Last update: Oct 2026

Cost of Living Comparison Between Toronto and Northfield, MN

For one person, living is cheaper in Northfield, MN: $2,250 a month against $2,610 in Toronto, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
108

Cost of Living Index in Northfield, MN
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Northfield, MN Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Northfield, MN

🇺🇸 United States

$2,250

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Northfield, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Northfield, MN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,250 in Northfield, MN.

Toronto $2,610
Northfield, MN $2,250

Estimated couple costs with rent: $3,727 in Toronto versus $3,409 in Northfield, MN.

Toronto $3,727
Northfield, MN $3,409

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,568 in Northfield, MN.

Toronto $4,844
Northfield, MN $4,568

Living in Toronto is roughly 16% more expensive than in Northfield, MN, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Northfield, MN 66% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$22.34 $22.34

-21.26%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$71.2 $71.2

10.70%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.40 $12.40

-13.47%

Cappuccino

$4.09 CA$5.78

$4.88 $4.88

-16.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.57 $2.57

-18.29%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.53 $1.53

12.42%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.63 $4.63

37.37%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.15 $6.15

15.12%

Milk (1 liter)

$2.54 CA$3.59

$1.04 $1.04

144.23%

White Bread (500g)

$2.72 CA$3.85

$4.34 $4.34

-37.33%

Rice (white) (1kg)

$2.18 CA$3.09

$5.60 $5.60

-61.07%

Eggs

$3.63 CA$5.13

$4.45 $4.45

-18.43%

Local Cheese (1kg)

$9.46 CA$13.37

$13.39 $13.39

-29.35%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.85 $9.85

17.16%

Beef Round Steak (1kg)

$14.37 CA$20.32

$11.09 $11.09

29.58%

Apples (1kg)

$3.70 CA$5.23

$6.68 $6.68

-44.61%

Banana (1kg)

$1.19 CA$1.68

$1.67 $1.67

-28.74%

Oranges (1kg)

$3.46 CA$4.90

$2.22 $2.22

55.86%

Tomato (1kg)

$4.22 CA$5.97

$2.24 $2.24

88.39%

Potato (1kg)

$1.79 CA$2.52

$2.18 $2.18

-17.89%

Onion (1kg)

$1.65 CA$2.33

$2.16 $2.16

-23.61%

Lettuce (1 head)

$2.20 CA$3.11

$3.02 $3.02

-27.15%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.98 $1.98

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.11 $11.11

25.74%

Wine (Bottle)

$14.20 CA$20.07

$19.70 $19.70

-27.92%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.91 $2.91

-22.68%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.32 $3.32

-23.80%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$10.12 $10.12

-69.76%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$1.09 $1.09

11.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$29.7K $29.7K

-11.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$28.5K $28.5K

-25.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$200 $200

-40.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$99.4 $99.4

-67.60%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$71.0 $71.0

-31.17%

Gym Membership (Monthly)

$39.34 CA$55.6

$88.2 $88.2

-55.39%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.75 $13.75

-8.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$397 $397

109.73%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$70.0 $70.0

-25.35%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$60.7 $60.7

-35.00%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$111 $111

-10.75%

Men's Leather Business Shoes

$122 CA$172

$99.0 $99.0

23.13%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,060 $1,060

53.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$887 $887

63.38%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,668 $1,668

64.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,620 $1,620

31.41%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,041 $2,041

302.16%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,014 $2,014

239.51%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Northfield, MN: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Northfield, MN

$887 39.4% 38.8% $562

Groceries & Markets

Toronto

$343 13.1%

Northfield, MN

$388 17.2% 13% $45

Eating Out

Toronto

$283 10.9%

Northfield, MN

$326 14.5% 15.2% $43

Monthly Utilities & Internet

Toronto

$201 7.7%

Northfield, MN

$370 16.5% 84.5% $170

Clothing & Footwear

Toronto

$141 5.4%

Northfield, MN

$153 6.8% 9% $13

Getting Around

Toronto

$130 5%

Northfield, MN

$10 * 0.5% 92.2% $120

Sport & Entertainment

Toronto

$65 2.5%

Northfield, MN

$116 5.1% 79.4% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,060 in Northfield, MN. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $71.0 in Northfield, MN. Groceries flip the comparison at $343 vs $388, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Northfield, MN

🕒 Local time

10:17 10:17 AM

09:17 9:17 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

18,493

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Northfield, MN 1,100 km ≈ 2 h nonstop flight

From you

Toronto
Northfield, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Northfield, MN: Cost of Living - Frequently Asked Questions

Toronto and Northfield, MN differ by about 16% in total monthly costs ($2,610 vs $2,250 including rent). Northfield, MN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,916 in Toronto and $3,375 in Northfield, MN to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $1,060 in Northfield, MN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $397 in Northfield, MN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Northfield, MN – a meal for two runs $71.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,250 in Northfield, MN versus $2,610 in Toronto, a $3,000 budget is realistic in Northfield, MN but tight or insufficient in Toronto. The gap between the two cities makes Northfield, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Northfield, MN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Northfield, MN gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.