Cost of Living Comparison Between Toronto and Owen Sound Cost of Living Comparison Between Toronto and Owen Sound

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,150 in Owen Sound.

Estimated couple costs with rent: $3,866 in Toronto versus $3,207 in Owen Sound.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $4,263 in Owen Sound.

Living in Toronto is roughly 22% more expensive than in Owen Sound, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 90% above, Owen Sound 56% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$14.74 CA$20.44

21.10%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$48.18 CA$66.8

80.14%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$9.66 CA$13.40

13.25%

Cappuccino

$4.01 CA$5.57

$3.65 CA$5.06

9.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$2.03 CA$2.81

7.88%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.67 CA$2.32

1.20%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$4.46 CA$6.18

44.62%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$5.74 CA$7.96

22.82%

Milk (1 liter)

$2.71 CA$3.77

$2.51 CA$3.49

7.97%

White Bread (500g)

$2.92 CA$4.05

$2.83 CA$3.92

3.18%

Rice (white) (1kg)

$2.48 CA$3.44

$3.46 CA$4.80

-28.32%

Eggs

$3.85 CA$5.34

$4.46 CA$6.19

-13.68%

Local Cheese (1kg)

$10.10 CA$14.01

$9.70 CA$13.45

4.12%

Chicken Fillets (1kg)

$12.02 CA$16.66

$16.37 CA$22.71

-26.57%

Beef Round Steak (1kg)

$15.61 CA$21.65

$24.09 CA$33.42

-35.20%

Apples (1kg)

$3.90 CA$5.41

$7.24 CA$10.04

-46.13%

Banana (1kg)

$1.24 CA$1.72

$1.88 CA$2.60

-34.04%

Oranges (1kg)

$3.78 CA$5.24

$3.62 CA$5.03

4.42%

Tomato (1kg)

$4.38 CA$6.08

$3.05 CA$4.23

43.61%

Potato (1kg)

$1.93 CA$2.67

$2.56 CA$3.56

-24.61%

Onion (1kg)

$1.50 CA$2.08

$3.33 CA$4.61

-54.95%

Lettuce (1 head)

$2.28 CA$3.17

$2.27 CA$3.15

0.44%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.35 CA$1.87

8.15%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$13.70 CA$19.00

5.99%

Wine (Bottle)

$14.42 CA$20.00

$16.42 CA$22.78

-12.18%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$4.52 CA$6.26

-50.00%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$5.13 CA$7.11

-49.51%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.23 CA$3.10

5.83%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$62.9 CA$87.3

81.65%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$4.73 CA$6.56

-33.19%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$25.76 CA$35.73

-12.38%

Gasoline (1 liter)

$1.24 CA$1.72

$1.06 CA$1.48

16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$27.4K CA$38.0K

-0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$19.2K CA$26.7K

7.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$99.8 CA$138

23.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$30.17 CA$41.85

8.45%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$49.28 CA$68.4

-0.99%

Gym Membership (Monthly)

$40.27 CA$55.9

$114 CA$158

-64.70%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$41.35 CA$57.3

-42.35%

Cinema Ticket

$12.82 CA$17.77

$7.90 CA$10.96

62.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$485 CA$672

62.49%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$7,169 CA$9,942

242.32%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$36.54 CA$50.7

48.44%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$28.09 CA$38.96

53.44%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$89.9 CA$125

8.91%

Men's Leather Business Shoes

$126 CA$175

$108 CA$150

16.62%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,341 CA$1,859

23.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$925 CA$1,283

60.38%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$2,253 CA$3,125

24.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,613 CA$2,237

33.70%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$3,039 CA$4,215

25.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.39

-17.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Owen Sound: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,341 in Owen Sound. Housing cost is often the main lever when comparing two cities.

Toronto pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Toronto vs $48.00 in Owen Sound. Groceries flip the comparison at $364 vs $451, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Owen Sound: Cost of Living - Frequently Asked Questions

Owen Sound is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 25% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $1,341 in Owen Sound. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Owen Sound – a meal for two runs $48.00 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,620 per month in Toronto versus $2,150 in Owen Sound – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,150 in Owen Sound versus $2,620 in Toronto, a $2,500 budget is realistic in Owen Sound but tight or insufficient in Toronto. The gap between the two cities makes Owen Sound the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Owen Sound are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Owen Sound gentler on the wallet – expenses run 22% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.