Last update: Oct 2026

Cost of Living Comparison Between Toronto and Novo Hamburgo

For one person, living is cheaper in Novo Hamburgo: $776 a month against $2,610 in Toronto, rent and utilities included – about $22,000 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
38

Cost of Living Index in Novo Hamburgo
Learn more

Novo Hamburgo Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Novo Hamburgo

🇧🇷 Brazil

$776

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Novo Hamburgo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Novo Hamburgo actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $776 in Novo Hamburgo, rent included.

Toronto $2,610
Novo Hamburgo $776

A couple spends around $3,727 per month in Toronto vs $1,241 in Novo Hamburgo, rent included.

Toronto $3,727
Novo Hamburgo $1,241

A family of three spends $4,844 per month in Toronto vs $1,706 in Novo Hamburgo, rent included.

Toronto $4,844
Novo Hamburgo $1,706

Toronto costs about 237% more than Novo Hamburgo, and outside of rent the biggest gap is in eating out.

Toronto sits 93% above the global median, while Novo Hamburgo is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$4.88 R$24.74

260.45%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$18.79 R$95.3

319.48%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$6.91 R$35.05

55.28%

Cappuccino

$4.09 CA$5.78

$1.58 R$7.99

158.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.29 R$6.53

62.79%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.89 R$4.50

93.26%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$2.47 R$12.53

157.49%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.98 R$15.11

137.58%

Milk (1 liter)

$2.54 CA$3.59

$0.94 R$4.75

170.21%

White Bread (500g)

$2.72 CA$3.85

$1.69 R$8.54

60.95%

Rice (white) (1kg)

$2.18 CA$3.09

$0.78 R$3.95

179.49%

Eggs

$3.63 CA$5.13

$2.16 R$10.97

68.06%

Local Cheese (1kg)

$9.46 CA$13.37

$9.19 R$46.58

2.94%

Chicken Fillets (1kg)

$11.54 CA$16.32

$4.56 R$23.12

153.07%

Beef Round Steak (1kg)

$14.37 CA$20.32

$7.14 R$36.22

101.26%

Apples (1kg)

$3.70 CA$5.23

$2.39 R$12.12

54.81%

Banana (1kg)

$1.19 CA$1.68

$1.10 R$5.60

8.18%

Oranges (1kg)

$3.46 CA$4.90

$0.82 R$4.17

321.95%

Tomato (1kg)

$4.22 CA$5.97

$1.32 R$6.70

219.70%

Potato (1kg)

$1.79 CA$2.52

$1.21 R$6.14

47.93%

Onion (1kg)

$1.65 CA$2.33

$0.98 R$4.97

68.37%

Lettuce (1 head)

$2.20 CA$3.11

$0.88 R$4.44

150.00%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.58 R$2.94

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$1.78 R$9.02

684.83%

Wine (Bottle)

$14.20 CA$20.07

$7.60 R$38.53

86.84%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.16 R$5.88

93.97%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.23 R$11.29

13.45%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.83 R$4.20

179.52%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$43.74 R$222

155.26%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.26 R$6.40

142.86%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.79 R$4.03

54.43%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$8.16 R$41.35

165.81%

Gasoline (1 liter)

$1.21 CA$1.72

$1.12 R$5.68

8.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.2K R$122.9K

7.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$33.3K R$168.9K

-36.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$78.2 R$397

52.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$12.71 R$64.4

153.42%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$22.18 R$112

120.38%

Gym Membership (Monthly)

$39.34 CA$55.6

$26.30 R$133

49.58%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$27.58 R$140

-14.50%

Cinema Ticket

$12.58 CA$17.79

$7.38 R$37.39

70.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$281 R$1,425

195.94%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$7,080 R$35.9K

233.47%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$46.87 R$238

11.54%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$38.13 R$193

3.44%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$80.3 R$407

23.35%

Men's Leather Business Shoes

$122 CA$172

$42.13 R$214

189.37%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$267 R$1,354

510.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$190 R$965

660.93%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$571 R$2,892

379.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$444 R$2,249

379.85%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,709 R$8,661

380.28%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,221 R$6,191

459.91%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$510 R$2,585

590.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Novo Hamburgo: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Novo Hamburgo

$190 24.6% 86.9% $1.3K

Groceries & Markets

Toronto

$343 13.1%

Novo Hamburgo

$180 23.2% 47.6% $163

Eating Out

Toronto

$283 10.9%

Novo Hamburgo

$106 13.6% 62.7% $177

Monthly Utilities & Internet

Toronto

$201 7.7%

Novo Hamburgo

$113 14.6% 43.6% $88

Clothing & Footwear

Toronto

$141 5.4%

Novo Hamburgo

$93 12% 33.7% $47

Getting Around

Toronto

$130 5%

Novo Hamburgo

$52 6.7% 59.8% $78

Sport & Entertainment

Toronto

$65 2.5%

Novo Hamburgo

$41 5.3% 36.3% $23

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $267 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 590% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $19.00 in Novo Hamburgo. Monthly groceries follow the same trend: $343 vs $180 – making Novo Hamburgo the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇧🇷 Novo Hamburgo

🕒 Local time

19:15 7:15 PM

20:15 8:15 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

227,646

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

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Between locations

Toronto Novo Hamburgo 8,650 km ≈ 11 h nonstop flight

From you

Toronto
Novo Hamburgo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Novo Hamburgo: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 237%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,916 per month in Toronto and $1,163 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 91% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $79.0 in Toronto and $19.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $776, than in Toronto at $2,610. In Novo Hamburgo it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.