Cost of Living Comparison Between Toronto and Ottawa Cost of Living Comparison Between Toronto and Ottawa

😐 Solo nomad: Toronto is 5.6% more expensive than Ottawa without rent, and 9.9% more expensive with rent.

😐 Family of 3: Toronto is 7% more expensive than Ottawa without rent, and 14% more expensive with rent.

Meal at Budget Restaurant

$18.44 CA$25.1

$18.21 CA$24.78

1.26%

Three-Course Dinner for Two, Mid-Range

$83.7 CA$114

$73.2 CA$99.7

14.29%

Fast Food Meal (McDonalds, etc)

$11.24 CA$15.3

$11.37 CA$15.47

-1.14%

Cappuccino

$3.93 CA$5.34

$3.98 CA$5.41

-1.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$2.93

$2.14 CA$2.91

0.47%

Water (0.33 liter bottle)

$1.69 CA$2.3

$1.71 CA$2.33

-1.17%

Local Beer (0.5 liter draught)

$5.95 CA$8.1

$5.84 CA$7.95

1.88%

Imported Beer (0.33 liter bottle)

$6.8 CA$9.25

$6.8 CA$9.26

Milk (1 liter)

$2.71 CA$3.68

$2.32 CA$3.15

16.81%

White Bread (500g)

$2.72 CA$3.7

$2.73 CA$3.71

-0.37%

Rice (white) (1kg)

$3.64 CA$4.96

$3.35 CA$4.56

8.66%

Eggs

$3.49 CA$4.75

$3.54 CA$4.82

-1.41%

Local Cheese (1kg)

$13.31 CA$18.12

$11.07 CA$15.07

20.23%

Chicken Fillets (1kg)

$12.9 CA$17.56

$12.84 CA$17.48

0.47%

Beef Round Steak (1kg)

$16.93 CA$23.05

$16.08 CA$21.89

5.29%

Apples (1kg)

$3.97 CA$5.41

$4.41 CA$6

-9.98%

Banana (1kg)

$1.13 CA$1.54

$1.41 CA$1.92

-19.86%

Oranges (1kg)

$3.39 CA$4.61

$3.54 CA$4.82

-4.24%

Tomato (1kg)

$4.07 CA$5.54

$3.68 CA$5.01

10.60%

Potato (1kg)

$2.42 CA$3.29

$2.57 CA$3.49

-5.84%

Onion (1kg)

$2.89 CA$3.93

$3.08 CA$4.19

-6.17%

Lettuce (1 head)

$2.36 CA$3.21

$2.17 CA$2.95

8.76%

Water (1.5 liter bottle)

$1.98 CA$2.7

$1.56 CA$2.12

26.92%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.16

$13.88 CA$18.89

6.70%

Wine (Bottle)

$12.68 CA$17.26

$13.37 CA$18.2

-5.16%

Local Beer (0.5 liter bottle)

$2.77 CA$3.77

$2.52 CA$3.43

9.92%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.3

$3.21 CA$4.36

-1.56%

One-way Ticket (Public Transport)

$2.53 CA$3.44

$2.88 CA$3.92

-12.15%

Public Transport Monthly Pass (Regular Price)

$116 CA$158

$98.4 CA$134

18.05%

Taxi Start (Normal Tariff)

$3.73 CA$5.08

$2.75 CA$3.75

35.64%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.82

$1.44 CA$1.96

-6.94%

Taxi 1hour Waiting (Normal Tariff)

$26.03 CA$35.44

$19.5 CA$26.55

33.49%

Gasoline (1 liter)

$1.15 CA$1.57

$1.15 CA$1.56

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$33.8K

$24.7K CA$33.7K

0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$28.7K

$22.2K CA$30.2K

-5.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 CA$160

$158 CA$216

-25.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.04 CA$51.8

$42.16 CA$57.4

-9.77%

Internet (50+ Mbps, Unlimited Data)

$53.4 CA$72.7

$51.4 CA$70

3.97%

Gym Membership (Monthly)

$57.2 CA$77.8

$47.57 CA$64.8

20.18%

Tennis Court (1 Hour on Weekend)

$20.67 CA$28.13

$15.85 CA$21.58

30.41%

Cinema Ticket

$11.92 CA$16.23

$11.01 CA$14.99

8.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 CA$1,572

$916 CA$1,247

26.05%

International Primary School, 1 Child (Yearly)

$17.9K CA$24.4K

$16K CA$21.7K

12.18%

Jeans (Levis 501 Or Similar)

$58.6 CA$79.8

$53 CA$72.2

10.58%

Summer Dress (H&M, Zara, etc)

$39.24 CA$53.4

$40.34 CA$54.9

-2.73%

Sport Shoes (Adidas, Nike)

$88.1 CA$120

$91.5 CA$124

-3.64%

Men's Leather Business Shoes

$114 CA$155

$95.6 CA$130

19.33%

1-bedroom Apartment, City Center (Monthly)

$1,805 CA$2,456

$1,508 CA$2,052

19.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,522 CA$2,072

$1,258 CA$1,712

21.02%

3-bedroom Apartment, City Center (Monthly)

$2,963 CA$4,033

$2,320 CA$3,158

27.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 CA$3,357

$1,874 CA$2,551

31.59%

Buy Apartment in City Center (m2)

$8,787 CA$12K

$4,905 CA$6,677

79.15%

Buy Apartment Outside City Center (m2)

$7,087 CA$9,646

$3,178 CA$4,326

122.99%

Average Monthly Net Salary (After Tax)

$3,391 CA$4,616

$3,290 CA$4,479

3.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

5.48

-5.84%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 29, 2025

Last update for Ottawa: October 28, 2025

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