Last update: Oct 2026

Cost of Living Comparison Between Toronto and Newton, IA

For one person, living is cheaper in Newton, IA: $1,921 a month against $2,610 in Toronto, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
93

Cost of Living Index in Newton, IA
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Newton, IA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Newton, IA

🇺🇸 United States

$1,921

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Newton, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Newton, IA actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,921 in Newton, IA, rent included.

Toronto $2,610
Newton, IA $1,921

A couple spends around $3,727 per month in Toronto vs $2,851 in Newton, IA, rent included.

Toronto $3,727
Newton, IA $2,851

A family of three spends $4,844 per month in Toronto vs $3,780 in Newton, IA, rent included.

Toronto $4,844
Newton, IA $3,780

Toronto costs about 36% more than Newton, IA, and outside of rent the biggest gap is in transport.

Both Toronto and Newton, IA sit above the global median – Toronto by 93%, Newton, IA by 42%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.69 $19.69

-10.67%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$61.6 $61.6

27.98%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.62 $10.62

1.04%

Cappuccino

$4.09 CA$5.78

$4.95 $4.95

-17.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.61 $2.61

-19.54%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.91 $1.91

-9.95%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.10 $5.10

24.71%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.61 $7.61

-6.96%

Milk (1 liter)

$2.54 CA$3.59

$0.90 $0.90

182.22%

White Bread (500g)

$2.72 CA$3.85

$3.22 $3.22

-15.53%

Rice (white) (1kg)

$2.18 CA$3.09

$4.24 $4.24

-48.58%

Eggs

$3.63 CA$5.13

$2.74 $2.74

32.48%

Local Cheese (1kg)

$9.46 CA$13.37

$6.68 $6.68

41.62%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.62 $12.62

-8.56%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.80 $16.80

-14.46%

Apples (1kg)

$3.70 CA$5.23

$5.36 $5.36

-30.97%

Banana (1kg)

$1.19 CA$1.68

$2.06 $2.06

-42.23%

Oranges (1kg)

$3.46 CA$4.90

$4.73 $4.73

-26.85%

Tomato (1kg)

$4.22 CA$5.97

$4.34 $4.34

-2.76%

Potato (1kg)

$1.79 CA$2.52

$1.86 $1.86

-3.76%

Onion (1kg)

$1.65 CA$2.33

$2.89 $2.89

-42.91%

Lettuce (1 head)

$2.20 CA$3.11

$2.00 $2.00

10.00%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.87 $2.87

-56.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.19 $9.19

52.01%

Wine (Bottle)

$14.20 CA$20.07

$9.90 $9.90

43.43%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.81 $1.81

24.31%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$5.84 $5.84

-56.68%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.19 $2.19

5.94%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.03 $3.03

0.99%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.39 $1.39

-12.23%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$24.81 $24.81

-12.58%

Gasoline (1 liter)

$1.21 CA$1.72

$1.05 $1.05

15.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$32.1K $32.1K

-18.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$24.5K $24.5K

-13.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$182 $182

-34.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$62.8 $62.8

-48.70%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$67.1 $67.1

-27.15%

Gym Membership (Monthly)

$39.34 CA$55.6

$73.8 $73.8

-46.68%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.78 $14.78

-14.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$998 $998

-16.63%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$19.6K $19.6K

20.67%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$17.97 $17.97

190.93%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$14.75 $14.75

167.39%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$80.8 $80.8

22.57%

Men's Leather Business Shoes

$122 CA$172

$99.4 $99.4

22.66%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$842 $842

93.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$707 $707

104.78%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,443 $1,443

89.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,147 $1,147

85.61%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,734 $2,734

200.17%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,560 $2,560

167.14%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Newton, IA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Newton, IA

$707 36.8% 51.2% $741

Groceries & Markets

Toronto

$343 13.1%

Newton, IA

$377 19.6% 9.9% $34

Eating Out

Toronto

$283 10.9%

Newton, IA

$308 16% 8.6% $24

Monthly Utilities & Internet

Toronto

$201 7.7%

Newton, IA

$311 16.2% 55.2% $111

Clothing & Footwear

Toronto

$141 5.4%

Newton, IA

$96 5% 31.9% $45

Getting Around

Toronto

$130 5%

Newton, IA

$19 * 1% 85.6% $111

Sport & Entertainment

Toronto

$65 2.5%

Newton, IA

$103 5.4% 60.2% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $842 in Newton, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $62.0 in Newton, IA. Groceries tell a different story – $343 in Toronto vs $377 in Newton, IA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Newton, IA

🕒 Local time

18:10 6:10 PM

17:10 5:10 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

85,146

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Newton, IA 1,140 km ≈ 2 h nonstop flight

From you

Toronto
Newton, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Newton, IA: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 36%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $2,881 in Newton, IA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Newton, IA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $62.0 in Newton, IA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 10% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Newton, IA, where all-in costs run around $1,921, than in Toronto at $2,610. In Newton, IA it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Newton, IA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Newton, IA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.