Last update: Oct 2026

Cost of Living Comparison Between Toronto and Osorno

For one person, living is cheaper in Osorno: $1,025 a month against $2,561 in Toronto, rent and utilities included – about $18,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
50

Cost of Living Index in Osorno
Learn more

Osorno Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Osorno

🇨🇱 Chile

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Osorno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Osorno actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,025 in Osorno, rent included.

Toronto $2,561
Osorno $1,025

A couple spends around $3,694 per month in Toronto vs $1,505 in Osorno, rent included.

Toronto $3,694
Osorno $1,505

A family of three spends $4,826 per month in Toronto vs $1,985 in Osorno, rent included.

Toronto $4,826
Osorno $1,985

Toronto costs about 150% more than Osorno, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while Osorno is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$7.50 CLP 7,388

129.07%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$30.85 CLP 30.4K

146.26%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$6.45 CLP 6,350

63.41%

Cappuccino

$4.02 CA$5.68

$1.99 CLP 1,955

102.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.34 CLP 1,318

58.21%

Water (0.33 liter bottle)

$1.75 CA$2.48

$3.09 CLP 3,037

-43.37%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.76 CLP 1,737

254.55%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.48 CLP 2,444

185.89%

Milk (1 liter)

$2.44 CA$3.45

$1.24 CLP 1,222

96.77%

White Bread (500g)

$2.68 CA$3.78

$1.52 CLP 1,496

76.32%

Rice (white) (1kg)

$2.24 CA$3.17

$1.52 CLP 1,492

47.37%

Eggs

$3.56 CA$5.03

$3.78 CLP 3,717

-5.82%

Local Cheese (1kg)

$9.09 CA$12.85

$9.78 CLP 9,624

-7.06%

Chicken Fillets (1kg)

$11.33 CA$16.01

$5.53 CLP 5,445

104.88%

Beef Round Steak (1kg)

$14.53 CA$20.55

$9.58 CLP 9,426

51.67%

Apples (1kg)

$3.62 CA$5.12

$2.01 CLP 1,981

80.10%

Banana (1kg)

$1.21 CA$1.72

$1.41 CLP 1,385

-14.18%

Oranges (1kg)

$3.60 CA$5.09

$1.77 CLP 1,739

103.39%

Tomato (1kg)

$4.21 CA$5.96

$2.03 CLP 1,993

107.39%

Potato (1kg)

$1.79 CA$2.53

$1.92 CLP 1,888

-6.77%

Onion (1kg)

$1.59 CA$2.25

$1.70 CLP 1,669

-6.47%

Lettuce (1 head)

$2.27 CA$3.21

$1.13 CLP 1,110

100.88%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.91 CLP 897

37.36%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.13 CLP 5,053

169.40%

Wine (Bottle)

$14.27 CA$20.18

$4.47 CLP 4,398

219.24%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.55 CLP 1,527

41.94%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.08 CLP 3,031

-21.10%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.53 CLP 523

350.94%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$15.08 CLP 14.8K

635.61%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.73 CLP 2,690

6.59%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.96 CLP 946

25.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$4.97 CLP 4,891

330.18%

Gasoline (1 liter)

$1.21 CA$1.71

$1.35 CLP 1,329

-10.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$14.6K CLP 14.3M

93.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$14.3K CLP 14.1M

41.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$102 CLP 100.5K

17.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$10.02 CLP 9,867

221.96%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$29.19 CLP 28.7K

64.20%

Gym Membership (Monthly)

$38.48 CA$54.4

$59.5 CLP 58.6K

-35.34%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$13.54 CLP 13.3K

69.57%

Cinema Ticket

$12.38 CA$17.50

$9.16 CLP 9,019

35.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$354 CLP 348.8K

134.24%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$40.48 CLP 39.8K

25.27%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$42.53 CLP 41.9K

130.36%

Men's Leather Business Shoes

$121 CA$171

$44.52 CLP 43.8K

171.00%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$384 CLP 378.3K

314.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$371 CLP 365.3K

280.04%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$512 CLP 503.8K

421.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$556 CLP 547.3K

287.00%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,027 CLP 1.0M

673.42%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,557 CLP 1.5M

320.20%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$615 CLP 605.4K

505.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.72

-5.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Osorno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Osorno

$371 36.2% 73.7% $1K

Groceries & Markets

Toronto

$340 13.3%

Osorno

$218 21.2% 35.9% $122

Eating Out

Toronto

$278 10.9%

Osorno

$135 13.2% 51.6% $143

Monthly Utilities & Internet

Toronto

$201 7.8%

Osorno

$141 13.8% 29.6% $59

Clothing & Footwear

Toronto

$139 5.4%

Osorno

$57 * 5.6% 58.8% $82

Getting Around

Toronto

$129 5.1%

Osorno

$25 2.4% 80.9% $105

Sport & Entertainment

Toronto

$63 2.5%

Osorno

$78 7.6% 23.1% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $384 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 506% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $31.00 in Osorno. Monthly groceries follow the same trend: $340 vs $218 – making Osorno the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇱 Osorno

🕒 Local time

22:54 10:54 PM

23:54 11:54 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

147,666

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Osorno 9,390 km ≈ 12 h nonstop flight

From you

Toronto
Osorno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Osorno: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 150%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $1,537 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $830 per month in Toronto and $354 in Osorno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 56% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,025, than in Toronto at $2,561. In Osorno it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Osorno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.