Last update: Oct 2026

Cost of Living Comparison Between Toronto and Palmas

For one person, living is cheaper in Palmas: $834 a month against $2,610 in Toronto, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
40

Cost of Living Index in Palmas
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Palmas Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Palmas

🇧🇷 Brazil

$834

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Palmas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Palmas actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $834 in Palmas, rent included.

Toronto $2,610
Palmas $834

A couple spends around $3,727 per month in Toronto vs $1,292 in Palmas, rent included.

Toronto $3,727
Palmas $1,292

A family of three spends $4,844 per month in Toronto vs $1,751 in Palmas, rent included.

Toronto $4,844
Palmas $1,751

Toronto costs about 213% more than Palmas, and outside of rent the biggest gap is in eating out.

Toronto sits 93% above the global median, while Palmas is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$3.96 R$20.06

344.19%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$20.09 R$102

292.33%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$8.07 R$40.93

32.96%

Cappuccino

$4.09 CA$5.78

$1.43 R$7.27

186.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.82 R$9.21

15.38%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.12 R$5.69

53.57%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.42 R$7.22

347.89%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.10 R$15.70

128.39%

Milk (1 liter)

$2.54 CA$3.59

$1.08 R$5.47

135.19%

White Bread (500g)

$2.72 CA$3.85

$1.47 R$7.45

85.03%

Rice (white) (1kg)

$2.18 CA$3.09

$1.24 R$6.28

75.81%

Eggs

$3.63 CA$5.13

$2.67 R$13.52

35.96%

Local Cheese (1kg)

$9.46 CA$13.37

$7.12 R$36.11

32.87%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.12 R$15.80

269.87%

Beef Round Steak (1kg)

$14.37 CA$20.32

$6.31 R$31.98

127.73%

Apples (1kg)

$3.70 CA$5.23

$2.17 R$10.98

70.51%

Banana (1kg)

$1.19 CA$1.68

$1.75 R$8.85

-32.00%

Oranges (1kg)

$3.46 CA$4.90

$1.23 R$6.25

181.30%

Tomato (1kg)

$4.22 CA$5.97

$1.22 R$6.21

245.90%

Potato (1kg)

$1.79 CA$2.52

$1.27 R$6.42

40.94%

Onion (1kg)

$1.65 CA$2.33

$1.07 R$5.43

54.21%

Lettuce (1 head)

$2.20 CA$3.11

$0.77 R$3.91

185.71%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.77 R$3.91

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.46 R$12.48

467.89%

Wine (Bottle)

$14.20 CA$20.07

$7.16 R$36.30

98.32%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.32 R$6.71

70.45%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.10 R$10.66

20.48%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.73 R$3.72

217.81%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$43.43 R$220

157.08%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.32 R$6.71

131.82%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.84 R$4.28

45.24%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$7.84 R$39.74

176.66%

Gasoline (1 liter)

$1.21 CA$1.72

$1.20 R$6.08

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$23.9K R$121.4K

9.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$33.0K R$167.3K

-36.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$115 R$581

4.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$11.64 R$59.0

176.72%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$19.99 R$101

144.52%

Gym Membership (Monthly)

$39.34 CA$55.6

$23.48 R$119

67.55%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$27.34 R$139

-13.75%

Cinema Ticket

$12.58 CA$17.79

$6.58 R$33.36

91.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$155 R$785

437.45%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$7,304 R$37.0K

223.22%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$36.91 R$187

41.64%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$50.5 R$256

-21.89%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$115 R$583

-13.85%

Men's Leather Business Shoes

$122 CA$172

$72.5 R$368

68.11%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$299 R$1,514

446.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$204 R$1,035

609.63%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$624 R$3,162

338.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$427 R$2,165

398.46%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,718 R$8,707

377.74%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,207 R$6,116

466.73%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Palmas: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Palmas

$204 24.5% 85.9% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Palmas

$173 20.7% 49.6% $170

Eating Out

Toronto

$283 10.9%

Palmas

$98 11.8% 65.3% $185

Monthly Utilities & Internet

Toronto

$201 7.7%

Palmas

$146 17.6% 27.1% $54

Clothing & Footwear

Toronto

$141 5.4%

Palmas

$124 14.8% 12.1% $17

Getting Around

Toronto

$130 5%

Palmas

$52 6.2% 60.1% $78

Sport & Entertainment

Toronto

$65 2.5%

Palmas

$37 4.4% 43.2% $28

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $299 in Palmas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $20.00 in Palmas. Monthly groceries follow the same trend: $343 vs $173 – making Palmas the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇧🇷 Palmas

🕒 Local time

17:35 5:35 PM

18:35 6:35 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

302,692

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Palmas 6,760 km ≈ 9 h nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Palmas: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $834 in Palmas – roughly 213% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,916 per month in Toronto and $1,250 in Palmas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palmas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $20.00 in Palmas. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,610 in Toronto and $834 in Palmas. That's a gap of about 213%.

A $2,000 monthly budget goes further in Palmas, where all-in costs run around $834, than in Toronto at $2,610. In Palmas it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Palmas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Palmas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.