Cost of Living Comparison Between Toronto and Ottawa Cost of Living Comparison Between Toronto and Ottawa

๐Ÿ˜ Solo nomad: Toronto is 5.3% more expensive than Ottawa without rent, and 14.4% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 6% more expensive than Ottawa without rent, and 14.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Ottawa
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$18.07 CA$24.76
2.38%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$73.3 CA$100
13.06%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$11.07 CA$15.16
-0.63%
Cappuccino
$3.93 CA$5.39
$4.03 CA$5.52
-2.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$2.16 CA$2.96
-2.31%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.65 CA$2.26
-0.61%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$5.79 CA$7.93
2.25%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$6.52 CA$8.93
-0.46%
๐Ÿ›’ Groceries & Markets
Toronto
Ottawa
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.35 CA$3.22
15.74%
White Bread (500g)
$2.86 CA$3.92
$2.68 CA$3.67
6.72%
Rice (white) (1kg)
$3.60 CA$4.93
$3.31 CA$4.53
8.76%
Eggs
$3.61 CA$4.95
$3.66 CA$5.02
-1.37%
Local Cheese (1kg)
$13.35 CA$18.29
$11.36 CA$15.56
17.52%
Chicken Fillets (1kg)
$13.14 CA$18.01
$13.05 CA$17.88
0.69%
Beef Round Steak (1kg)
$16.87 CA$23.11
$15.86 CA$21.73
6.37%
Apples (1kg)
$4.17 CA$5.72
$4.33 CA$5.93
-3.70%
Banana (1kg)
$1.16 CA$1.59
$1.36 CA$1.86
-14.71%
Oranges (1kg)
$3.24 CA$4.44
$3.46 CA$4.73
-6.36%
Tomato (1kg)
$4.03 CA$5.52
$3.65 CA$5.00
10.41%
Potato (1kg)
$2.54 CA$3.49
$2.58 CA$3.53
-1.55%
Onion (1kg)
$2.92 CA$4.00
$3.13 CA$4.29
-6.71%
Lettuce (1 head)
$2.46 CA$3.37
$2.21 CA$3.02
11.31%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.56 CA$2.14
26.28%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$13.88 CA$19.02
8.21%
Wine (Bottle)
$13.76 CA$18.86
$10.89 CA$14.92
26.35%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$2.52 CA$3.45
5.95%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$3.25 CA$4.45
-1.85%
๐ŸšŒ Getting Around
Toronto
Ottawa
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.99 CA$4.09
-19.06%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$98.6 CA$135
14.58%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$2.86 CA$3.92
30.42%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.41 CA$1.93
0.71%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$19.90 CA$27.26
30.20%
Gasoline (1 liter)
$1.09 CA$1.50
$1.16 CA$1.58
-6.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$25.5K CA$34.9K
-2.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$21.8K CA$29.8K
-2.10%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Ottawa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$160 CA$220
-27.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$42.92 CA$58.8
-11.63%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$53.0 CA$72.6
0.49%
๐ŸŽ‰ Sport & Entertainment
Toronto
Ottawa
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$47.48 CA$65.1
18.77%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
$15.78 CA$21.61
33.59%
Cinema Ticket
$11.98 CA$16.41
$11.18 CA$15.31
7.16%
๐Ÿงธ Childcare & Education
Toronto
Ottawa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$916 CA$1,255
23.01%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$15.9K CA$21.7K
16.40%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Ottawa
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$53.8 CA$73.7
8.65%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$40.71 CA$55.8
-3.76%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$91.5 CA$125
-2.51%
Men's Leather Business Shoes
$117 CA$160
$94.1 CA$129
23.81%
๐Ÿ  Accommodation & Living
Toronto
Ottawa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,475 CA$2,020
21.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$1,271 CA$1,741
22.74%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$2,338 CA$3,203
27.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$1,881 CA$2,577
30.02%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
$4,404 CA$6,034
100.59%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
$4,123 CA$5,649
65.78%
๐Ÿ’ต Salaries & Financials
Toronto
Ottawa
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
$4,099 CA$5,616
-11.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.48
-5.84%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Ottawa: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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