Cost of Living Comparison Between Toronto and Picton Cost of Living Comparison Between Toronto and Picton

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,323 in Picton.

Estimated couple costs with rent: $4,110 in Toronto versus $3,301 in Picton.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,280 in Picton.

Living in Toronto is roughly 20% more expensive than in Picton, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Picton 74% above.

Meal at Budget Restaurant

$18.51 CA$26.05

$18.59 CA$26.16

-0.43%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$54.8 CA$77.1

53.02%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.44

$5.91 CA$8.31

85.62%

Cappuccino

$3.99 CA$5.61

$3.63 CA$5.11

9.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.98

$1.88 CA$2.64

12.23%

Water (0.33 liter bottle)

$1.69 CA$2.38

$1.50 CA$2.10

12.67%

Local Beer (0.5 liter draught)

$5.92 CA$8.33

$4.44 CA$6.25

33.33%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.11

$6.54 CA$9.21

-0.92%

Milk (1 liter)

$2.71 CA$3.82

$2.24 CA$3.16

20.98%

White Bread (500g)

$2.85 CA$4.02

$2.02 CA$2.84

41.09%

Rice (white) (1kg)

$3.56 CA$5.01

$3.63 CA$5.10

-1.93%

Eggs

$3.54 CA$4.98

$3.01 CA$4.24

17.61%

Local Cheese (1kg)

$13.26 CA$18.66

$13.36 CA$18.80

-0.75%

Chicken Fillets (1kg)

$13.05 CA$18.36

$13.22 CA$18.60

-1.29%

Beef Round Steak (1kg)

$16.77 CA$23.59

$16.72 CA$23.53

0.30%

Apples (1kg)

$4.11 CA$5.79

$3.67 CA$5.16

11.99%

Banana (1kg)

$1.14 CA$1.60

$1.17 CA$1.65

-2.56%

Oranges (1kg)

$3.40 CA$4.78

$3.22 CA$4.53

5.59%

Tomato (1kg)

$4.02 CA$5.66

$3.60 CA$5.07

11.67%

Potato (1kg)

$2.43 CA$3.42

$2.51 CA$3.54

-3.19%

Onion (1kg)

$2.94 CA$4.13

$2.88 CA$4.05

2.08%

Lettuce (1 head)

$2.47 CA$3.48

$2.48 CA$3.49

-0.40%

Water (1.5 liter bottle)

$1.92 CA$2.70

$1.11 CA$1.56

72.97%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.09

$14.65 CA$20.62

2.32%

Wine (Bottle)

$14.34 CA$20.17

$14.05 CA$19.77

2.06%

Local Beer (0.5 liter bottle)

$2.71 CA$3.81

$2.81 CA$3.95

-3.56%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.39

$3.19 CA$4.49

-2.19%

One-way Ticket (Public Transport)

$2.45 CA$3.45

$2.31 CA$3.25

6.06%

Public Transport Monthly Pass (Regular Price)

$113 CA$159

$63.2 CA$88.9

78.53%

Taxi Start (Normal Tariff)

$3.63 CA$5.10

$3.67 CA$5.16

-1.09%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.89

$1.48 CA$2.08

-9.46%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.95

$25.90 CA$36.44

-1.35%

Gasoline (1 liter)

$1.11 CA$1.56

$1.10 CA$1.55

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$25.2K CA$35.4K

0.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$21.4K CA$30.1K

1.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$116 CA$163

0.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.9

$36.86 CA$51.9

2.01%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.6

$53.9 CA$75.9

-0.41%

Gym Membership (Monthly)

$57.1 CA$80.3

$42.21 CA$59.4

35.28%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.35

Cinema Ticket

$11.56 CA$16.26

$11.61 CA$16.33

-0.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,583

$1,143 CA$1,608

-1.57%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$18.3K CA$25.8K

0.70%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.7

$56.8 CA$79.9

0.99%

Summer Dress (H&M, Zara, etc)

$39.05 CA$55.0

$39.61 CA$55.7

-1.41%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$89.9 CA$126

-2.55%

Men's Leather Business Shoes

$114 CA$160

$115 CA$162

-1.29%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,591

$1,332 CA$1,874

38.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,154

$1,158 CA$1,630

32.20%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,116

$2,006 CA$2,822

45.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,521

$1,814 CA$2,552

37.95%

Buy Apartment in City Center (m2)

$8,725 CA$12.3K

$3,853 CA$5,421

126.48%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,663

Average Monthly Net Salary (After Tax)

$3,454 CA$4,860

$3,084 CA$4,339

11.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Picton: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,332 in Picton. Housing cost is often the main lever when comparing two cities.

Toronto pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $55.0 in Picton for a mid-range dinner for two. Groceries echo the gap at $395 vs $367 per month, with Picton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Picton: Cost of Living - Frequently Asked Questions

Toronto and Picton differ by about 20% in total monthly costs ($2,788 vs $2,323 including rent). Picton is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $1,332 in Picton. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Picton – a meal for two runs $55.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,788 per month in Toronto versus $2,323 in Picton – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,323 in Picton versus $2,788 in Toronto, a $3,000 budget is realistic in Picton but tight or insufficient in Toronto. The gap between the two cities makes Picton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Picton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Picton gentler on the wallet – expenses run 20% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.