Last update: Oct 2026

Cost of Living Comparison Between Toronto and Picton

For one person, living is cheaper in Picton: $1,020 a month against $2,589 in Toronto, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
49

Cost of Living Index in Picton
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Picton Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Picton

🇨🇦 Canada

$1,020

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Picton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Picton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $1,020 in Picton.

Toronto $2,589
Picton $1,020

Estimated couple costs with rent: $3,710 in Toronto versus $1,686 in Picton.

Toronto $3,710
Picton $1,686

Monthly costs for a family of three with rent: $4,831 in Toronto versus $2,353 in Picton.

Toronto $4,831
Picton $2,353

Living in Toronto is roughly 154% more expensive than in Picton, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 90% above, Picton is 25% below.

Meal at Budget Restaurant

$17.60 CA$24.70

$17.64 CA$24.76

-0.23%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$71.0 CA$99.6

9.67%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$9.88 CA$13.86

7.19%

Cappuccino

$4.16 CA$5.83

$3.49 CA$4.90

19.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.06 CA$2.89

-0.97%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.68 CA$2.36

4.17%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.67 CA$7.96

16.05%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$5.77 CA$8.10

23.22%

Milk (1 liter)

$2.53 CA$3.56

$1.67 CA$2.35

51.50%

White Bread (500g)

$2.70 CA$3.79

$1.99 CA$2.80

35.68%

Rice (white) (1kg)

$2.24 CA$3.14

$2.27 CA$3.19

-1.32%

Eggs

$3.48 CA$4.89

$2.92 CA$4.10

19.18%

Local Cheese (1kg)

$9.38 CA$13.16

$9.14 CA$12.82

2.63%

Chicken Fillets (1kg)

$11.60 CA$16.28

$11.72 CA$16.45

-1.02%

Beef Round Steak (1kg)

$14.68 CA$20.61

$14.94 CA$20.96

-1.74%

Apples (1kg)

$3.74 CA$5.26

$2.73 CA$3.84

37.00%

Banana (1kg)

$1.22 CA$1.72

$1.19 CA$1.67

2.52%

Oranges (1kg)

$3.48 CA$4.88

$3.47 CA$4.87

0.29%

Tomato (1kg)

$4.32 CA$6.07

$4.01 CA$5.63

7.73%

Potato (1kg)

$1.85 CA$2.60

$1.83 CA$2.56

1.09%

Onion (1kg)

$1.69 CA$2.37

$1.67 CA$2.34

1.20%

Lettuce (1 head)

$2.23 CA$3.13

$2.31 CA$3.25

-3.46%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.20 CA$1.69

6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$13.71 CA$19.24

2.41%

Wine (Bottle)

$14.43 CA$20.25

$13.97 CA$19.60

3.29%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.10 CA$2.94

2.86%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$2.44 CA$3.43

3.28%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.19 CA$3.08

8.22%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$19.77 CA$27.74

468.84%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.96 CA$4.15

2.70%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.28 CA$1.79

-3.13%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$21.77 CA$30.56

3.58%

Gasoline (1 liter)

$1.24 CA$1.75

$1.13 CA$1.58

9.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$26.1K CA$36.6K

3.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.6K CA$30.3K

-0.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$125 CA$176

-0.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$28.11 CA$39.45

17.57%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$49.12 CA$68.9

-2.36%

Gym Membership (Monthly)

$36.69 CA$51.5

$42.10 CA$59.1

-12.85%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

Cinema Ticket

$13.08 CA$18.35

$8.80 CA$12.34

48.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$283 CA$397

168.29%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$23.6K CA$33.1K

0.87%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$49.98 CA$70.2

7.12%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$35.89 CA$50.4

12.68%

Sport Shoes (Adidas, Nike)

$100 CA$141

$85.1 CA$119

18.07%

Men's Leather Business Shoes

$125 CA$176

$126 CA$176

-0.36%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,025 CA$1,439

58.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,642 CA$2,304

64.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$3,772 CA$5,294

100.18%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,151 CA$4,422

12.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Picton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Picton

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Picton

$319 31.3% 7.6% $26

Eating Out

Toronto

$285 11%

Picton

$268 26.2% 6% $17

Monthly Utilities & Internet

Toronto

$206 7.9%

Picton

$202 19.8% 1.6% $3.3

Clothing & Footwear

Toronto

$144 5.6%

Picton

$133 13.1% 7.2% $10

Getting Around

Toronto

$131 5.1%

Picton

$38 3.7% 71.1% $93

Sport & Entertainment

Toronto

$63 2.4%

Picton

$60 5.9% 5% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,025 in Picton. Housing cost is often the main lever when comparing two cities.

Toronto pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78 in Toronto vs $71 in Picton for a mid-range dinner for two. Groceries echo the gap at $345 vs $319 per month, with Picton cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇦 Picton

🕒 Local time

18:06 6:06 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

4,702

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Toronto Picton 180 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Picton: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,589 in Toronto and $1,020 in Picton, so Picton is about 61% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,025 in Picton. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Picton – a meal for two runs $71 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,589 per month in Toronto versus $1,020 in Picton – Picton is about 61% cheaper, which adds up to real savings over time.

At $1,020 in Picton versus $2,589 in Toronto, a $2,000 budget is realistic in Picton but tight or insufficient in Toronto. The gap between the two cities makes Picton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Picton gentler on the wallet – expenses run 61% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.