Last update: Oct 2026

Cost of Living Comparison Between Toronto and Osório

For one person, living is cheaper in Osório: $865 a month against $2,561 in Toronto, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Osório
🇧🇷 Brazil
$865
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Osório

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Osório actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $865 in Osório.

  • Toronto $2,561
  • Osório $865

Estimated couple costs with rent: $3,694 in Toronto versus $1,404 in Osório.

  • Toronto $3,694
  • Osório $1,404

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,943 in Osório.

  • Toronto $4,826
  • Osório $1,943

Living in Toronto is roughly 196% more expensive than in Osório, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Osório is 36% below.

Currency
🍽 Eating Out
Toronto
Osório
Difference
Meal at Budget Restaurant
$17.18 CA$24.43
$8.25 R$41.40
108.24%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$108
$40.06 R$201
89.64%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.98
$6.83 R$34.28
54.32%
Cappuccino
$4.02 CA$5.72
$2.61 R$13.09
54.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$1.41 R$7.07
50.35%
Water (0.33 liter bottle)
$1.75 CA$2.49
$1.11 R$5.55
57.66%
Local Beer (0.5 liter draught)
$6.24 CA$8.88
$2.48 R$12.43
151.61%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.07
$3.08 R$15.48
130.19%
🛒 Groceries & Markets
Toronto
Osório
Difference
Milk (1 liter)
$2.44 CA$3.47
$1.04 R$5.21
134.62%
White Bread (500g)
$2.68 CA$3.81
$0.83 R$4.16
222.89%
Rice (white) (1kg)
$2.24 CA$3.19
$1.13 R$5.69
98.23%
Eggs
$3.56 CA$5.06
$2.45 R$12.29
45.31%
Local Cheese (1kg)
$9.09 CA$12.92
$9.17 R$46.00
-0.87%
Chicken Fillets (1kg)
$11.33 CA$16.10
$4.88 R$24.51
132.17%
Beef Round Steak (1kg)
$14.53 CA$20.66
$10.15 R$50.9
43.15%
Apples (1kg)
$3.62 CA$5.15
$1.24 R$6.20
191.94%
Banana (1kg)
$1.21 CA$1.73
$1.23 R$6.19
-1.63%
Oranges (1kg)
$3.60 CA$5.12
$0.58 R$2.93
520.69%
Tomato (1kg)
$4.21 CA$5.99
$1.02 R$5.10
312.75%
Potato (1kg)
$1.79 CA$2.54
$0.82 R$4.11
118.29%
Onion (1kg)
$1.59 CA$2.26
$0.83 R$4.18
91.57%
Lettuce (1 head)
$2.27 CA$3.23
$0.57 R$2.88
298.25%
Water (1.5 liter bottle)
$1.25 CA$1.78
$0.61 R$3.08
104.92%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.64
$2.54 R$12.76
444.09%
Wine (Bottle)
$14.27 CA$20.29
$6.07 R$30.46
135.09%
Local Beer (0.5 liter bottle)
$2.20 CA$3.12
$0.98 R$4.90
124.49%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.46
$2.23 R$11.19
8.97%
🚌 Getting Around
Toronto
Osório
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.40
$1.15 R$5.79
107.83%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$39.02 R$196
184.29%
Taxi Start (Normal Tariff)
$2.91 CA$4.14
$1.33 R$6.69
118.80%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.70
$0.86 R$4.32
39.53%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.40
$8.40 R$42.14
154.52%
Gasoline (1 liter)
$1.21 CA$1.72
$1.27 R$6.38
-4.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$40.1K
$24.0K R$120.5K
17.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.8K
$33.3K R$167.0K
-39.15%
🧾 Monthly Utilities & Internet
Toronto
Osório
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$171
$75.4 R$378
59.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.86
$12.34 R$61.9
161.43%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$68.2
$21.91 R$110
118.76%
🎉 Sport & Entertainment
Toronto
Osório
Difference
Gym Membership (Monthly)
$38.48 CA$54.7
$27.65 R$139
39.17%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.65
$31.38 R$157
-26.83%
Cinema Ticket
$12.38 CA$17.60
$7.53 R$37.78
64.41%
🧸 Childcare & Education
Toronto
Osório
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,180
$569 R$2,857
45.77%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.8K
$7,242 R$36.3K
218.84%
👕👟 Clothing & Footwear
Toronto
Osório
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$72.1
$51.0 R$256
-0.49%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.9
$59.4 R$298
-32.57%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$105 R$524
-6.28%
Men's Leather Business Shoes
$121 CA$172
$79.3 R$398
52.22%
🏠 Accommodation & Living
Toronto
Osório
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,264
$405 R$2,031
293.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$2,005
$213 R$1,067
563.16%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,796
$750 R$3,764
255.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,059
$415 R$2,083
418.32%
Buy Apartment in City Center (m2)
$7,945 CA$11.3K
$1,513 R$7,592
425.11%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,302
$1,123 R$5,635
482.57%
💵 Salaries & Financials
Toronto
Osório
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,299
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
11.5
-61.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Osório: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Osório
$213 84.9% $1.2K
Groceries & Markets
Toronto
$340
Osório
$172 49.5% $168
Eating Out
Toronto
$278
Osório
$146 47.4% $132
Monthly Utilities & Internet
Toronto
$201
Osório
$110 45.3% $91
Clothing & Footwear
Toronto
$139
Osório
$132 4.9% $6.9
Getting Around
Toronto
$129
Osório
$49 61.9% $80
Sport & Entertainment
Toronto
$63
Osório
$43 32.5% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $405 in Osório. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $40.00 in Osório for a mid-range dinner for two. Groceries echo the gap at $340 vs $172 per month, with Osório cheaper across the board.

Good to know
🇨🇦 Toronto
🇧🇷 Osório
🕒 Local time
14:46 2:46 PM
15:46 3:46 PM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
47,396
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 14, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Brazilian Real exchange rates as of October 14, 2026: 1 USD = 5.02 BRL (1 BRL = 0.199 USD). 1 EUR = 5.62 BRL (1 BRL = 0.178 EUR).

On the map
Between locations
  • Toronto Osório 8,700 km ≈ 11 h nonstop flight
From you
  • Toronto
  • Osório

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Osório: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Osório?
Osório wins on cost – living expenses run 196% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Osório the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Toronto and in Osório?
You'd need roughly $3,841 in Toronto and $1,297 in Osório to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Toronto compared to Osório?
Rent for a central apartment: $1,592 in Toronto versus $405 in Osório. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Toronto and in Osório?
Childcare runs $830 in Toronto versus $569 in Osório. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Toronto or in Osório?
Supermarket bills run roughly 98% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Toronto or in Osório?
At $865 in Osório versus $2,561 in Toronto, a $1,000 budget is realistic in Osório but tight or insufficient in Toronto. The gap between the two cities makes Osório the clear choice for anyone on this budget.
Which city offers a better quality of life: Toronto or Osório?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Osório gentler on the wallet – expenses run 196% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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