Last update: Oct 2026

Cost of Living Comparison Between Toronto and Olympia, WA

For one person, living is cheaper in Toronto: $2,561 a month against $2,954 in Olympia, WA, rent and utilities included – about $4,700 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
145

Cost of Living Index in Olympia, WA
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Olympia, WA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Olympia, WA

🇺🇸 United States

$2,954

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Olympia, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Olympia, WA actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,954 in Olympia, WA, rent included.

Toronto $2,561
Olympia, WA $2,954

A couple spends around $3,694 per month in Toronto vs $4,132 in Olympia, WA, rent included.

Toronto $3,694
Olympia, WA $4,132

A family of three spends $4,826 per month in Toronto vs $5,310 in Olympia, WA, rent included.

Toronto $4,826
Olympia, WA $5,310

Toronto is about 13% cheaper than Olympia, WA, and outside of rent the biggest gap is in transport.

Both Toronto and Olympia, WA sit above the global median – Toronto by 90%, Olympia, WA by 119%.

Meal at Budget Restaurant

$17.18 CA$24.29

$24.73 $24.73

-30.53%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$63.9 $63.9

18.83%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.36 $12.36

-14.72%

Cappuccino

$4.02 CA$5.68

$6.20 $6.20

-35.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.86 $2.86

-25.87%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.68 $1.68

4.17%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.16 $7.16

-12.85%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.07 $7.07

0.28%

Milk (1 liter)

$2.44 CA$3.45

$1.09 $1.09

123.85%

White Bread (500g)

$2.68 CA$3.78

$4.55 $4.55

-41.10%

Rice (white) (1kg)

$2.24 CA$3.17

$3.22 $3.22

-30.43%

Eggs

$3.56 CA$5.03

$5.03 $5.03

-29.22%

Local Cheese (1kg)

$9.09 CA$12.85

$18.09 $18.09

-49.75%

Chicken Fillets (1kg)

$11.33 CA$16.01

$10.50 $10.50

7.90%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.86 $16.86

-13.82%

Apples (1kg)

$3.62 CA$5.12

$5.09 $5.09

-28.88%

Banana (1kg)

$1.21 CA$1.72

$1.62 $1.62

-25.31%

Oranges (1kg)

$3.60 CA$5.09

$3.96 $3.96

-9.09%

Tomato (1kg)

$4.21 CA$5.96

$4.57 $4.57

-7.88%

Potato (1kg)

$1.79 CA$2.53

$2.64 $2.64

-32.20%

Onion (1kg)

$1.59 CA$2.25

$2.43 $2.43

-34.57%

Lettuce (1 head)

$2.27 CA$3.21

$2.40 $2.40

-5.42%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.50 $2.50

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$12.74 $12.74

8.48%

Wine (Bottle)

$14.27 CA$20.18

$15.04 $15.04

-5.12%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.46 $2.46

-10.57%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.39 $2.39

1.67%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.86 $0.86

177.91%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$5.03 $5.03

-42.15%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.69 $2.69

-55.39%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$51.8 $51.8

-58.69%

Gasoline (1 liter)

$1.21 CA$1.71

$1.30 $1.30

-6.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.5K $36.5K

-22.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.3K $25.3K

-19.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$160 $160

-24.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$70.5 $70.5

-54.26%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$95.5 $95.5

-49.81%

Gym Membership (Monthly)

$38.48 CA$54.4

$68.7 $68.7

-44.00%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$5.09 $5.09

351.08%

Cinema Ticket

$12.38 CA$17.50

$11.88 $11.88

4.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,455 $1,455

-42.97%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$44.71 $44.71

13.42%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$54.6 $54.6

-26.66%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$90.1 $90.1

8.71%

Men's Leather Business Shoes

$121 CA$171

$102 $102

17.96%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,717 $1,717

-7.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,585 $1,585

-11.01%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$3,131 $3,131

-14.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,338 $2,338

-7.96%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,139 $3,139

153.11%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,980 $2,980

119.53%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,022 $5,022

-25.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.81

-34.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Olympia, WA: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Olympia, WA

$1.6K 53.7% 12.4% $175

Groceries & Markets

Toronto

$340 13.3%

Olympia, WA

$420 14.2% 23.7% $80

Eating Out

Toronto

$278 10.9%

Olympia, WA

$377 12.8% 35.7% $99

Monthly Utilities & Internet

Toronto

$201 7.8%

Olympia, WA

$326 11% 62.4% $125

Clothing & Footwear

Toronto

$139 5.4%

Olympia, WA

$131 4.4% 5.7% $8

Getting Around

Toronto

$129 5.1%

Olympia, WA

$22 * 0.7% 83.1% $108

Sport & Entertainment

Toronto

$63 2.5%

Olympia, WA

$92 3.1% 46.3% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,717 in Olympia, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Olympia, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $64.0 in Olympia, WA. Groceries tell a different story – $340 in Toronto vs $420 in Olympia, WA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Olympia, WA

🕒 Local time

21:43 9:43 PM

18:43 6:43 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

55,605

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Olympia, WA 3,380 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Olympia, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Olympia, WA: Cost of Living - Frequently Asked Questions

Olympia, WA costs about 15% more than Toronto, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $4,431 in Olympia, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,954 in Olympia, WA. That's a gap of about 15%.

Kindergarten costs $830 per month in Toronto and $1,455 in Olympia, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,954 in Olympia, WA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olympia, WA makes more sense. Both are solid long-term options with distinct trade-offs.