3,803

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,172 in Pierre, SD.

  • Toronto $4,844
  • Pierre, SD $5,172

Living in Toronto is roughly 7% more expensive than in Pierre, SD, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Pierre, SD 80% above.

Currency
🍽 Eating Out
Toronto
Pierre, SD
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$19.68 $19.68
-10.62%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$83.8 $83.8
-5.95%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$11.77 $11.77
-8.84%
Cappuccino
$4.09 CA$5.78
$5.20 $5.20
-21.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.62 $2.62
-19.85%
Water (0.33 liter bottle)
$1.72 CA$2.43
$1.97 $1.97
-12.69%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$6.48 $6.48
-1.85%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$7.66 $7.66
-7.57%
🛒 Groceries & Markets
Toronto
Pierre, SD
Difference
Milk (1 liter)
$2.54 CA$3.59
$0.98 $0.98
159.18%
White Bread (500g)
$2.72 CA$3.85
$3.04 $3.04
-10.53%
Rice (white) (1kg)
$2.18 CA$3.09
$4.71 $4.71
-53.72%
Eggs
$3.63 CA$5.13
$4.64 $4.64
-21.77%
Local Cheese (1kg)
$9.46 CA$13.37
$13.51 $13.51
-29.98%
Chicken Fillets (1kg)
$11.54 CA$16.32
$12.71 $12.71
-9.21%
Beef Round Steak (1kg)
$14.37 CA$20.32
$15.62 $15.62
-8.00%
Apples (1kg)
$3.70 CA$5.23
$5.30 $5.30
-30.19%
Banana (1kg)
$1.19 CA$1.68
$1.51 $1.51
-21.19%
Oranges (1kg)
$3.46 CA$4.90
$3.79 $3.79
-8.71%
Tomato (1kg)
$4.22 CA$5.97
$4.52 $4.52
-6.64%
Potato (1kg)
$1.79 CA$2.52
$2.68 $2.68
-33.21%
Onion (1kg)
$1.65 CA$2.33
$2.71 $2.71
-39.11%
Lettuce (1 head)
$2.20 CA$3.11
$2.18 $2.18
0.92%
Water (1.5 liter bottle)
$1.26 CA$1.78
$2.16 $2.16
-41.67%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$10.28 $10.28
35.89%
Wine (Bottle)
$14.20 CA$20.07
$13.39 $13.39
6.05%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.16 $2.16
4.17%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.66 $3.66
-30.87%
🚌 Getting Around
Toronto
Pierre, SD
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$2.08 $2.08
11.54%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$2.88 $2.88
6.25%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.66 $1.66
-26.51%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$32.06 $32.06
-32.35%
Gasoline (1 liter)
$1.21 CA$1.72
$1.06 $1.06
14.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$31.6K $31.6K
-17.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$24.4K $24.4K
-13.47%
🧾 Monthly Utilities & Internet
Toronto
Pierre, SD
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$189 $189
-36.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$60.4 $60.4
-46.69%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$62.4 $62.4
-21.67%
🎉 Sport & Entertainment
Toronto
Pierre, SD
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$38.51 $38.51
2.16%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$14.84 $14.84
-15.23%
🧸 Childcare & Education
Toronto
Pierre, SD
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$1,203 $1,203
-30.86%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$23.3K $23.3K
1.37%
👕👟 Clothing & Footwear
Toronto
Pierre, SD
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$52.8 $52.8
-0.95%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$39.99 $39.99
-1.38%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$96.7 $96.7
2.41%
Men's Leather Business Shoes
$122 CA$172
$112 $112
9.04%
🏠 Accommodation & Living
Toronto
Pierre, SD
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,478 $1,478
10.39%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,182 $1,182
22.54%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,348 $2,348
16.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,347 $2,347
-9.26%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$2,923 $2,923
180.72%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$2,582 $2,582
164.80%
💵 Salaries & Financials
Toronto
Pierre, SD
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.57
-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Pierre, SD: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Pierre, SD
$1.2K 18.4% $266
Groceries & Markets
Toronto
$343
Pierre, SD
$395 15.2% $52
Eating Out
Toronto
$283
Pierre, SD
$321 13.4% $38
Monthly Utilities & Internet
Toronto
$201
Pierre, SD
$312 55.5% $111
Clothing & Footwear
Toronto
$141
Pierre, SD
$136 3.6% $5.1
Getting Around
Toronto
$130
Pierre, SD
$20 * 85% $111
Sport & Entertainment
Toronto
$65
Pierre, SD
$68 5.7% $3.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,478 in Pierre, SD. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $84.0 in Pierre, SD for a mid-range dinner for two. Groceries echo the gap at $343 vs $395 per month, with Toronto cheaper across the board.

Good to know
🇨🇦 Toronto
🇺🇸 Pierre, SD
🕒 Local time
18:37 6:37 PM
17:37 5:37 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
14,095
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Pierre, SD 1,670 km ≈ 2 h 30 min nonstop flight
From you
  • Toronto
  • Pierre, SD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Pierre, SD: Cost of Living - Frequently Asked Questions
Is Pierre, SD cheaper than Toronto?
Pierre, SD is cheaper overall, especially in clothing and transport. The 7% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,916 in Toronto and $3,650 in Pierre, SD to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Toronto and Pierre, SD?
Rent for a central apartment: $1,631 in Toronto versus $1,478 in Pierre, SD. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Toronto and in Pierre, SD?
Shoppers in Toronto pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Toronto and in Pierre, SD?
All in, you'll spend $2,610 per month in Toronto versus $2,433 in Pierre, SD – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 enough to cover costs in Toronto or in Pierre, SD?
Both cities are expensive relative to $2,500. Pierre, SD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is it better to live in Toronto or in Pierre, SD?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Toronto or Pierre, SD?
Safety-wise, Toronto and Pierre, SD are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Pierre, SD gentler on the wallet – expenses run 7% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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