Cost of Living Comparison Between Toronto and North Bay Cost of Living Comparison Between Toronto and North Bay

😐 Solo nomad: Toronto is 7.2% more expensive than North Bay without rent, and 15.3% more expensive with rent.
😐 Family of 3: Toronto is 17% more expensive than North Bay without rent, and 11.5% more expensive with rent.
Currency
🍽 Eating Out
Toronto
North Bay
Difference
Meal at Budget Restaurant
$18.44 CA$25.1
$14.87 CA$20.24
24.01%
Three-Course Dinner for Two, Mid-Range
$83.7 CA$114
$79.4 CA$108
5.34%
Fast Food Meal (McDonalds, etc)
$11.24 CA$15.3
$8.81 CA$11.99
27.58%
Cappuccino
$3.93 CA$5.34
$3.18 CA$4.33
23.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$2.93
$2.11 CA$2.87
1.90%
Water (0.33 liter bottle)
$1.69 CA$2.3
$1.41 CA$1.92
19.86%
Local Beer (0.5 liter draught)
$5.95 CA$8.1
$5.12 CA$6.97
16.21%
Imported Beer (0.33 liter bottle)
$6.8 CA$9.25
$6.55 CA$8.92
3.82%
🛒 Groceries & Markets
Toronto
North Bay
Difference
Milk (1 liter)
$2.71 CA$3.68
$1.73 CA$2.36
56.65%
White Bread (500g)
$2.72 CA$3.7
$2.28 CA$3.1
19.30%
Rice (white) (1kg)
$3.64 CA$4.96
$6.95 CA$9.47
-47.63%
Eggs
$3.49 CA$4.75
$3.43 CA$4.67
1.75%
Local Cheese (1kg)
$13.31 CA$18.12
$20.77 CA$28.27
-35.92%
Chicken Fillets (1kg)
$12.9 CA$17.56
$18.23 CA$24.82
-29.24%
Beef Round Steak (1kg)
$16.93 CA$23.05
$11.12 CA$15.14
52.25%
Apples (1kg)
$3.97 CA$5.41
$4.42 CA$6.02
-10.18%
Banana (1kg)
$1.13 CA$1.54
$1.41 CA$1.91
-19.86%
Oranges (1kg)
$3.39 CA$4.61
$3.68 CA$5.01
-7.88%
Tomato (1kg)
$4.07 CA$5.54
$3.53 CA$4.81
15.30%
Potato (1kg)
$2.42 CA$3.29
$2.38 CA$3.24
1.68%
Onion (1kg)
$2.89 CA$3.93
$2.11 CA$2.87
36.97%
Lettuce (1 head)
$2.36 CA$3.21
$3.01 CA$4.1
-21.59%
Water (1.5 liter bottle)
$1.98 CA$2.7
$2.68 CA$3.65
-26.12%
Cigarettes 20 Pack (Marlboro, Camel)
$14.81 CA$20.16
$13.09 CA$17.82
13.14%
Wine (Bottle)
$12.68 CA$17.26
$14.12 CA$19.22
-10.20%
Local Beer (0.5 liter bottle)
$2.77 CA$3.77
$2.5 CA$3.4
10.80%
Imported Beer (0.33 liter bottle)
$3.16 CA$4.3
$3.39 CA$4.62
-6.78%
🚌 Getting Around
Toronto
North Bay
Difference
One-way Ticket (Public Transport)
$2.53 CA$3.44
$2.37 CA$3.23
6.75%
Public Transport Monthly Pass (Regular Price)
$116 CA$158
$72.7 CA$98.9
59.86%
Taxi Start (Normal Tariff)
$3.73 CA$5.08
$4.08 CA$5.56
-8.58%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.82
$1.06 CA$1.44
26.42%
Taxi 1hour Waiting (Normal Tariff)
$26.03 CA$35.44
$25.43 CA$34.61
2.36%
Gasoline (1 liter)
$1.15 CA$1.57
$1.14 CA$1.55
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$33.8K
$24.8K CA$33.7K
0.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$28.7K
$20K CA$27.2K
5.46%
🧾 Monthly Utilities & Internet
Toronto
North Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 CA$160
$145 CA$197
-18.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.04 CA$51.8
$33.49 CA$45.59
13.59%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$72.7
$60.4 CA$82.2
-11.51%
🎉 Sport & Entertainment
Toronto
North Bay
Difference
Gym Membership (Monthly)
$57.2 CA$77.8
$24.58 CA$33.46
132.59%
Tennis Court (1 Hour on Weekend)
$20.67 CA$28.13
-
-
Cinema Ticket
$11.92 CA$16.23
$11.04 CA$15.02
7.97%
🧸 Childcare & Education
Toronto
North Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,155 CA$1,572
$923 CA$1,257
25.06%
International Primary School, 1 Child (Yearly)
$17.9K CA$24.4K
$29K CA$39.5K
-38.26%
👕👟 Clothing & Footwear
Toronto
North Bay
Difference
Jeans (Levis 501 Or Similar)
$58.6 CA$79.8
$44.49 CA$60.6
31.78%
Summer Dress (H&M, Zara, etc)
$39.24 CA$53.4
$18.3 CA$24.91
114.43%
Sport Shoes (Adidas, Nike)
$88.1 CA$120
$59.6 CA$81.1
47.95%
Men's Leather Business Shoes
$114 CA$155
$82.5 CA$112
38.36%
🏠 Accommodation & Living
Toronto
North Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,805 CA$2,456
$1,374 CA$1,871
31.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,522 CA$2,072
$1,272 CA$1,732
19.65%
3-bedroom Apartment, City Center (Monthly)
$2,963 CA$4,033
$2,248 CA$3,060
31.81%
3-bedroom Apartment, Outside City Center (Monthly)
$2,466 CA$3,357
$2,149 CA$2,925
14.75%
Buy Apartment in City Center (m2)
$8,787 CA$12K
$4,948 CA$6,735
77.59%
Buy Apartment Outside City Center (m2)
$7,087 CA$9,646
$3,691 CA$5,024
92.02%
💵 Salaries & Financials
Toronto
North Bay
Difference
Average Monthly Net Salary (After Tax)
$3,391 CA$4,616
$2,513 CA$3,421
34.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.45
-20.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 29, 2025

Last update for North Bay: October 29, 2025

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