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Cost of Living Comparison Between Toronto and Niagara Falls Cost of Living Comparison Between Toronto and Niagara Falls

😐 Solo nomad: Toronto is 0.9% more expensive than Niagara Falls without rent, and 23.4% more expensive with rent.
😐 Family of 3: Toronto is 1% more expensive than Niagara Falls without rent, and 23.9% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Niagara Falls
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$18.37 CA$25.54
3.27%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$73.5 CA$102
12.69%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$12.48 CA$17.35
-10.90%
Cappuccino
$3.98 CA$5.54
$3.72 CA$5.17
6.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.01 CA$2.79
4.98%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.74 CA$2.41
-2.30%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.72 CA$7.95
2.10%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.56 CA$9.12
1.22%
🛒 Groceries & Markets
Toronto
Niagara Falls
Difference
Milk (1 liter)
$2.80 CA$3.89
$1.96 CA$2.73
42.86%
White Bread (500g)
$2.87 CA$3.99
$2.55 CA$3.54
12.55%
Rice (white) (1kg)
$3.68 CA$5.12
$4.50 CA$6.26
-18.22%
Eggs
$3.47 CA$4.82
$3.31 CA$4.60
4.83%
Local Cheese (1kg)
$13.62 CA$18.93
$11.77 CA$16.36
15.72%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.30 CA$15.71
15.31%
Beef Round Steak (1kg)
$16.98 CA$23.60
$14.82 CA$20.60
14.57%
Apples (1kg)
$4.07 CA$5.65
$4.35 CA$6.05
-6.44%
Banana (1kg)
$1.18 CA$1.64
$1.00 CA$1.39
18.00%
Oranges (1kg)
$3.35 CA$4.65
$2.85 CA$3.96
17.54%
Tomato (1kg)
$3.98 CA$5.53
$4.43 CA$6.16
-10.16%
Potato (1kg)
$2.42 CA$3.37
$2.52 CA$3.50
-3.97%
Onion (1kg)
$2.90 CA$4.03
$3.01 CA$4.18
-3.65%
Lettuce (1 head)
$2.45 CA$3.40
$2.15 CA$2.99
13.95%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.68 CA$2.33
17.26%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$12.35 CA$17.16
17.33%
Wine (Bottle)
$13.12 CA$18.23
$12.62 CA$17.55
3.96%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.21 CA$3.07
25.34%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$2.33 CA$3.24
40.77%
🚌 Getting Around
Toronto
Niagara Falls
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.26 CA$3.14
10.62%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$63.5 CA$88.2
83.77%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$2.89 CA$4.02
30.80%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.22 CA$1.70
10.66%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$21.91 CA$30.46
17.21%
Gasoline (1 liter)
$1.14 CA$1.59
$1.10 CA$1.52
3.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$25.1K CA$34.9K
-0.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$22.3K CA$31.0K
-3.81%
🧾 Monthly Utilities & Internet
Toronto
Niagara Falls
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$164 CA$227
-26.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$36.28 CA$50.4
1.60%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$66.8 CA$92.9
-18.86%
🎉 Sport & Entertainment
Toronto
Niagara Falls
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$20.61 CA$28.65
174.09%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$30.72 CA$42.69
-31.58%
Cinema Ticket
$11.59 CA$16.11
$8.60 CA$11.96
34.77%
🧸 Childcare & Education
Toronto
Niagara Falls
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$758 CA$1,053
49.65%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$18.2K CA$25.2K
1.56%
👕👟 Clothing & Footwear
Toronto
Niagara Falls
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$71.6 CA$99.5
-20.35%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$54.2 CA$75.3
-28.12%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$75.3 CA$105
18.86%
Men's Leather Business Shoes
$116 CA$161
$88.4 CA$123
31.37%
🏠 Accommodation & Living
Toronto
Niagara Falls
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,309 CA$1,820
38.89%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,115 CA$1,549
37.13%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$1,592 CA$2,213
88.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,785 CA$2,481
36.90%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$3,900 CA$5,421
122.98%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,915 CA$5,442
72.27%
💵 Salaries & Financials
Toronto
Niagara Falls
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$3,065 CA$4,261
18.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.57
-21.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Niagara Falls: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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