Cost of Living Comparison Between Toronto and PictonCost of Living Comparison Between Toronto and Picton
Monthly Cost of Living
😐Monthly costs for one person with rent: $2,620 in Toronto versus $1,047 in Picton.
😐Estimated couple costs with rent: $3,866 in Toronto versus $1,731 in Picton.
😐Monthly costs for a family of three with rent: $5,111 in Toronto versus $2,415 in Picton.
🌍Living in Toronto is roughly 150% more expensive than in Picton, driven mainly by Getting Around.
📊The two cities straddle the global median: Toronto is 90% above, Picton is 24% below.
Currency
🍽 Eating Out
Toronto
Picton
Difference
Meal at Budget Restaurant
$17.85CA$24.75
$18.34CA$25.44
-2.67%
Three-Course Dinner for Two, Mid-Range
$86.8CA$120
$70.5CA$97.8
23.09%
Fast Food Meal(McDonalds, etc)
$10.94CA$15.17
$7.32CA$10.15
49.45%
Cappuccino
$4.01CA$5.57
$3.60CA$4.99
11.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.19CA$3.04
$2.17CA$3.01
0.92%
Water(0.33 liter bottle)
$1.69CA$2.34
$1.70CA$2.36
-0.59%
Local Beer(0.5 liter draught)
$6.45CA$8.94
$5.64CA$7.82
14.36%
Imported Beer(0.33 liter bottle)
$7.05CA$9.77
$5.87CA$8.14
20.10%
🛒 Groceries & Markets
Toronto
Picton
Difference
Milk(1 liter)
$2.71CA$3.77
$1.72CA$2.39
57.56%
White Bread(500g)
$2.92CA$4.05
$2.12CA$2.94
37.74%
Rice(white)(1kg)
$2.48CA$3.44
$2.53CA$3.50
-1.98%
Eggs
$3.85CA$5.34
$2.95CA$4.09
30.51%
Local Cheese(1kg)
$10.10CA$14.01
$10.09CA$13.99
0.10%
Chicken Fillets(1kg)
$12.02CA$16.66
$12.21CA$16.94
-1.56%
Beef Round Steak(1kg)
$15.61CA$21.65
$15.82CA$21.94
-1.33%
Apples(1kg)
$3.90CA$5.41
$2.80CA$3.89
39.29%
Banana(1kg)
$1.24CA$1.72
$1.27CA$1.76
-2.36%
Oranges(1kg)
$3.78CA$5.24
$3.76CA$5.21
0.53%
Tomato(1kg)
$4.38CA$6.08
$4.22CA$5.85
3.79%
Potato(1kg)
$1.93CA$2.67
$1.85CA$2.57
4.32%
Onion(1kg)
$1.50CA$2.08
$1.48CA$2.06
1.35%
Lettuce(1 head)
$2.28CA$3.17
$2.36CA$3.27
-3.39%
Water(1.5 liter bottle)
$1.46CA$2.02
$1.25CA$1.73
16.80%
Cigarettes 20 Pack(Marlboro, Camel)
$14.52CA$20.14
$14.30CA$19.83
1.54%
Wine(Bottle)
$14.42CA$20.00
$14.55CA$20.18
-0.89%
Local Beer(0.5 liter bottle)
$2.26CA$3.14
$2.22CA$3.08
1.80%
Imported Beer(0.33 liter bottle)
$2.59CA$3.60
$2.55CA$3.54
1.57%
🚌 Getting Around
Toronto
Picton
Difference
One-way Ticket(Public Transport)
$2.36CA$3.28
$2.14CA$2.97
10.28%
Public Transport Monthly Pass(Regular Price)
$114CA$159
$19.66CA$27.26
481.43%
Taxi Start(Normal Tariff)
$3.16CA$4.38
$3.03CA$4.21
4.29%
Taxi(Normal Tariff)(1km)
$1.26CA$1.74
$1.31CA$1.81
-3.82%
Taxi 1hour Waiting(Normal Tariff)
$22.57CA$31.30
$22.32CA$30.96
1.12%
Gasoline(1 liter)
$1.24CA$1.72
$1.09CA$1.51
13.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3KCA$37.9K
$27.2KCA$37.7K
0.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7KCA$28.8K
$21.2KCA$29.4K
-2.14%
🧾 Monthly Utilities & Internet
Toronto
Picton
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124CA$172
$128CA$177
-3.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.72CA$45.38
$29.09CA$40.35
12.48%
Internet(50+ Mbps, Unlimited Data)
$48.79CA$67.7
$48.34CA$67.1
0.93%
🎉 Sport & Entertainment
Toronto
Picton
Difference
Gym Membership(Monthly)
$40.27CA$55.9
$43.58CA$60.5
-7.60%
Tennis Court(1 Hour on Weekend)
$23.84CA$33.06
-
-
Cinema Ticket
$12.82CA$17.77
$8.67CA$12.02
47.87%
🧸 Childcare & Education
Toronto
Picton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$787CA$1,092
$291CA$404
170.19%
International Primary School, 1 Child(Yearly)
$24.5KCA$34.0K
$24.9KCA$34.6K
-1.53%
👕👟 Clothing & Footwear
Toronto
Picton
Difference
Jeans(Levis 501 Or Similar)
$54.2CA$75.2
$51.3CA$71.2
5.73%
Summer Dress(H&M, Zara, etc)
$43.10CA$59.8
$35.98CA$49.90
19.79%
Sport Shoes(Adidas, Nike)
$97.9CA$136
$88.6CA$123
10.56%
Men's Leather Business Shoes
$126CA$175
$122CA$169
3.38%
🏠 Accommodation & Living
Toronto
Picton
Difference
1-bedroom Apartment, City Center(Monthly)
$1,660CA$2,303
$1,026CA$1,422
61.89%
1-bedroom Apartment, Outside City Center(Monthly)
$1,483CA$2,057
-
-
3-bedroom Apartment, City Center(Monthly)
$2,800CA$3,883
$1,696CA$2,352
65.10%
3-bedroom Apartment, Outside City Center(Monthly)
$2,157CA$2,991
-
-
Buy Apartment in City Center(m2)
$8,381CA$11.6K
$3,866CA$5,362
116.77%
Buy Apartment Outside City Center(m2)
$6,842CA$9,489
-
-
💵 Salaries & Financials
Toronto
Picton
Difference
Average Monthly Net Salary(After Tax)
$3,799CA$5,269
$3,230CA$4,480
17.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.47
4.47
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: September 6, 2026
Last update for Picton: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,660 in Toronto and $1,026 in Picton. Housing cost is often the main lever when comparing two cities.
💰Toronto pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $87.0 in Toronto vs $71.0 in Picton for a mid-range dinner for two. Groceries echo the gap at $364 vs $335 per month, with Picton cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Picton: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Picton?
Toronto and Picton differ by about 150% in total monthly costs ($2,620 vs $1,047 including rent). Picton is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Toronto or Picton?
Average pay runs 18% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Toronto and in Picton?
Rent for a central apartment: $1,660 in Toronto versus $1,026 in Picton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Picton – a meal for two runs $71.0 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Toronto or Picton?
All in, you'll spend $2,620 per month in Toronto versus $1,047 in Picton – a 150% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,047 in Picton versus $2,620 in Toronto, a $2,000 budget is realistic in Picton but tight or insufficient in Toronto. The gap between the two cities makes Picton the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Picton?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Toronto or Picton safer for residents?
Safety-wise, Toronto and Picton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Toronto or Picton?
Expats usually find Picton gentler on the wallet – expenses run 150% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.