😐Monthly costs for one person with rent: $2,811 in Toronto versus $2,376 in Morrisburg, Ontario.
😐Estimated couple costs with rent: $4,130 in Toronto versus $3,387 in Morrisburg, Ontario.
😐Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,398 in Morrisburg, Ontario.
😐Living in Toronto is roughly 18% more expensive than Morrisburg, Ontario, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Toronto110% above, Morrisburg, Ontario77% above.
Currency
🍽 Eating Out
Toronto
Morrisburg, Ontario
Difference
Meal at Budget Restaurant
$18.71CA$26.02
$17.11CA$23.79
9.35%
Three-Course Dinner for Two, Mid-Range
$81.9CA$114
$71.0CA$98.7
15.31%
Fast Food Meal(McDonalds, etc)
$10.83CA$15.06
$10.89CA$15.14
-0.55%
Cappuccino
$3.89CA$5.41
$3.81CA$5.30
2.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22CA$3.09
$2.05CA$2.85
8.29%
Water(0.33 liter bottle)
$1.65CA$2.29
$1.72CA$2.39
-4.07%
Local Beer(0.5 liter draught)
$6.05CA$8.41
$5.56CA$7.74
8.81%
Imported Beer(0.33 liter bottle)
$6.58CA$9.15
$5.79CA$8.06
13.64%
🛒 Groceries & Markets
Toronto
Morrisburg, Ontario
Difference
Milk(1 liter)
$2.73CA$3.79
$2.19CA$3.05
24.66%
White Bread(500g)
$2.72CA$3.78
$2.70CA$3.76
0.74%
Rice(white)(1kg)
$3.54CA$4.92
$3.57CA$4.96
-0.84%
Eggs
$3.50CA$4.87
$3.54CA$4.92
-1.13%
Local Cheese(1kg)
$13.53CA$18.81
$11.15CA$15.50
21.35%
Chicken Fillets(1kg)
$13.09CA$18.20
$11.53CA$16.04
13.53%
Beef Round Steak(1kg)
$16.96CA$23.59
$14.62CA$20.33
16.01%
Apples(1kg)
$4.16CA$5.79
$4.02CA$5.60
3.48%
Banana(1kg)
$1.18CA$1.64
$1.36CA$1.89
-13.24%
Oranges(1kg)
$3.25CA$4.52
$3.61CA$5.01
-9.97%
Tomato(1kg)
$4.12CA$5.73
$3.85CA$5.35
7.01%
Potato(1kg)
$2.50CA$3.48
$2.38CA$3.32
5.04%
Onion(1kg)
$2.88CA$4.00
$2.48CA$3.45
16.13%
Lettuce(1 head)
$2.35CA$3.27
$2.53CA$3.52
-7.11%
Water(1.5 liter bottle)
$2.00CA$2.78
$1.73CA$2.41
15.61%
Cigarettes 20 Pack(Marlboro, Camel)
$14.58CA$20.28
$14.12CA$19.64
3.26%
Wine(Bottle)
$14.18CA$19.71
$11.12CA$15.46
27.52%
Local Beer(0.5 liter bottle)
$2.80CA$3.89
$2.83CA$3.93
-1.06%
Imported Beer(0.33 liter bottle)
$3.25CA$4.53
$3.00CA$4.18
8.33%
🚌 Getting Around
Toronto
Morrisburg, Ontario
Difference
One-way Ticket(Public Transport)
$2.40CA$3.34
$2.31CA$3.22
3.90%
Public Transport Monthly Pass(Regular Price)
$114CA$159
$61.8CA$86.0
84.49%
Taxi Start(Normal Tariff)
$3.76CA$5.22
$3.12CA$4.33
20.51%
Taxi(Normal Tariff)(1km)
$1.41CA$1.96
$1.49CA$2.07
-5.37%
Taxi 1hour Waiting(Normal Tariff)
$25.53CA$35.50
$26.16CA$36.39
-2.41%
Gasoline(1 liter)
$1.10CA$1.53
$1.12CA$1.55
-1.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2KCA$35.1K
$24.7KCA$34.3K
2.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1KCA$29.3K
$20.9KCA$29.1K
0.82%
🧾 Monthly Utilities & Internet
Toronto
Morrisburg, Ontario
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120CA$166
$143CA$200
-16.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.54CA$52.2
$43.65CA$60.7
-14.00%
Internet(50+ Mbps, Unlimited Data)
$54.5CA$75.8
$61.8CA$86.0
-11.82%
🎉 Sport & Entertainment
Toronto
Morrisburg, Ontario
Difference
Gym Membership(Monthly)
$55.5CA$77.2
$42.31CA$58.8
31.20%
Tennis Court(1 Hour on Weekend)
$21.15CA$29.41
-
-
Cinema Ticket
$11.56CA$16.07
$11.63CA$16.17
-0.60%
🧸 Childcare & Education
Toronto
Morrisburg, Ontario
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,129CA$1,571
$725CA$1,008
55.86%
International Primary School, 1 Child(Yearly)
$18.0KCA$25.0K
$11.6KCA$16.1K
55.43%
👕👟 Clothing & Footwear
Toronto
Morrisburg, Ontario
Difference
Jeans(Levis 501 Or Similar)
$56.9CA$79.2
$54.8CA$76.2
3.87%
Summer Dress(H&M, Zara, etc)
$39.96CA$55.6
$39.87CA$55.5
0.23%
Sport Shoes(Adidas, Nike)
$89.7CA$125
$85.4CA$119
4.93%
Men's Leather Business Shoes
$114CA$159
$108CA$151
5.46%
🏠 Accommodation & Living
Toronto
Morrisburg, Ontario
Difference
1-bedroom Apartment, City Center(Monthly)
$1,849CA$2,572
$1,339CA$1,862
38.11%
1-bedroom Apartment, Outside City Center(Monthly)
$1,560CA$2,169
$1,201CA$1,670
29.89%
3-bedroom Apartment, City Center(Monthly)
$2,925CA$4,068
$1,993CA$2,772
46.77%
3-bedroom Apartment, Outside City Center(Monthly)
$2,470CA$3,435
$1,809CA$2,516
36.52%
Buy Apartment in City Center(m2)
$9,085CA$12.6K
$5,063CA$7,041
79.45%
Buy Apartment Outside City Center(m2)
$7,036CA$9,785
$4,184CA$5,818
68.17%
💵 Salaries & Financials
Toronto
Morrisburg, Ontario
Difference
Average Monthly Net Salary(After Tax)
$3,572CA$4,967
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.16
6.46
-20.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: May 31, 2026
Last update for Morrisburg, Ontario: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,849 in Toronto and $1,339 in Morrisburg, Ontario. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $82.0 in Toronto vs $71.0 in Morrisburg, Ontario for a mid-range dinner for two. Groceries echo the gap at $396 vs $360 per month, with Morrisburg, Ontario cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Morrisburg, Ontario: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and Morrisburg, Ontario?
Toronto and Morrisburg, Ontario differ by about 18% in total monthly costs ($2,811 vs $2,376 including rent). Morrisburg, Ontario is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Toronto compared to Morrisburg, Ontario?
You'd need roughly $4,216 in Toronto and $3,563 in Morrisburg, Ontario to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Toronto and Morrisburg, Ontario?
Rent for a central apartment: $1,849 in Toronto versus $1,339 in Morrisburg, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Toronto and Morrisburg, Ontario?
Childcare runs $1,129 in Toronto versus $725 in Morrisburg, Ontario. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 10% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $3,000 per month?
At $2,376 in Morrisburg, Ontario versus $2,811 in Toronto, a $3,000 budget is realistic in Morrisburg, Ontario but tight or insufficient in Toronto. The gap between the two cities makes Morrisburg, Ontario the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Morrisburg, Ontario?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Toronto or Morrisburg, Ontario safer for residents?
Safety-wise, Toronto and Morrisburg, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Toronto or Morrisburg, Ontario?
Expats usually find Morrisburg, Ontario gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.