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Cost of Living Comparison Between Toronto and North Bay Cost of Living Comparison Between Toronto and North Bay

😐 Solo nomad: Toronto is 22.5% more expensive than North Bay without rent, and 13.6% more expensive with rent.
😐 Family of 3: Toronto is 4.9% more expensive than North Bay without rent, and 12.1% more expensive with rent.
Currency
🍽 Eating Out
Toronto
North Bay
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$14.51 CA$20.17
30.74%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$82.2 CA$114
0.82%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$8.69 CA$12.07
27.96%
Cappuccino
$3.98 CA$5.54
$3.32 CA$4.62
19.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.08 CA$2.90
1.44%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.37 CA$1.90
24.09%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.23 CA$7.27
11.66%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.52 CA$9.07
1.84%
🛒 Groceries & Markets
Toronto
North Bay
Difference
Milk (1 liter)
$2.80 CA$3.89
$1.73 CA$2.40
61.85%
White Bread (500g)
$2.87 CA$3.99
$2.24 CA$3.12
28.12%
Rice (white) (1kg)
$3.68 CA$5.12
$6.85 CA$9.53
-46.28%
Eggs
$3.47 CA$4.82
$3.45 CA$4.79
0.58%
Local Cheese (1kg)
$13.62 CA$18.93
$20.78 CA$28.89
-34.46%
Chicken Fillets (1kg)
$13.03 CA$18.11
$17.97 CA$24.97
-27.49%
Beef Round Steak (1kg)
$16.98 CA$23.60
$11.13 CA$15.47
52.56%
Apples (1kg)
$4.07 CA$5.65
$4.38 CA$6.09
-7.08%
Banana (1kg)
$1.18 CA$1.64
$1.46 CA$2.03
-19.18%
Oranges (1kg)
$3.35 CA$4.65
$3.58 CA$4.97
-6.42%
Tomato (1kg)
$3.98 CA$5.53
$3.56 CA$4.95
11.80%
Potato (1kg)
$2.42 CA$3.37
$2.47 CA$3.43
-2.02%
Onion (1kg)
$2.90 CA$4.03
$2.16 CA$3.01
34.26%
Lettuce (1 head)
$2.45 CA$3.40
$2.86 CA$3.98
-14.34%
Water (1.5 liter bottle)
$1.97 CA$2.75
$2.78 CA$3.86
-29.14%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.23 CA$18.38
9.52%
Wine (Bottle)
$13.12 CA$18.23
$13.01 CA$18.09
0.85%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.54 CA$3.53
9.06%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.24 CA$4.51
1.23%
🚌 Getting Around
Toronto
North Bay
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.35 CA$3.27
6.38%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$74.7 CA$104
56.22%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$4.10 CA$5.70
-7.80%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.05 CA$1.46
28.57%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$25.59 CA$35.57
0.35%
Gasoline (1 liter)
$1.14 CA$1.59
$1.15 CA$1.60
-0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.7K CA$34.4K
1.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$19.7K CA$27.4K
8.56%
🧾 Monthly Utilities & Internet
Toronto
North Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$141 CA$196
-15.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$33.77 CA$46.94
9.15%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$58.7 CA$81.6
-7.66%
🎉 Sport & Entertainment
Toronto
North Bay
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$24.78 CA$34.44
127.97%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
-
-
Cinema Ticket
$11.59 CA$16.11
$11.03 CA$15.33
5.08%
🧸 Childcare & Education
Toronto
North Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$905 CA$1,257
25.36%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$28.8K CA$40.0K
-35.95%
👕👟 Clothing & Footwear
Toronto
North Bay
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$43.44 CA$60.4
31.19%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$18.77 CA$26.10
107.41%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$61.1 CA$84.9
46.68%
Men's Leather Business Shoes
$116 CA$161
$81.5 CA$113
42.46%
🏠 Accommodation & Living
Toronto
North Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,382 CA$1,921
31.58%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,251 CA$1,739
22.19%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,291 CA$3,185
30.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$2,173 CA$3,020
12.48%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
-
-
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
-
-
💵 Salaries & Financials
Toronto
North Bay
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$3,074 CA$4,273
18.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.45
-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for North Bay: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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