Last update: Oct 2026

Cost of Living Comparison Between Toronto and Morrisburg, Ontario

For one person, living is cheaper in Morrisburg, Ontario: $2,272 a month against $2,589 in Toronto, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
109

Cost of Living Index in Morrisburg, Ontario
Learn more

Morrisburg, Ontario Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Morrisburg, Ontario

🇨🇦 Canada

$2,272

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Morrisburg, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Morrisburg, Ontario actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,272 in Morrisburg, Ontario.

Toronto $2,589
Morrisburg, Ontario $2,272

Estimated couple costs with rent: $3,710 in Toronto versus $3,159 in Morrisburg, Ontario.

Toronto $3,710
Morrisburg, Ontario $3,159

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,046 in Morrisburg, Ontario.

Toronto $4,831
Morrisburg, Ontario $4,046

Living in Toronto is roughly 14% more expensive than in Morrisburg, Ontario, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Morrisburg, Ontario 67% above.

Meal at Budget Restaurant

$17.60 CA$24.62

$19.64 CA$27.47

-10.39%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$63.0 CA$88.1

23.51%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.81

$10.85 CA$15.18

-2.40%

Cappuccino

$4.16 CA$5.82

$3.18 CA$4.45

30.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.25 CA$3.15

-9.33%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.78 CA$2.49

-1.69%

Local Beer (0.5 liter draught)

$6.58 CA$9.20

$5.15 CA$7.20

27.77%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.95

$5.46 CA$7.64

30.22%

Milk (1 liter)

$2.53 CA$3.55

$2.13 CA$2.98

18.78%

White Bread (500g)

$2.70 CA$3.78

$2.61 CA$3.65

3.45%

Rice (white) (1kg)

$2.24 CA$3.13

$3.44 CA$4.81

-34.88%

Eggs

$3.48 CA$4.87

$3.49 CA$4.89

-0.29%

Local Cheese (1kg)

$9.38 CA$13.11

$10.38 CA$14.51

-9.63%

Chicken Fillets (1kg)

$11.60 CA$16.22

$10.39 CA$14.53

11.65%

Beef Round Steak (1kg)

$14.68 CA$20.54

$14.31 CA$20.02

2.59%

Apples (1kg)

$3.74 CA$5.24

$3.50 CA$4.90

6.86%

Banana (1kg)

$1.22 CA$1.71

$1.51 CA$2.11

-19.21%

Oranges (1kg)

$3.48 CA$4.87

$4.14 CA$5.79

-15.94%

Tomato (1kg)

$4.32 CA$6.05

$4.29 CA$6.00

0.70%

Potato (1kg)

$1.85 CA$2.59

$2.46 CA$3.44

-24.80%

Onion (1kg)

$1.69 CA$2.36

$2.27 CA$3.17

-25.55%

Lettuce (1 head)

$2.23 CA$3.12

$2.48 CA$3.47

-10.08%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.57 CA$2.20

-18.47%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.64

$15.47 CA$21.64

-9.24%

Wine (Bottle)

$14.43 CA$20.18

$11.07 CA$15.49

30.35%

Local Beer (0.5 liter bottle)

$2.16 CA$3.02

$2.52 CA$3.52

-14.29%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$3.02 CA$4.22

-16.56%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.18 CA$3.04

8.72%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$56.3 CA$78.8

99.64%

Taxi Start (Normal Tariff)

$3.04 CA$4.26

$2.65 CA$3.71

14.72%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.63 CA$2.27

-23.93%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.55

$22.92 CA$32.06

-1.61%

Gasoline (1 liter)

$1.24 CA$1.74

$1.18 CA$1.65

5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.1K CA$39.4K

-4.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$22.7K CA$31.8K

-5.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$140 CA$195

-10.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.23

$39.25 CA$54.9

-15.80%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.1

$53.6 CA$75.0

-10.56%

Gym Membership (Monthly)

$36.69 CA$51.3

$37.42 CA$52.3

-1.95%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.11

$16.78 CA$23.47

41.06%

Cinema Ticket

$13.08 CA$18.29

$10.64 CA$14.88

22.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,061

$685 CA$957

10.87%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.3K

$12.4K CA$17.3K

91.78%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.9

$58.8 CA$82.3

-8.96%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.6

$35.70 CA$49.94

13.28%

Sport Shoes (Adidas, Nike)

$100 CA$141

$97.8 CA$137

2.74%

Men's Leather Business Shoes

$125 CA$175

$117 CA$164

6.72%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,280

$1,150 CA$1,608

41.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,980

$1,138 CA$1,592

24.41%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,768

$1,843 CA$2,578

46.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,939

$1,491 CA$2,086

40.87%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,356 CA$6,093

73.33%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,335

$3,742 CA$5,234

78.34%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,956

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.68

-4.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Morrisburg, Ontario: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Morrisburg, Ontario

$1.1K 50.1% 19.6% $278

Groceries & Markets

Toronto

$345 13.3%

Morrisburg, Ontario

$347 15.3% 0.7% $2.3

Eating Out

Toronto

$285 11%

Morrisburg, Ontario

$281 12.4% 1.4% $4.1

Monthly Utilities & Internet

Toronto

$206 7.9%

Morrisburg, Ontario

$233 10.2% 13.1% $27

Clothing & Footwear

Toronto

$144 5.6%

Morrisburg, Ontario

$139 6.1% 3.1% $4.5

Getting Around

Toronto

$131 5.1%

Morrisburg, Ontario

$76 3.3% 42.2% $55

Sport & Entertainment

Toronto

$63 2.4%

Morrisburg, Ontario

$59 2.6% 6.6% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,150 in Morrisburg, Ontario. Housing cost is often the main lever when comparing two cities.

Dining out: $78 in Toronto vs $63 in Morrisburg, Ontario. Groceries flip the comparison at $345 vs $347, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Morrisburg, Ontario

🕒 Local time

21:57 9:57 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

3,014

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto Morrisburg, Ontario 360 km

From you

Toronto
Morrisburg, Ontario

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Morrisburg, Ontario: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,589 in Toronto and $2,272 in Morrisburg, Ontario, so Morrisburg, Ontario is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,883 in Toronto and $3,408 in Morrisburg, Ontario to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,630 in Toronto versus $1,150 in Morrisburg, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $685 in Morrisburg, Ontario. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Morrisburg, Ontario – a meal for two runs $63 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Morrisburg, Ontario gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.