Last update: Oct 2026

Cost of Living Comparison Between Toronto and Okara

For one person, living is cheaper in Okara: $494 a month against $2,561 in Toronto, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
24

Cost of Living Index in Okara
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Okara Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Okara

🇵🇰 Pakistan

$494

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Okara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Okara actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $494 in Okara, rent included.

Toronto $2,561
Okara $494

A couple spends around $3,694 per month in Toronto vs $730 in Okara, rent included.

Toronto $3,694
Okara $730

A family of three spends $4,826 per month in Toronto vs $966 in Okara, rent included.

Toronto $4,826
Okara $966

Toronto costs about 419% more than Okara, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Okara is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.47 PKR 684

595.55%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$14.63 PKR 4,049

419.28%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.64 PKR 1,561

86.88%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,025

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.35 PKR 1,482

Cappuccino

$4.02 CA$5.68

$2.57 PKR 712

56.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.42 PKR 115

404.76%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.25 PKR 69.5

600.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.63 PKR 175

287.30%

White Bread (500g)

$2.68 CA$3.78

$0.73 PKR 201

267.12%

Rice (white) (1kg)

$2.24 CA$3.17

$1.19 PKR 329

88.24%

Eggs

$3.56 CA$5.03

$1.20 PKR 333

196.67%

Local Cheese (1kg)

$9.09 CA$12.85

$6.31 PKR 1,746

44.06%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.49 PKR 690

355.02%

Beef Round Steak (1kg)

$14.53 CA$20.55

$5.04 PKR 1,396

188.29%

Apples (1kg)

$3.62 CA$5.12

$1.19 PKR 331

204.20%

Banana (1kg)

$1.21 CA$1.72

$0.69 PKR 192

75.36%

Oranges (1kg)

$3.60 CA$5.09

$0.90 PKR 248

300.00%

Tomato (1kg)

$4.21 CA$5.96

$0.64 PKR 177

557.81%

Potato (1kg)

$1.79 CA$2.53

$0.30 PKR 81.8

496.67%

Onion (1kg)

$1.59 CA$2.25

$0.37 PKR 101

329.73%

Lettuce (1 head)

$2.27 CA$3.21

$0.47 PKR 129

382.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.38 PKR 104

228.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.10 PKR 305

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.64 PKR 178

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.74 PKR 481

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.21 PKR 611

525.34%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 PKR 45.00

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$9.72 PKR 2,690

1041.26%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.88 PKR 244

230.68%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.75 PKR 208

60.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.77 PKR 490

1107.91%

Gasoline (1 liter)

$1.21 CA$1.71

$0.88 PKR 245

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$18.3K PKR 5.1M

53.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.8K PKR 7.1M

-21.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$128 PKR 35.4K

-5.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.55 PKR 1,535

481.26%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$16.38 PKR 4,532

192.61%

Gym Membership (Monthly)

$38.48 CA$54.4

$14.61 PKR 4,043

163.38%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$9.20 PKR 2,545

149.57%

Cinema Ticket

$12.38 CA$17.50

$4.43 PKR 1,227

179.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$14.57 PKR 4,034

5596.29%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$2,023 PKR 560.0K

1041.12%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$17.49 PKR 4,842

189.94%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.16 PKR 7,794

42.12%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$74.3 PKR 20.6K

31.84%

Men's Leather Business Shoes

$121 CA$171

$33.27 PKR 9,208

262.64%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$145 PKR 40.1K

999.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$71.5 PKR 19.8K

1873.07%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$255 PKR 70.7K

945.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$131 PKR 36.3K

1538.55%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$897 PKR 248.4K

785.32%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$443 PKR 122.6K

1377.00%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

14.05

-68.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Okara: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Okara

$71 14.5% 94.9% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Okara

$95 19.2% 72.2% $245

Eating Out

Toronto

$278 10.9%

Okara

$70 14.2% 74.8% $208

Monthly Utilities & Internet

Toronto

$201 7.8%

Okara

$150 30.4% 25.3% $51

Clothing & Footwear

Toronto

$139 5.4%

Okara

$69 14% 50.5% $70

Getting Around

Toronto

$129 5.1%

Okara

$15 3% 88.4% $114

Sport & Entertainment

Toronto

$63 2.5%

Okara

$23 4.8% 62.9% $40

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $145 in Okara. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $15.00 in Okara. Monthly groceries follow the same trend: $340 vs $95.0 – making Okara the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇰 Okara

🕒 Local time

09:07 9:07 AM

18:07 6:07 PM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

357,935

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Okara 11,290 km ≈ 15 h nonstop flight

From you

Toronto
Okara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Okara: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 419%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $740 in Okara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okara, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 259% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $15.00 in Okara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Okara, where all-in costs run around $494, than in Toronto at $2,561. In Okara it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Okara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Okara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.