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Cost of Living Comparison Between Toronto and Ottawa Cost of Living Comparison Between Toronto and Ottawa

๐Ÿ˜ Solo nomad: Toronto is 6.8% more expensive than Ottawa without rent, and 11.6% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 4.3% more expensive than Ottawa without rent, and 17.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Ottawa
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$18.19 CA$25.29
4.29%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$73.6 CA$102
12.66%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$11.16 CA$15.51
-0.36%
Cappuccino
$3.98 CA$5.54
$3.98 CA$5.54
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.13 CA$2.95
-0.94%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.70 CA$2.37
-
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$6.02 CA$8.37
-2.99%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.58 CA$9.15
0.91%
๐Ÿ›’ Groceries & Markets
Toronto
Ottawa
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.30 CA$3.19
21.74%
White Bread (500g)
$2.87 CA$3.99
$2.78 CA$3.87
3.24%
Rice (white) (1kg)
$3.68 CA$5.12
$3.18 CA$4.42
15.72%
Eggs
$3.47 CA$4.82
$3.65 CA$5.07
-4.93%
Local Cheese (1kg)
$13.62 CA$18.93
$11.17 CA$15.53
21.93%
Chicken Fillets (1kg)
$13.03 CA$18.11
$13.14 CA$18.26
-0.84%
Beef Round Steak (1kg)
$16.98 CA$23.60
$15.96 CA$22.18
6.39%
Apples (1kg)
$4.07 CA$5.65
$4.19 CA$5.82
-2.86%
Banana (1kg)
$1.18 CA$1.64
$1.42 CA$1.97
-16.90%
Oranges (1kg)
$3.35 CA$4.65
$3.54 CA$4.91
-5.37%
Tomato (1kg)
$3.98 CA$5.53
$3.62 CA$5.03
9.94%
Potato (1kg)
$2.42 CA$3.37
$2.48 CA$3.45
-2.42%
Onion (1kg)
$2.90 CA$4.03
$3.19 CA$4.44
-9.09%
Lettuce (1 head)
$2.45 CA$3.40
$2.17 CA$3.01
12.90%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.57 CA$2.18
25.48%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$14.16 CA$19.69
2.33%
Wine (Bottle)
$13.12 CA$18.23
$10.77 CA$14.97
21.82%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.40 CA$3.34
15.42%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.27 CA$4.55
0.31%
๐ŸšŒ Getting Around
Toronto
Ottawa
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$3.00 CA$4.18
-16.67%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$100 CA$140
16.16%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$2.74 CA$3.81
37.96%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.42 CA$1.98
-4.93%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$19.97 CA$27.75
28.59%
Gasoline (1 liter)
$1.14 CA$1.59
$1.16 CA$1.62
-1.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.7K CA$34.3K
1.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$21.7K CA$30.2K
-1.45%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Ottawa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$160 CA$223
-25.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$43.14 CA$60.0
-14.56%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$53.0 CA$73.6
2.38%
๐ŸŽ‰ Sport & Entertainment
Toronto
Ottawa
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$47.82 CA$66.5
18.13%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$15.93 CA$22.14
31.95%
Cinema Ticket
$11.59 CA$16.11
$10.99 CA$15.27
5.46%
๐Ÿงธ Childcare & Education
Toronto
Ottawa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$908 CA$1,262
24.94%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$16.4K CA$22.8K
12.23%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Ottawa
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$53.5 CA$74.4
6.48%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$40.34 CA$56.1
-3.50%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$88.9 CA$124
0.69%
Men's Leather Business Shoes
$116 CA$161
$95.0 CA$132
22.23%
๐Ÿ  Accommodation & Living
Toronto
Ottawa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,467 CA$2,038
24.01%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,261 CA$1,753
21.19%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,355 CA$3,273
27.09%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,870 CA$2,600
30.66%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,113 CA$5,717
111.42%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,715 CA$5,164
81.51%
๐Ÿ’ต Salaries & Financials
Toronto
Ottawa
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$4,093 CA$5,689
-11.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.48
-5.84%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Ottawa: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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