Last update: Oct 2026

Cost of Living Comparison Between Toronto and Montes Claros

For one person, living is cheaper in Montes Claros: $844 a month against $2,610 in Toronto, rent and utilities included – about $21,200 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Montes Claros
🇧🇷 Brazil
$844
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Montes Claros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Montes Claros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $844 in Montes Claros.

  • Toronto $2,610
  • Montes Claros $844

Estimated couple costs with rent: $3,727 in Toronto versus $1,344 in Montes Claros.

  • Toronto $3,727
  • Montes Claros $1,344

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,843 in Montes Claros.

  • Toronto $4,844
  • Montes Claros $1,843

Living in Toronto is roughly 209% more expensive than in Montes Claros, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 93% above, Montes Claros is 38% below.

Currency
🍽 Eating Out
Toronto
Montes Claros
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$3.40 R$17.22
417.35%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$32.15 R$163
145.16%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$7.91 R$40.08
35.65%
Cappuccino
$4.09 CA$5.78
$2.05 R$10.41
99.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$1.33 R$6.72
57.89%
Water (0.33 liter bottle)
$1.72 CA$2.43
$0.79 R$4.03
117.72%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$1.48 R$7.51
329.73%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$3.02 R$15.33
134.44%
🛒 Groceries & Markets
Toronto
Montes Claros
Difference
Milk (1 liter)
$2.54 CA$3.59
$1.05 R$5.33
141.90%
White Bread (500g)
$2.72 CA$3.85
$1.64 R$8.33
65.85%
Rice (white) (1kg)
$2.18 CA$3.09
$1.20 R$6.11
81.67%
Eggs
$3.63 CA$5.13
$2.11 R$10.72
72.04%
Local Cheese (1kg)
$9.46 CA$13.37
$8.75 R$44.36
8.11%
Chicken Fillets (1kg)
$11.54 CA$16.32
$4.39 R$22.24
162.87%
Beef Round Steak (1kg)
$14.37 CA$20.32
$8.31 R$42.13
72.92%
Apples (1kg)
$3.70 CA$5.23
$2.30 R$11.65
60.87%
Banana (1kg)
$1.19 CA$1.68
$1.27 R$6.46
-6.30%
Oranges (1kg)
$3.46 CA$4.90
$1.26 R$6.41
174.60%
Tomato (1kg)
$4.22 CA$5.97
$1.55 R$7.87
172.26%
Potato (1kg)
$1.79 CA$2.52
$1.17 R$5.92
52.99%
Onion (1kg)
$1.65 CA$2.33
$1.03 R$5.21
60.19%
Lettuce (1 head)
$2.20 CA$3.11
$0.84 R$4.25
161.90%
Water (1.5 liter bottle)
$1.26 CA$1.78
$0.80 R$4.07
57.50%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$2.31 R$11.69
504.76%
Wine (Bottle)
$14.20 CA$20.07
$8.04 R$40.76
76.62%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$1.26 R$6.41
78.57%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$1.97 R$10.00
28.43%
🚌 Getting Around
Toronto
Montes Claros
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$0.76 R$3.85
205.26%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
$38.30 R$194
191.51%
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$1.34 R$6.81
128.36%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$0.86 R$4.34
41.86%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$6.97 R$35.35
211.19%
Gasoline (1 liter)
$1.21 CA$1.72
$1.03 R$5.23
17.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$25.8K R$131.0K
1.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$30.9K R$156.4K
-31.54%
🧾 Monthly Utilities & Internet
Toronto
Montes Claros
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$78.3 R$397
52.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$13.80 R$70.0
133.41%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$19.30 R$97.9
153.26%
🎉 Sport & Entertainment
Toronto
Montes Claros
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$25.26 R$128
55.74%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
$24.74 R$125
-4.69%
Cinema Ticket
$12.58 CA$17.79
$7.71 R$39.11
63.16%
🧸 Childcare & Education
Toronto
Montes Claros
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$242 R$1,225
244.36%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$7,287 R$36.9K
223.99%
👕👟 Clothing & Footwear
Toronto
Montes Claros
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$55.9 R$283
-6.46%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$50.4 R$255
-21.67%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$90.5 R$459
9.36%
Men's Leather Business Shoes
$122 CA$172
$69.5 R$352
75.51%
🏠 Accommodation & Living
Toronto
Montes Claros
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$354 R$1,793
361.17%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$238 R$1,205
509.55%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$655 R$3,323
317.59%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$466 R$2,363
356.71%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$1,599 R$8,106
413.16%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$1,006 R$5,100
579.63%
💵 Salaries & Financials
Toronto
Montes Claros
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$414 R$2,097
750.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
11
-59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Montes Claros: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Montes Claros
$238 83.6% $1.2K
Groceries & Markets
Toronto
$343
Montes Claros
$190 44.5% $153
Eating Out
Toronto
$283
Montes Claros
$97 65.6% $186
Monthly Utilities & Internet
Toronto
$201
Montes Claros
$111 44.5% $89
Clothing & Footwear
Toronto
$141
Montes Claros
$120 14.8% $21
Getting Around
Toronto
$130
Montes Claros
$47 63.9% $83
Sport & Entertainment
Toronto
$65
Montes Claros
$41 36.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $354 in Montes Claros. Housing cost is often the main lever when comparing two cities.

Toronto pays 751% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $32.00 in Montes Claros for a mid-range dinner for two. Groceries echo the gap at $343 vs $190 per month, with Montes Claros cheaper across the board.

Good to know
🇨🇦 Toronto
🇧🇷 Montes Claros
🕒 Local time
18:06 6:06 PM
19:06 7:06 PM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
414,240
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • Toronto Montes Claros 7,630 km ≈ 10 h nonstop flight
From you
  • Toronto
  • Montes Claros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Montes Claros: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Montes Claros?
Toronto and Montes Claros differ by about 209% in total monthly costs ($2,610 vs $844 including rent). Montes Claros is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Toronto or Montes Claros?
Average pay runs 751% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Toronto and in Montes Claros?
Rent for a central apartment: $1,631 in Toronto versus $354 in Montes Claros. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Toronto and in Montes Claros?
A monthly transit pass in Montes Claros runs roughly 192% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Toronto and Montes Claros?
Childcare runs $832 in Toronto versus $242 in Montes Claros. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $844 in Montes Claros versus $2,610 in Toronto, a $2,000 budget is realistic in Montes Claros but tight or insufficient in Toronto. The gap between the two cities makes Montes Claros the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Montes Claros?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Toronto or Montes Claros?
Expats usually find Montes Claros gentler on the wallet – expenses run 209% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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