Last update: Oct 2026

Cost of Living Comparison Between Toronto and Odessa, TX

For one person, living costs are similar in Toronto and in Odessa, TX: $2,610 and $2,550 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Odessa, TX
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Odessa, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Odessa, TX

🇺🇸 United States

$2,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Odessa, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Odessa, TX actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,550 in Odessa, TX, rent included.

Toronto $2,610
Odessa, TX $2,550

A couple spends around $3,727 per month in Toronto vs $3,917 in Odessa, TX, rent included.

Toronto $3,727
Odessa, TX $3,917

A family of three spends $4,844 per month in Toronto vs $5,284 in Odessa, TX, rent included.

Toronto $4,844
Odessa, TX $5,284

Toronto costs about 2% more than Odessa, TX, and outside of rent the biggest gap is in eating out.

Both Toronto and Odessa, TX sit above the global median – Toronto by 93%, Odessa, TX by 88%.

Meal at Budget Restaurant

$17.59 CA$24.87

$39.54 $39.54

-55.51%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$73.0 $73.0

8.05%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.72 $11.72

-8.45%

Cappuccino

$4.09 CA$5.78

$5.99 $5.99

-31.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.73 $2.73

-23.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.81 $2.81

-38.79%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.97 $4.97

27.97%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.91 $5.91

19.80%

Milk (1 liter)

$2.54 CA$3.59

$0.95 $0.95

167.37%

White Bread (500g)

$2.72 CA$3.85

$3.46 $3.46

-21.39%

Rice (white) (1kg)

$2.18 CA$3.09

$4.55 $4.55

-52.09%

Eggs

$3.63 CA$5.13

$3.08 $3.08

17.86%

Local Cheese (1kg)

$9.46 CA$13.37

$7.67 $7.67

23.34%

Chicken Fillets (1kg)

$11.54 CA$16.32

$16.90 $16.90

-31.72%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.19 $17.19

-16.40%

Apples (1kg)

$3.70 CA$5.23

$5.05 $5.05

-26.73%

Banana (1kg)

$1.19 CA$1.68

$3.31 $3.31

-64.05%

Oranges (1kg)

$3.46 CA$4.90

$5.43 $5.43

-36.28%

Tomato (1kg)

$4.22 CA$5.97

$5.04 $5.04

-16.27%

Potato (1kg)

$1.79 CA$2.52

$3.61 $3.61

-50.42%

Onion (1kg)

$1.65 CA$2.33

$3.19 $3.19

-48.28%

Lettuce (1 head)

$2.20 CA$3.11

$2.59 $2.59

-15.06%

Water (1.5 liter bottle)

$1.26 CA$1.78

$4.60 $4.60

-72.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.86 $9.86

41.68%

Wine (Bottle)

$14.20 CA$20.07

$17.85 $17.85

-20.45%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.80 $2.80

-19.64%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.97 $2.97

-14.81%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.95 $1.95

18.97%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$80.6 $80.6

38.56%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.75 $2.75

11.27%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.75 $1.75

-30.29%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$27.77 $27.77

-21.89%

Gasoline (1 liter)

$1.21 CA$1.72

$0.89 $0.89

35.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$28.4K $28.4K

-8.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$22.2K $22.2K

-4.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$197 $197

-39.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.7 $58.7

-45.11%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$70.7 $70.7

-30.82%

Gym Membership (Monthly)

$39.34 CA$55.6

$42.29 $42.29

-6.98%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.07 $14.07

-10.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,510 $1,510

-44.91%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$20.9K $20.9K

12.72%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$64.0 $64.0

-18.29%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$42.00 $42.00

-6.10%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$89.2 $89.2

11.04%

Men's Leather Business Shoes

$122 CA$172

$116 $116

4.78%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,491 $1,491

9.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$967 $967

49.82%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,219 $2,219

23.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,822 $1,822

16.85%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,699 $1,699

382.87%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,707 $1,707

300.49%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,325 $4,325

-18.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.05

-36.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Odessa, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Odessa, TX

$967 37.9% 33.3% $482

Groceries & Markets

Toronto

$343 13.1%

Odessa, TX

$464 18.2% 35.4% $121

Eating Out

Toronto

$283 10.9%

Odessa, TX

$482 18.9% 70.3% $199

Monthly Utilities & Internet

Toronto

$201 7.7%

Odessa, TX

$327 12.8% 62.7% $126

Clothing & Footwear

Toronto

$141 5.4%

Odessa, TX

$140 5.5% 0.4% $0.5

Getting Around

Toronto

$130 5%

Odessa, TX

$100 3.9% 23.2% $30

Sport & Entertainment

Toronto

$65 2.5%

Odessa, TX

$70 2.8% 9.2% $5.9

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,491 in Odessa, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Odessa, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $73.0 in Odessa, TX. Groceries tell a different story – $343 in Toronto vs $464 in Odessa, TX – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Odessa, TX

🕒 Local time

17:30 5:30 PM

16:30 4:30 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

114,428

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Odessa, TX 2,400 km ≈ 3 h 30 min nonstop flight

From you

Toronto
Odessa, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Odessa, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,550 in Odessa, TX – roughly 2% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,825 in Odessa, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Odessa, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $2,550 in Odessa, TX. That's a gap of about 2%.

Public transport costs about 39% less in Odessa, TX. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,550 in Odessa, TX. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Odessa, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Odessa, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.