Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mount Vernon, WA

For one person, living is cheaper in Toronto: $2,561 a month against $2,794 in Mount Vernon, WA, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
137

Cost of Living Index in Mount Vernon, WA
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Mount Vernon, WA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Mount Vernon, WA

🇺🇸 United States

$2,794

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mount Vernon, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mount Vernon, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,794 in Mount Vernon, WA.

Toronto $2,561
Mount Vernon, WA $2,794

Estimated couple costs with rent: $3,694 in Toronto versus $3,966 in Mount Vernon, WA.

Toronto $3,694
Mount Vernon, WA $3,966

Monthly costs for a family of three with rent: $4,826 in Toronto versus $5,139 in Mount Vernon, WA.

Toronto $4,826
Mount Vernon, WA $5,139

Living in Toronto costs roughly 8% less than in Mount Vernon, WA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Mount Vernon, WA 107% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$22.40 $22.40

-23.30%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$58.8 $58.8

29.18%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.78 $12.78

-17.53%

Cappuccino

$4.02 CA$5.68

$5.84 $5.84

-31.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.28 $2.28

-7.02%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.61 $1.61

8.70%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.83 $6.83

-8.64%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$9.68 $9.68

-26.76%

Milk (1 liter)

$2.44 CA$3.45

$1.09 $1.09

123.85%

White Bread (500g)

$2.68 CA$3.78

$4.07 $4.07

-34.15%

Rice (white) (1kg)

$2.24 CA$3.17

$2.77 $2.77

-19.13%

Eggs

$3.56 CA$5.03

$5.55 $5.55

-35.86%

Local Cheese (1kg)

$9.09 CA$12.85

$10.93 $10.93

-16.83%

Chicken Fillets (1kg)

$11.33 CA$16.01

$6.77 $6.77

67.36%

Beef Round Steak (1kg)

$14.53 CA$20.55

$8.34 $8.34

74.22%

Apples (1kg)

$3.62 CA$5.12

$5.40 $5.40

-32.96%

Banana (1kg)

$1.21 CA$1.72

$2.37 $2.37

-48.95%

Oranges (1kg)

$3.60 CA$5.09

$5.42 $5.42

-33.58%

Tomato (1kg)

$4.21 CA$5.96

$4.42 $4.42

-4.75%

Potato (1kg)

$1.79 CA$2.53

$4.88 $4.88

-63.32%

Onion (1kg)

$1.59 CA$2.25

$1.92 $1.92

-17.19%

Lettuce (1 head)

$2.27 CA$3.21

$2.04 $2.04

11.27%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.94 $1.94

-35.57%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$6.08 $6.08

127.30%

Wine (Bottle)

$14.27 CA$20.18

$19.69 $19.69

-27.53%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.16 $2.16

1.85%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.54 $2.54

-4.33%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$29.56 $29.56

275.27%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$1.16 $1.16

4.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.8K $36.8K

-23.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.4K $19.4K

4.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$154 $154

-21.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$45.73 $45.73

-29.46%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$64.7 $64.7

-25.86%

Gym Membership (Monthly)

$38.48 CA$54.4

$71.0 $71.0

-45.83%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$13.25 $13.25

-6.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,974 $1,974

-57.95%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$49.8K $49.8K

-53.61%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$39.30 $39.30

29.03%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$29.93 $29.93

33.71%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$80.5 $80.5

21.72%

Men's Leather Business Shoes

$121 CA$171

$79.8 $79.8

51.23%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,523 $1,523

4.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,575 $1,575

-10.48%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,500 $2,500

6.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,498 $2,498

-13.85%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,917 $3,917

102.84%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$4,048 $4,048

61.64%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,782 $3,782

-1.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.42

-30.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Mount Vernon, WA: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Mount Vernon, WA

$1.6K 56.4% 11.7% $165

Groceries & Markets

Toronto

$340 13.3%

Mount Vernon, WA

$367 13.1% 7.9% $27

Eating Out

Toronto

$278 10.9%

Mount Vernon, WA

$357 12.8% 28.2% $79

Monthly Utilities & Internet

Toronto

$201 7.8%

Mount Vernon, WA

$264 9.5% 31.8% $64

Clothing & Footwear

Toronto

$139 5.4%

Mount Vernon, WA

$103 3.7% 25.8% $36

Getting Around

Toronto

$129 5.1%

Mount Vernon, WA

$30 * 1.1% 77.2% $100

Sport & Entertainment

Toronto

$63 2.5%

Mount Vernon, WA

$98 3.5% 54.2% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,523 in Mount Vernon, WA. Housing cost is often the main lever when comparing two cities.

Mount Vernon, WA pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $59.0 in Mount Vernon, WA. Groceries flip the comparison at $340 vs $367, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Mount Vernon, WA

🕒 Local time

20:53 8:53 PM

17:53 5:53 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

73,893

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Mount Vernon, WA 3,310 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Mount Vernon, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mount Vernon, WA: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and utilities. The 9% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1% lower in Mount Vernon, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $1,523 in Mount Vernon, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Mount Vernon, WA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $59.0 in Mount Vernon, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 9% less than in Mount Vernon, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.