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Cost of Living Comparison Between Toronto and Niagara Falls Cost of Living Comparison Between Toronto and Niagara Falls

😐 Solo nomad: Toronto is 24.5% more expensive than Niagara Falls without rent, and 24.5% more expensive with rent.
😐 Family of 3: Toronto is 3.8% more expensive than Niagara Falls without rent, and 24.5% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Niagara Falls
Difference
Meal at Budget Restaurant
$18.88 CA$26.44
$18.2 CA$25.49
3.74%
Three-Course Dinner for Two, Mid-Range
$83.5 CA$117
$72.1 CA$101
15.79%
Fast Food Meal (McDonalds, etc)
$10.95 CA$15.33
$12.85 CA$17.98
-14.79%
Cappuccino
$3.97 CA$5.56
$3.55 CA$4.97
11.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$3.01
$2.12 CA$2.96
1.42%
Water (0.33 liter bottle)
$1.68 CA$2.36
$1.72 CA$2.4
-2.33%
Local Beer (0.5 liter draught)
$6.02 CA$8.43
$5.94 CA$8.32
1.35%
Imported Beer (0.33 liter bottle)
$6.44 CA$9.01
$6.47 CA$9.06
-0.46%
🛒 Groceries & Markets
Toronto
Niagara Falls
Difference
Milk (1 liter)
$2.82 CA$3.95
$1.87 CA$2.62
50.80%
White Bread (500g)
$2.77 CA$3.88
$2.66 CA$3.73
4.14%
Rice (white) (1kg)
$3.66 CA$5.12
$4.37 CA$6.12
-16.25%
Eggs
$3.56 CA$4.99
$3.27 CA$4.58
8.87%
Local Cheese (1kg)
$13.5 CA$18.9
$11.58 CA$16.22
16.58%
Chicken Fillets (1kg)
$13.35 CA$18.69
$11.24 CA$15.74
18.77%
Beef Round Steak (1kg)
$16.75 CA$23.45
$14.54 CA$20.36
15.20%
Apples (1kg)
$3.98 CA$5.57
$4.41 CA$6.18
-9.75%
Banana (1kg)
$1.17 CA$1.63
$1.04 CA$1.46
12.50%
Oranges (1kg)
$3.26 CA$4.56
$2.89 CA$4.05
12.80%
Tomato (1kg)
$4.18 CA$5.85
$4.36 CA$6.11
-4.13%
Potato (1kg)
$2.45 CA$3.43
$2.42 CA$3.39
1.24%
Onion (1kg)
$2.84 CA$3.98
$3.05 CA$4.27
-6.89%
Lettuce (1 head)
$2.34 CA$3.28
$2.16 CA$3.02
8.33%
Water (1.5 liter bottle)
$1.9 CA$2.66
$1.64 CA$2.29
15.85%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 CA$20.33
$12.34 CA$17.27
17.67%
Wine (Bottle)
$12.94 CA$18.12
$9.39 CA$13.15
37.81%
Local Beer (0.5 liter bottle)
$2.72 CA$3.81
$2.25 CA$3.15
20.89%
Imported Beer (0.33 liter bottle)
$3.12 CA$4.36
$2.43 CA$3.41
28.40%
🚌 Getting Around
Toronto
Niagara Falls
Difference
One-way Ticket (Public Transport)
$2.46 CA$3.44
$2.15 CA$3.01
14.42%
Public Transport Monthly Pass (Regular Price)
$115 CA$160
$62.7 CA$87.7
82.86%
Taxi Start (Normal Tariff)
$3.67 CA$5.14
$2.98 CA$4.18
23.15%
Taxi (Normal Tariff) (1km)
$1.41 CA$1.97
$1.18 CA$1.65
19.49%
Taxi 1hour Waiting (Normal Tariff)
$26.04 CA$36.46
$21.67 CA$30.35
20.17%
Gasoline (1 liter)
$1.14 CA$1.59
$1.08 CA$1.51
5.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.7K
$24.5K CA$34.3K
3.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$22.4K CA$31.3K
-5.60%
🧾 Monthly Utilities & Internet
Toronto
Niagara Falls
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$164
$165 CA$231
-29.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 CA$53.2
$35.52 CA$49.74
7.01%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$74.7
$65.6 CA$91.8
-18.59%
🎉 Sport & Entertainment
Toronto
Niagara Falls
Difference
Gym Membership (Monthly)
$57.3 CA$80.2
$20.32 CA$28.45
182.04%
Tennis Court (1 Hour on Weekend)
$21.08 CA$29.52
$30.49 CA$42.69
-30.86%
Cinema Ticket
$11.67 CA$16.33
$8.97 CA$12.55
30.10%
🧸 Childcare & Education
Toronto
Niagara Falls
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,576
$744 CA$1,042
51.29%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.8K
$18.7K CA$26.2K
-1.50%
👕👟 Clothing & Footwear
Toronto
Niagara Falls
Difference
Jeans (Levis 501 Or Similar)
$57.1 CA$79.9
$70.8 CA$99.1
-19.37%
Summer Dress (H&M, Zara, etc)
$39.11 CA$54.8
$55.2 CA$77.3
-29.15%
Sport Shoes (Adidas, Nike)
$87.6 CA$123
$74 CA$104
18.41%
Men's Leather Business Shoes
$114 CA$159
$86.4 CA$121
31.49%
🏠 Accommodation & Living
Toronto
Niagara Falls
Difference
1-bedroom Apartment, City Center (Monthly)
$1,782 CA$2,495
$1,301 CA$1,822
37.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 CA$2,208
$1,116 CA$1,562
41.34%
3-bedroom Apartment, City Center (Monthly)
$3,016 CA$4,223
$1,567 CA$2,194
92.53%
3-bedroom Apartment, Outside City Center (Monthly)
$2,483 CA$3,477
$1,785 CA$2,500
39.09%
Buy Apartment in City Center (m2)
$7,934 CA$11.1K
$3,892 CA$5,449
103.84%
Buy Apartment Outside City Center (m2)
$6,968 CA$9,755
$3,839 CA$5,374
81.51%
💵 Salaries & Financials
Toronto
Niagara Falls
Difference
Average Monthly Net Salary (After Tax)
$3,434 CA$4,808
$2,951 CA$4,132
16.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.57
-21.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for Niagara Falls: November 30, 2025

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