Cost of Living Comparison Between Toronto and Morrisburg, Ontario Cost of Living Comparison Between Toronto and Morrisburg, Ontario

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,273 in Morrisburg, Ontario.

Estimated couple costs with rent: $3,866 in Toronto versus $3,329 in Morrisburg, Ontario.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $4,385 in Morrisburg, Ontario.

Living in Toronto is roughly 15% more expensive than in Morrisburg, Ontario, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 90% above, Morrisburg, Ontario 65% above.

Currency
🍽 Eating Out
Toronto
Morrisburg, Ontario
Difference
Meal at Budget Restaurant
$17.85 CA$24.75
$17.85 CA$24.75
-
Three-Course Dinner for Two, Mid-Range
$86.8 CA$120
$66.2 CA$91.8
31.06%
Fast Food Meal (McDonalds, etc)
$10.94 CA$15.17
$10.87 CA$15.08
0.64%
Cappuccino
$4.01 CA$5.57
$3.67 CA$5.09
9.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 CA$3.04
$2.07 CA$2.87
5.80%
Water (0.33 liter bottle)
$1.69 CA$2.34
$1.67 CA$2.32
1.20%
Local Beer (0.5 liter draught)
$6.45 CA$8.94
$5.53 CA$7.67
16.64%
Imported Beer (0.33 liter bottle)
$7.05 CA$9.77
$5.75 CA$7.97
22.61%
🛒 Groceries & Markets
Toronto
Morrisburg, Ontario
Difference
Milk (1 liter)
$2.71 CA$3.77
$2.02 CA$2.80
34.16%
White Bread (500g)
$2.92 CA$4.05
$2.60 CA$3.61
12.31%
Rice (white) (1kg)
$2.48 CA$3.44
$3.27 CA$4.54
-24.16%
Eggs
$3.85 CA$5.34
$3.43 CA$4.76
12.24%
Local Cheese (1kg)
$10.10 CA$14.01
$10.28 CA$14.26
-1.75%
Chicken Fillets (1kg)
$12.02 CA$16.66
$11.84 CA$16.42
1.52%
Beef Round Steak (1kg)
$15.61 CA$21.65
$14.83 CA$20.57
5.26%
Apples (1kg)
$3.90 CA$5.41
$3.95 CA$5.48
-1.27%
Banana (1kg)
$1.24 CA$1.72
$1.32 CA$1.84
-6.06%
Oranges (1kg)
$3.78 CA$5.24
$3.79 CA$5.26
-0.26%
Tomato (1kg)
$4.38 CA$6.08
$3.70 CA$5.13
18.38%
Potato (1kg)
$1.93 CA$2.67
$2.52 CA$3.49
-23.41%
Onion (1kg)
$1.50 CA$2.08
$2.26 CA$3.14
-33.63%
Lettuce (1 head)
$2.28 CA$3.17
$2.45 CA$3.40
-6.94%
Water (1.5 liter bottle)
$1.46 CA$2.02
$1.61 CA$2.23
-9.32%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 CA$20.14
$14.64 CA$20.30
-0.82%
Wine (Bottle)
$14.42 CA$20.00
$12.57 CA$17.44
14.72%
Local Beer (0.5 liter bottle)
$2.26 CA$3.14
$2.78 CA$3.86
-18.71%
Imported Beer (0.33 liter bottle)
$2.59 CA$3.60
$3.19 CA$4.43
-18.81%
🚌 Getting Around
Toronto
Morrisburg, Ontario
Difference
One-way Ticket (Public Transport)
$2.36 CA$3.28
$2.31 CA$3.20
2.16%
Public Transport Monthly Pass (Regular Price)
$114 CA$159
$64.4 CA$89.3
77.47%
Taxi Start (Normal Tariff)
$3.16 CA$4.38
$3.01 CA$4.18
4.98%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.74
$1.52 CA$2.11
-17.11%
Taxi 1hour Waiting (Normal Tariff)
$22.57 CA$31.30
$23.60 CA$32.73
-4.36%
Gasoline (1 liter)
$1.24 CA$1.72
$1.13 CA$1.57
9.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K CA$37.9K
$28.6K CA$39.7K
-4.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K CA$28.8K
$19.5K CA$27.1K
6.24%
🧾 Monthly Utilities & Internet
Toronto
Morrisburg, Ontario
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 CA$172
$141 CA$195
-12.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.72 CA$45.38
$38.57 CA$53.5
-15.17%
Internet (50+ Mbps, Unlimited Data)
$48.79 CA$67.7
$56.6 CA$78.5
-13.81%
🎉 Sport & Entertainment
Toronto
Morrisburg, Ontario
Difference
Gym Membership (Monthly)
$40.27 CA$55.9
$41.76 CA$57.9
-3.57%
Tennis Court (1 Hour on Weekend)
$23.84 CA$33.06
$18.36 CA$25.46
29.85%
Cinema Ticket
$12.82 CA$17.77
$11.53 CA$15.99
11.19%
🧸 Childcare & Education
Toronto
Morrisburg, Ontario
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$787 CA$1,092
$757 CA$1,051
3.94%
International Primary School, 1 Child (Yearly)
$24.5K CA$34.0K
$13.5K CA$18.7K
81.67%
👕👟 Clothing & Footwear
Toronto
Morrisburg, Ontario
Difference
Jeans (Levis 501 Or Similar)
$54.2 CA$75.2
$53.0 CA$73.5
2.34%
Summer Dress (H&M, Zara, etc)
$43.10 CA$59.8
$39.19 CA$54.4
9.98%
Sport Shoes (Adidas, Nike)
$97.9 CA$136
$86.1 CA$119
13.77%
Men's Leather Business Shoes
$126 CA$175
$101 CA$140
24.54%
🏠 Accommodation & Living
Toronto
Morrisburg, Ontario
Difference
1-bedroom Apartment, City Center (Monthly)
$1,660 CA$2,303
$1,272 CA$1,765
30.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,483 CA$2,057
$1,165 CA$1,616
27.32%
3-bedroom Apartment, City Center (Monthly)
$2,800 CA$3,883
$1,998 CA$2,771
40.15%
3-bedroom Apartment, Outside City Center (Monthly)
$2,157 CA$2,991
$1,741 CA$2,414
23.87%
Buy Apartment in City Center (m2)
$8,381 CA$11.6K
$4,256 CA$5,903
96.91%
Buy Apartment Outside City Center (m2)
$6,842 CA$9,489
$3,744 CA$5,193
82.74%
💵 Salaries & Financials
Toronto
Morrisburg, Ontario
Difference
Average Monthly Net Salary (After Tax)
$3,799 CA$5,269
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
4.68
-4.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Morrisburg, Ontario: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,272 in Morrisburg, Ontario. Housing cost is often the main lever when comparing two cities.

Dining out: $87.0 in Toronto vs $66.0 in Morrisburg, Ontario for a mid-range dinner for two. Groceries echo the gap at $364 vs $356 per month, with Morrisburg, Ontario cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Morrisburg, Ontario: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Morrisburg, Ontario?
Toronto and Morrisburg, Ontario differ by about 15% in total monthly costs ($2,620 vs $2,273 including rent). Morrisburg, Ontario is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Toronto compared to Morrisburg, Ontario?
You'd need roughly $3,930 in Toronto and $3,409 in Morrisburg, Ontario to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Toronto and in Morrisburg, Ontario?
Rent for a central apartment: $1,660 in Toronto versus $1,272 in Morrisburg, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Toronto and Morrisburg, Ontario?
Childcare runs $787 in Toronto versus $757 in Morrisburg, Ontario. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 2% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $3,000 per month?
At $2,273 in Morrisburg, Ontario versus $2,620 in Toronto, a $3,000 budget is realistic in Morrisburg, Ontario but tight or insufficient in Toronto. The gap between the two cities makes Morrisburg, Ontario the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Morrisburg, Ontario?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Toronto or Morrisburg, Ontario safer for residents?
Safety-wise, Toronto and Morrisburg, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Toronto or Morrisburg, Ontario?
Expats usually find Morrisburg, Ontario gentler on the wallet – expenses run 15% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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