Cost of Living Comparison Between Toronto and Orillia, ON Cost of Living Comparison Between Toronto and Orillia, ON

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $2,256 in Orillia, ON, rent included.

A couple spends around $3,848 per month in Toronto vs $3,284 in Orillia, ON, rent included.

A family of three spends $5,067 per month in Toronto vs $4,312 in Orillia, ON, rent included.

Toronto costs about 17% more than Orillia, ON, driven mainly by Getting Around.

Both Toronto and Orillia, ON sit above the global median – Toronto by 91%, Orillia, ON by 64%.

Currency
🍽 Eating Out
Toronto
Orillia, ON
Difference
Meal at Budget Restaurant
$17.88 CA$24.75
$15.35 CA$21.24
16.48%
Three-Course Dinner for Two, Mid-Range
$87.9 CA$122
$87.2 CA$121
0.81%
Fast Food Meal (McDonalds, etc)
$10.93 CA$15.13
$10.98 CA$15.20
-0.46%
Cappuccino
$4.06 CA$5.62
$3.30 CA$4.56
23.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 CA$3.02
$2.06 CA$2.85
5.83%
Water (0.33 liter bottle)
$1.70 CA$2.35
$1.46 CA$2.03
16.44%
Local Beer (0.5 liter draught)
$6.69 CA$9.25
$4.42 CA$6.12
51.36%
Imported Beer (0.33 liter bottle)
$7.35 CA$10.16
$5.61 CA$7.76
31.02%
🛒 Groceries & Markets
Toronto
Orillia, ON
Difference
Milk (1 liter)
$2.78 CA$3.85
$2.10 CA$2.90
32.38%
White Bread (500g)
$2.89 CA$4.00
$2.53 CA$3.51
14.23%
Rice (white) (1kg)
$2.56 CA$3.55
$3.41 CA$4.72
-24.93%
Eggs
$3.79 CA$5.24
$3.52 CA$4.88
7.67%
Local Cheese (1kg)
$10.17 CA$14.07
$10.11 CA$13.98
0.59%
Chicken Fillets (1kg)
$11.95 CA$16.53
$11.83 CA$16.37
1.01%
Beef Round Steak (1kg)
$16.12 CA$22.31
$14.83 CA$20.51
8.70%
Apples (1kg)
$3.89 CA$5.39
$3.90 CA$5.39
-0.26%
Banana (1kg)
$1.27 CA$1.76
$1.32 CA$1.83
-3.79%
Oranges (1kg)
$3.88 CA$5.37
$3.72 CA$5.15
4.30%
Tomato (1kg)
$4.33 CA$5.99
$3.90 CA$5.39
11.03%
Potato (1kg)
$1.83 CA$2.53
$2.66 CA$3.69
-31.20%
Onion (1kg)
$1.50 CA$2.07
$2.21 CA$3.05
-32.13%
Lettuce (1 head)
$2.28 CA$3.15
$2.48 CA$3.43
-8.06%
Water (1.5 liter bottle)
$1.44 CA$1.99
$1.61 CA$2.23
-10.56%
Cigarettes 20 Pack (Marlboro, Camel)
$14.20 CA$19.64
$14.47 CA$20.02
-1.87%
Wine (Bottle)
$14.24 CA$19.71
$12.30 CA$17.02
15.77%
Local Beer (0.5 liter bottle)
$2.25 CA$3.11
$2.64 CA$3.65
-14.77%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.50
$2.84 CA$3.92
-10.92%
🚌 Getting Around
Toronto
Orillia, ON
Difference
One-way Ticket (Public Transport)
$2.47 CA$3.42
$1.97 CA$2.72
25.38%
Public Transport Monthly Pass (Regular Price)
$112 CA$155
$59.2 CA$82.0
89.03%
Taxi Start (Normal Tariff)
$3.05 CA$4.22
$3.34 CA$4.62
-8.68%
Taxi (Normal Tariff) (1km)
$1.24 CA$1.71
$1.44 CA$1.99
-13.89%
Taxi 1hour Waiting (Normal Tariff)
$22.44 CA$31.05
$25.52 CA$35.32
-12.07%
Gasoline (1 liter)
$1.24 CA$1.71
$1.06 CA$1.46
16.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K CA$38.1K
$25.8K CA$35.8K
6.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.3K
$17.2K CA$23.7K
23.27%
🧾 Monthly Utilities & Internet
Toronto
Orillia, ON
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 CA$177
$140 CA$194
-9.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.79 CA$46.75
$38.06 CA$52.7
-11.22%
Internet (50+ Mbps, Unlimited Data)
$49.25 CA$68.2
$59.3 CA$82.0
-16.92%
🎉 Sport & Entertainment
Toronto
Orillia, ON
Difference
Gym Membership (Monthly)
$40.93 CA$56.6
$42.10 CA$58.3
-2.78%
Tennis Court (1 Hour on Weekend)
$24.62 CA$34.07
$16.71 CA$23.12
47.34%
Cinema Ticket
$13.16 CA$18.21
$12.86 CA$17.79
2.33%
🧸 Childcare & Education
Toronto
Orillia, ON
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$792 CA$1,097
$669 CA$925
18.55%
International Primary School, 1 Child (Yearly)
$24.1K CA$33.4K
$11.9K CA$16.5K
102.59%
👕👟 Clothing & Footwear
Toronto
Orillia, ON
Difference
Jeans (Levis 501 Or Similar)
$54.5 CA$75.4
$51.5 CA$71.2
5.91%
Summer Dress (H&M, Zara, etc)
$43.11 CA$59.7
$39.63 CA$54.8
8.78%
Sport Shoes (Adidas, Nike)
$102 CA$140
$123 CA$170
-17.22%
Men's Leather Business Shoes
$123 CA$171
$102 CA$141
21.21%
🏠 Accommodation & Living
Toronto
Orillia, ON
Difference
1-bedroom Apartment, City Center (Monthly)
$1,653 CA$2,287
$1,070 CA$1,480
54.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,452 CA$2,009
$1,135 CA$1,571
27.90%
3-bedroom Apartment, City Center (Monthly)
$2,694 CA$3,728
$1,985 CA$2,746
35.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,149 CA$2,974
$1,718 CA$2,377
25.11%
Buy Apartment in City Center (m2)
$8,347 CA$11.6K
$4,307 CA$5,960
93.80%
Buy Apartment Outside City Center (m2)
$6,816 CA$9,431
$4,189 CA$5,797
62.69%
💵 Salaries & Financials
Toronto
Orillia, ON
Difference
Average Monthly Net Salary (After Tax)
$3,614 CA$5,001
$3,041 CA$4,208
18.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.49
4.68
-4.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Orillia, ON: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $1,070 in Orillia, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $87.0 in Orillia, ON. Monthly groceries follow the same trend: $365 vs $355 – making Orillia, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Orillia, ON: Cost of Living - Frequently Asked Questions
Is Orillia, ON cheaper than Toronto?
Yes – Toronto is pricier by about 17%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,942 per month in Toronto and $3,384 in Orillia, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Orillia, ON, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Toronto and in Orillia, ON?
Groceries cost about 3% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Toronto or in Orillia, ON?
A mid-range dinner for two costs $88.0 in Toronto and $87.0 in Orillia, ON. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,500 a realistic budget for living in Toronto or in Orillia, ON?
A $2,500 monthly budget goes further in Orillia, ON, where all-in costs run around $2,256, than in Toronto at $2,628. In Orillia, ON it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Orillia, ON more family-friendly?
Families tend to lean toward Orillia, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Toronto or Orillia, ON?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Orillia, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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